tag:blogger.com,1999:blog-45829458713531351842024-03-05T21:15:37.682-05:00CO-OP HOUSING INFORMATION EXCHANGE' ("CHIE") Unknownnoreply@blogger.comBlogger120125tag:blogger.com,1999:blog-4582945871353135184.post-80583346474908969512015-01-16T08:51:00.000-05:002020-05-06T10:22:05.995-04:00Co-op Housing - A Fraud and Illegal Acts Friendly Culture<h3>
This page has hyper-links that you can click to access additional information! </h3>
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Please note that some links are broken due to CHF Canada retiring their website in May 2017 and opening a new website that shares far less information that oppose transparency and accountability! </h3>
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The nine comments posted below this blog are recommended reading. </h3>
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There are some 2,220 housing co-operatives with 250,000 people residing in 97,000 housing units across Canada. Some 2,100 are non-profit zero equity housing co-operatives. Each housing co-op is separately incorporated and self-governed under co-op legislation in each province. </h3>
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A Fraud and Illegal Acts Friendly Culture exist in the Non-Profit Zero Equity Co-operative Housing Sector in Canada. These co-ops are most vulnerable to embezzlement by their very nature. First, there are no 'owners' watching over every dollar collected as revenue and paid out as an expense. Unfortunately, most people are less concerned when it is not their own money at risk.</h3>
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Co-ops are governed by unpaid volunteer board of directors that can often lack competencies, with little interest in training that may contribute to a non-existent, inadequate or a disregarded management structure.Governing legislation, by-laws, agreements, along with other rules and regulations may be ignored or not followed. Enforcement of legislation...is expensive and rarely enforced by government, and for modest or low income co-op members' to hold board of directors accountable for mismanagement of non-profit zero equity housing co-ops. </h3>
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A good system of internal controls can protect the assets of the co-op, but these controls can lack oversight, and be circumvented through collusion when associative difficulties attributable to poor governance and management that include no understanding of the cooperative formula, a lack or improper exercise of leadership, cliques, abuses of power, favoritism, theft, and fraud...</h3>
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For housing co-ops, the potential impact of having fraud or theft resulting in loss of cash or other items of value become known to its volunteer members', much less the public, reported in the press, and on social media, can damage the co-op board of directors, and staff management reputation, resulting in loss of confidence by both the community, especially taxpayers or other donors that fund co-ops can have significant long-term negative effects so great that most occurrences of fraud... are most frequently hidden away or 'swept under the rug'. </h3>
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Some major non-profit zero equity co-operative housing stakeholders are on behalf of the government of Canada; Canada Mortgage and Housing Corporation (CMHC) is responsible for federal co-operative housing programs and policies. Under an agreement signed with CMHC in 2005, the Agency for Co-operative Housing provides information to co-ops, assesses risks and takes action to mitigate them, and monitors and seeks compliance with operating agreements. Municipalities are responsible for some co-ops within provinces. </h3>
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Compliance monitoring is expensive, not done in detail, and many records that may document the co-ops management are not monitored. CMHC seldom enforce compliance with the terms of the operating agreements...with co-ops, and municipal governments within each province seldom enforce compliance of legislation...because obtaining a court order can be expensive in order to force compliance; or appoint a receiver to manage the housing co-operative. </h3>
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The Co-operative Housing Federation of Canada is the nation-wide lobbyist and umbrella organization for over 900 member housing co-operatives, with some 11 regional member housing federations or associations outside the province of Quebec. CHF Canada is the sole partner with the Agency for Co-operative Housing.</h3>
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Each separately incorporated housing co-operative hire chartered accountants to provide book-keeping services during the fiscal year, and hire an independent chartered accounting firm to conduct the annual audit at the end of the fiscal year represented as the housing co-op annual audited financial statements.</h3>
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Example, in the province of Ontario where some 557 housing co-ops are located, the firm, Prentice Yates & Clark, Chartered Accountants (PYC) provide accounting and audit services with an extensive list of client non-profit zero equity housing co-operatives located in the greater Toronto area and various communities.</h3>
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All of the aforementioned stakeholders have a co-op housing client relationship with the co-op board of directors, and staff management that these stakeholders can share information, but may not be shared or released to other co-op housing members' that include Ken Hummel (Ken), Member, Athol Green Co-operative Homes Incorporated.</h3>
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Ken has communicated at various points in-time with almost all aforementioned stakeholders:</h3>
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THE CANADA MORTGAGE AND HOUSING CORPORATION (CMHC)</h3>
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CMHC is responsible for federal co-operative housing programs and policies, and assesses risk and takes action to <a href="https://dictionary.com/browse/mitigate">mitigate</a> them using various types of <a href="https://wikifinancepedia.com/investing/risk-mitigation-definition-plan-strategies-techniques-template-examples">risk management techniques</a>. Some examples: </h3>
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CMHC set the financial reporting requirements for the Auditors' Report that enable the preparation of audited financial statements free from material misstatement, whether due to fraud or error. Example <a href="http://tinyurl.com/q7ykw9l">CLICK HERE</a></h3>
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CMHC contracts the Agency to prepare an Annual Portfolio Performance Review Report based on a Annual Information Return (AIR) submitted to the Agency by some client housing co-ops and its auditors'. The co-op housing portfolio was reported as 542 in 2015. The AIR consist of questions that include "The auditor issued a Communication of Matters identified During the Audit of the Financial Statements that identified significant weaknesses in internal controls, fraud, illegal acts or possible illegal acts. (If yes, please give details.)</h3>
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Annual portfolio reports sent to CMHC are unedited. These reports are edited for public review, and appear not to report statistical information or data about weakness in housing co-ops internal controls, fraud, illegal acts or possible illegal acts when published on the Agency's public internet website, web-pages. In 2016, the Agency stopped publishing Annual Portfolio Performance Review Reports on its public internet website </h3>
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CMHC legal action, put a housing co-op into court ordered receivership. In a statement of facts filed in court in September 2015, CMHC says the co-op owed $4.8 million to CMHC as the co-op had not made any payments of principal or interest to CMHC in respect to the mortgage since 2001. The lack of funding was attributed to poor management and persistent corporate governance deficiencies with no proper board of directors since 2001. The co-op construction cost was $3.68 million in 1981. Mist Holdings purchased the co-op in 2016 and the cash sale was not disclosed by CMHC. <a href="http://tinyurl.com/zelpqjo">CLICK HERE</a></h3>
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CMHC legal action, put another housing co-op into court ordered receivership:</h3>
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<a href="http://tinyurl.com/y9s65s7c">CLICK HERE to review Hoy Creek Co-operative Homes</a> </h3>
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THE AGENCY FOR CO-OPERATIVE HOUSING (THE AGENCY)</h3>
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The Agency has a relationship with its client housing co-ops, board of directors, and staff managers, not individual members residing in client co-ops. </h3>
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The Agency does not concern itself with housing co-operative governance or democratic functioning, unless problems put the co-ops loans at risk</h3>
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When a co-op member contacts the Agency and has a complaint about co-op governance or management, the Agency usually refers members of co-ops with governance...issues to a CHF Canada local member housing federation or the Agency's sole partner, CHF Canada.</h3>
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Within the Agency's website has a password protected client website that share reports about individual co-ops and their peer housing co-ops, and other information. The co-op's username and password are available from a co-op main contact (usually staff manager or co-op president). Some co-op's give the password to everyone on the board, and to any member, on request, as the board of directors decides. </h3>
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Information in the Annual Information Return (AIR) for housing co-ops allow the Agency to generate some additional reports that include annual risk rating reports for individual housing co-ops, and the Agency's co-op data report that allows the Agency to combine data from many co-ops, and share it with each individual co-op. Other information shared are co-op agreements, and their Agency's correspondence that may contain management consultations for the co-op from the Agency.</h3>
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THE CO-OPERATIVE HOUSING FEDERATION OF CANADA (CHF CANADA) </h3>
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CHF Canada has a relationship with its member housing co-op's, board of directors, and staff managers, and its sole partner, the Agency, not individual members residing in their member co-ops!</h3>
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CHF Canada is a lobbyist organization that sell services to its member housing co-ops. CHF Canada member housing federations also sell services to its member co-op's, and lobby for co-ops with these organizations advocating for housing co-op's, not individual co-op housing members'.</h3>
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One example of their advocacy work in Ontario is Bill 14 that was proclaimed into law in 2013 that made housing co-op's, and their co-op board of directors, and staff co-op managers less accountable under law to the co-op's general membership <a href="http://tinyurl.com/as6mat2">CLICK HERE</a> </h3>
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In the matter of Bridlewood housing co-operative, purchased by CHF Canada</h3>
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Some co-op housing members' through collusion stopped co-op monthly mortgage payments in an attempt to put the co-op into receivership, and that some members' may purchase their co-op units far below market value in contravention of law. In an unprecedented move, CHF Canada intervened and placed the co-op into court ordered receivership, and CHF Canada purchased the co-op at a cost far below market value in 2012 <a href="http://tinyurl.com/cenpu8d">CLICK HERE</a> </h3>
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It appears that CHF Canada accomplished three key objectives: 1) prevented the unlawful sale of the co-op to some resident members', 2) punished co-op members' for their illegal scheme, and 3) provided CHF Canada a business opportunity to profit financially over some years. </h3>
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It appears that CHF Canada has no intention to return governance of their non-profit housing project back to the co-op housing model for the foreseeable future, if ever, in complete opposition of CHF Canada's co-operative housing principles and values... </h3>
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CHF Ontario region held its annual general meeting in 2000. A resolution was submitted that any member found guilty of a criminal offense related to fraud, theft, and sexual misconduct be ineligible to to run for or act as a director, officer or other position in a housing co-operative or in organizations which comprise the housing co-operative sector.</h3>
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The resolution was defeated and referred back to CHF Ontario region council. In 2001 CHF Ontario region council decided it could not support the resolution because they believed that co-ops would face a number of problems if they tried to rule out candidates on the grounds set out in the resolution. Co-operatives would have to set up procedures to allow them to check the history of all candidates, and the council was concerned that checks could put people off running for the board because they would not want to go through this process. Council members think it is better to let each co-op member decide whether someone who has a record of offence would make a good director. <a href="http://tinyurl.com/3j8bkgu">CLICK HERE</a> and <a href="http://tinyurl.com/67p9ru3">CLICK HERE</a> and <a href="http://tinyurl.com/6yzxvc7">CLICK HERE</a> and <a href="http://tinyurl.com/luxvzmq">CLICK HERE </a></h3>
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CHF Canada in association with it's member housing federation's develop model housing by-laws that can be customized for their member housing co-op's. Ken reviewed a co-op organizational by-law customized for a housing co-op located in Ontario. In Ken's view, this by-law was Autocratic and Draconian. A by-law that is oppressive and does not respect democratic values. Roberts Rules of Order are not allowed. Confidentiality and limiting disclosure are over-reaching and many maters undefined...A Fraud and Illegal Acts Friendly By-law...A sample of that 58.0 meg or 82-page by-law as a 2.2 meg or 4-page PDF <a href="http://tinyurl.com/y9ap3v8p">CLICK HERE</a> </h3>
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THE FINANCIAL SERVICES COMMISSION ONTARIO (FSCO) </h3>
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The FSCO mandate is to provide regulatory services to some various business sectors across Ontario that include twelve categories Co-operatives that include co-op housing. FSCO annual reports include licensing, monitoring, and enforcement activities across the sectors that it regulates with statistics. Example: Public and stakeholder inquires and complaints reporting statistics on co-operatives include all 12 categories of co-operatives reported as a singular statistics.</h3>
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<a href="http://tinyurl.com/jzuz4zw">CLICK HERE</a> and <a href="http://tinyurl.com/znj9uzm">CLICK HERE</a></h3>
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SOME EXAMPLES OF FRAUD OR FRAUD INVESTIGATIONS...REPORTED ON SOCIAL MEDIA... </h3>
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The following is a true scenario of a scam that occurred at a housing co-op with advice from the Durham Regional Police Service Fraud Unit on each aspect of the scam <a href="http://tinyurl.com/47mn7gd">CLICK HERE</a></h3>
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citynews1030.com February 13, 2020 By Renee Bernard, Reporter, News1030</h3>
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"Burnaby co-op fell into disrepair as president funneled money into her own bank account"..."Lillian Cameron will spend the next three years in jail The former president managed to siphon off $2 million from the co-op"... <a href="https://www.tinyurl.com/vd88kl9">CLICK HERE</a> </h3>
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globalnews.ca September 10, 2017 By Ben Dooley and Kyle Benning, CKNW </h3>
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"Burnaby housing co-op suing former president claiming she committed fraud"..."Halston Hills says Cameron has turned herself into Burnaby RCMP and admitted the fraud to the co-op." <a href="http://tinyurl.com/ybcajf84">CLICK HERE</a></h3>
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news1130.com March 16, 2017 By Renee Bernard, Reporter, News1130</h3>
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"RCMP investigating possible fraud at Burnaby housing co-op"..."The accusation is being leveled at a member of its board of directors."..."Thom Armstrong is the executive director of the Co-op Federation of BC"..."and says checks and balances are in place to prevent money form disappearing."...</h3>
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"The activities of most co-ops are overseen by the Canada Mortgage and Housing Corporation"..."and as such Armstrong says members with complaints or suspicious about how the board is run can take them to the CMHC. "In all but the most exceptional circumstances that combination of controls is enough to limit or even eliminate the possibility of impropriety," he says.</h3>
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"Plus he notes because board members are neighbours, shareholders and essentially business partners, it's rare for them to be tempted to defraud the others. It's not known when the RCMP investigation will be complete, but a forensic audit could take years. A new board of directors has been put in place at the co-op since the allegations came to light." <a href="http://tinyurl.com/mljswwl">CLICK HERE</a> </h3>
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cbc.ca March 11, 2016 By Glenn Payette, CBC</h3>
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"St. John's women charged with defrauding housing co-op"...Brenda Dawson was president of the Cumberland Housing Co-op until a couple of years ago."..."CBC was told the fraud was around $80,000. Dawson is also charged with breach of trust. The two charges cover a four-year period, beginning in August 2010." <a href="http://tinyurl.com/z98v2sd">CLICK HERE</a></h3>
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ifpress.com September 29, 2010 By Jane Sims, London Free Press</h3>
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"Former housing co-op president pleads guilty"..."Jason Showers told tenants he would accept cash payments for rent. What they didn't know was the president of their housing co-operative wasn't forwarding the money and was pocketing some of it for himself."... <a href="http://tinyurl.com/4mecnf2">CLICK HERE</a></h3>
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stalbertgazette.com May 19, 2010 By Ryan Tumilty, St. Albert Gazette</h3>
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"Woman convicted in St. Albert fraud faces new charges"..."Bernier is also known as Tamara Lynne Valk who pleaded guilty to a single count of fraud last year involving the Liberton Housing Cooperative." <a href="http://tinyurl.com/d2jcwq2">CLICK HERE</a></h3>
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stalbertgazette.com January 27, 2010 By Ryan Tumilty, St. Albert Gazette</h3>
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"Housing co-op fraud nets jail term"...Judge Jeanne Burch - "Burch chided Valk for her actions which she said worked in complete opposition to the entire spirit of a co-operative." <a href="http://tinyurl.com/46d8klk">CLICK HERE</a> </h3>
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nowtoronto.com January 19, 1999 By Alec Scott, Now Magazine</h3>
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"Co-op board resigns en masse Everyone's keeping mum about the recent putsch at the Windmill Line Housing Co-op near the St. Lawrence Market."</h3>
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"According to the Canada Mortgage and Housing Corporation, which oversees the co-op, the existing board of directors resigned and will not be replaced before the September 8 general meeting. Some residents were not satisfied with the board's management, according to Judith Collins of the Co-op Housing Federation of Toronto. The now boardless co-op's office will not divulge details."</h3>
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"What is the public interest in this?" asks co-op member Muriel Cassidy. "We're trying to keep this all in the family." </h3>
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Some additional examples as noted above may be posted at a later point in-time</h3>
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MUNICIPAL GOVERNMENT''S AND HOUSING CO-OP'S</h3>
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Some municipal government's are responsible for the oversight of housing co-op's located in some regions, and may enforce rules, regulations, and legislation that may place a housing co-op into receivership...Some examples:</h3>
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Regional Municipality of Simcoe v. Matthew Way Co-operative Homes <a href="http://tinyurl.com/d3uwu89">CLICK HERE</a> </h3>
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Regional Municipality of Waterloo v. Sand Hills Co-operative Homes <a href="http://tinyurl.com/c56dsxf">CLICK HERE</a></h3>
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North End United Co-operative Limited <a href="http://tinyurl.com/cmlm466">CLICK HERE</a></h3>
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Regional Municipality of York v. Thornhill Green Co-operative Homes <a href="http://tinyurl.com/BQ47VZS">CLICK HERE</a></h3>
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Municipality of Chatham-Kent v. Labourview Co-operative Homes <a href="http://tinyurl.com/c8e95dw">CLICK HERE</a></h3>
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Some additional examples noted above may be posted at a later point in-time</h3>
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COMMENTS WITH VIEWS AND OPINIONS </h3>
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The news article headline <a href="http://tinyurl.com/mljswwl">"RCMP investigating possible fraud at Burnaby housing co-op"</a> dated March 16, 2017 and written by Renee Bernard, Reporter, 1130 News is an appropriate article for this blog and starting point in sharing comments with views and opinions about some co-op housing stakeholders in Canada.</h3>
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The Co-operative Housing Federation of British Columbia (CHF BC) <a href="https://twitter.com/thomjarmstrong">Thom Armstrong</a>, executive director was interviewed, and quoted in this article. <a href="https://twitter.com/chfbc">CHF BC</a> is a lobbyist organization that advocates for building more co-ops, and sell services to their member housing co-ops.</h3>
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In Ken's view, it appears premature to assume that <a href="https://halstonhills.ca/">Halston Hills housing co-op</a> had the necessary internal controls. Internal controls can be circumvented by two or more people, and can lack oversight. Co-ops can have <a href="http://tinyurl.com/d68zyto">inherent problems</a> that contribute to mismanagement that put co-ops at risk of fraud, and illegal activity.</h3>
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In Ken's opinion, it would be more appropriate for co-op housing members' that are either suspicious or have accusations or allegations of fraud and/or illegal activities under the criminal code to contact the Police, not CMHC.</h3>
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In Ken's view, the article concludes by stating, and I quote form it "It's not known when the RCMP investigation will be complete, but a forensic audit could take years. A new board of directors has been put place at the co-op since the allegations come to light."</h3>
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In Ken's opinion, the RCMP investigation may find evidence of fraud, and other criminal acts without the need for any forensic audit that may only take days or perhaps weeks.</h3>
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In Ken's view, the replacement of the co-op board with new board of directors raise Red Flags about the co-op governance and management that may involve fraud and other illegal activity.</h3>
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In Ken's view, News1130 had not followed-up on this story, since their initial report on March 16, 2017, but <a href="http://tinyurl.com/ybcajf84">Global News.CA</a> did on September. 10, 2017. It is important to note that the Global News story did not report on the amount of the alleged fraud or if any criminal charges were filed against Ms. Cameron, the former president, and former co-op member. </h3>
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A person claiming to be a member of the co-op reached out in social media to News1130 on March 20, 2017 and communicated the following information: "I live in co-op, board took excess of $2 million in 5 years. Imagine how much more when the person in charge was 25 yrs"..."How is this not even made the news! our coop is fallin apart, board is crooked. people are living in rotten conditions"..."you should attend our general meeting next week. lots of info on the fraud."</h3>
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Ken's views, comments, and information posted above were posted in this blog prior to the release of the News1130 article published on <a href="https://tinyurl.com/vd88kl9">February 13, 2020</a></h3>
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In Ken's view, the CBC March 11, 2016 story about Brenda Dawson, former co-op president charged with fraud, Cumberland housing co-op has not been updated since the news story was originally posted on social media!</h3>
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CMHC investigated fraud allegations originally reported to the Police from a housing co-op member. This investigation conducted by CMHC employed risk management techniques to mitigate the fraud allegations then dismissed those allegations when the CMHC attempted to hide it and sweep it all Under the Rug! <a href="http://tinyurl.com/yb2haxu9">CLICK HERE</a> </h3>
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Auditor's attending a housing co-op meeting's of member's, presenting the co-op financial statements, refuse to answer questions from a co-op member asking questions, if audited financial statement figures disagreed with the co-op year end accounting records that should be seen as Red Flags!...<a href="http://tinyurl.com/mr27uax"> CLICK HERE</a>, and <a href="http://tinyurl.com/br2pwth">CLICK HERE</a> </h3>
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A co-op member files an application, and motion under s. 146(1) of the Co-operative Corporations Act in the Superior Court of Justice. The co-op member was frustrated with the Financial Services Commission of Ontario that relate to mismanagement of his home co-op. The applicant asks the court to appoint an inspector to investigate or audit or as the court seems fit investigate the affairs and management of the co-op. The application was dismissed with costs in May 2015, but the case is noteworthy. Stephen O' Brian v. Blue Heron Co-operative Homes Inc. <a href="http://tinyurl.com/ke4ljxy">CLICK HERE</a> </h3>
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In Ken's opinion, these type of housing co-ops are also vulnerable to the most common procurement fraud schemes that include collusion and kickback bribery, bid or tender rigging, and their primary red flags <a href="http://tinyurl.com/lf8qc8l">CLICK HERE</a> and <a href="http://tinyurl.com/kp82xss">CLICK HERE</a> </h3>
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The U.S. Department of Housing and Urban Development (HUD) located in the United States is the equivalent of CMHC located in Canada </h3>
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watchdog.org July 27, 2015 By Deena Winter, Nebraska Watchdog</h3>
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"HUD relents, releases audit of Omaha Housing Authority"... <a href="http://watchdog.org/231276/hud-audit">CLICK HERE</a> </h3>
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In Ken's opinion, CMHC is withholding a treasure-trove of information away from the general public at large about fraud and illegal acts, and suspected fraud and illegal acts in relation to the non-profit co-op housing sector. </h3>
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In an access to information request, CMHC denied Ken access to some information that Ken had already acquired from a housing co-op. CMHC recommendations to the co-op in 2004 included changes to the co-op board of directors meeting minutes that resulted in cheque requisitions and spending approvals being held in-camera, out of view, away from the co-op general membership. Some details about cheque requisitions and spending approvals were shared with the general membership prior to those CMHC recommendations! <a href="http://tinyurl.com/m5cnvy6">CLICK HERE</a></h3>
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In Ken's view, CMHC falls short in safeguarding the public investment in co-op housing, and lack strong corporate governance and transparency they claim are the cornerstones of its operations. </h3>
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thestar.com May 20, 1995 By Kevin Donovan, Staff Reporter</h3>
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"Housing millions down drain"..."millions of dollars have been misspent, overspent or wasted down this giant money pit."..."how gross government mismanagement produced an open invitation for abuse"..."this program is sinking under a morass of profiteering, political favoritism, shady business deals, conflicts of interest, suspected fraud, spiralling debt and lack of accountability."..."the Terra Bella housing project"..."the already overpriced City Park project"..."the Consideration Co-Op is close to bankruptcy"..."No single story tells the entire tale of waste and malfeasance."..."People have gotten away with financial murder...they have wasted millions and millions and millions of dollars."..."We have already begun to hear news of wheeling and dealing...bribe offers...requests for kick-backs."..."There isn't a police force in the world big enough to investigate all the rot in non-profit housing."..."Enter The Development Consultant, The Architect, The Landowner, The Developer, The Contractor, and The Lawyers. This is the point where non-profit housing becomes non-profit in name only."..."the Marigold Co-op in Whitby, substandard elevators and smoke detectors were installed. It cost thousands of dollars more to do the job right."..."Co-ops have the highest average unit price."...Co-ops have another built-in cost."..."about $22.5 million, used for developing more co-ops, educational programs, bailing out co-ops in financial trouble and association salaries."..."The deal they did on City Park was so overpriced it was not economically viable."..."Harmony-King Co-op"...</h3>
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This article is also shared as a <a href="http://tinyurl.com/ycjhb453">PDF Abstract</a> or <a href="http://tinyurl.com/mgfaozt">CLICK HERE</a> </h3>
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In addition, Ken has communicated with the Financial Services Commission of Ontario (FSCO), Chartered Professional Accountants Ontario (CPA), the Public Accountants Council for the Province of Ontario, the Attorney General for the Province of Ontario, Ombudsman Ontario, Ontario's Watchdog, Province of Ontario, Ministry of Consumer and Commercial Relations Companies Branch, Durham Regional Police Service, Information and Privacy Commissioner Ontario, CMHC Access to Information and Privacy Office, Information and Privacy Commissioner of Canada, Minister Responsible for CMHC, Federal and Provincial Government Parliamentarian's...</h3>
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Information my be added, revised or deleted without prior notification</h3>
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Ken Hummel, Administrator, CHIE </h3>
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<br />Unknownnoreply@blogger.com9tag:blogger.com,1999:blog-4582945871353135184.post-18966371933039811722015-01-15T09:44:00.004-05:002024-01-23T15:53:39.484-05:00Noted Articles and Research about Co-op Housing<h3>cbc.ca [CBC News] Online Edition</h3><h3>September 5, 2023</h3><h3>By Priscilla Ki Sun Hwang, CBC News, Ottawa, ON</h3><h3>"This co-op resident asked for repairs for years. Then mushrooms sprouted in her room Quarry Co-op denies all allegations of negligence with repairs in countersuit"</h3><h3><a href="https://www.cbc.ca/news/canada/ottawa/quarry-coop-board-repair-issues-members-1.6940386 ">CLICK HERE to read this article published online</a> <br /></h3><h3> </h3><h3>ottawacitizen.com [Ottawa Citizen] Online Edition</h3><h3>November 3, 2023</h3><h3>By Andrew Duffy, Reporter, Ottawa Citizen</h3><h3>"Hard feelings, bitterness remain at Sandy Hill co-op leading up to elections. Elections will be held later this month at Co-op Voisins to replace a city-approved board of directors installed to rescue the Sandy Hill housing community from months of chaos."</h3><h3><a href="https://ottawacitizen.com/news/local-news/hard-feelings-bitterness-remain-at-sandy-hill-co-op-leading-up-to-board-elections">CLICK HERE to read this article published online</a> <br /></h3><h3> </h3><h3>ottawacitizen.com [Ottawa Citizen] Online Edition</h3><h3>July 26, 2023</h3><h3>By Andrew Duffy, Reporter, Ottawa Citizen</h3><h3>"How one Sandy Hill housing co-op descended into chaos and acrimony"</h3><h3><a href="https://ottawacitizen.com/how-one-sandy-hill-housing-co-op-descended-into-chaos-and-acrimony">CLICK HERE to read this article published online</a> <br /></h3><h3> </h3><h3>citynews1130.com [CITYNEWS1130] Online Edition</h3>
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February 13, 2020</h3>
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By Renee Bernard, Reporter, CityNews1130</h3>
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"Burnaby co-op fell into disrepair as president funneled money into her own bank account"..."Tenants have suffered emotionally and were devastated by the theft. Those statements were submitted by the Halston Hills Housing Co-op, as their former president was sentenced to three years and nine months in jail for stealing from the Burnaby co-op. Lillian Cameron pleaded guilty, and besides jail time, she was ordered to pay back the co-op more than $2 million."</h3>
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"Cameron was elected president of the co-op in 1999 and held the position until the day she left the co-op in November of 2016."..."It says Cameron abused her position and bullied members. Tenants say she showed favouritism, inviting some of them into her home, and used her "ill-gotten gains to take them on trips, lavishly spending money on them"...</h3>
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<a href="https://www.tinyurl.com/vd88kl9">CLICK HERE to read this article published online</a> </h3>
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<a href="https://www.burnabynow.com/news/burnaby-co-ops-rallying-for-viable-future-1.918834?fbclid">CLICK HERE to read "Burnaby co-ops rallying for viable future"</a> </h3>
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One Bad Board Away From Bankruptcy: Housing Co-operatives, Self-Management, And The Landlord-Tenant Relationship a thesis submitted to the Dept. of Cultural Studies, Queen's University, Kingston, ON.</h3>
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May 2019</h3>
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By Josh Hawley</h3>
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<a href="https://tinyurl.com/yyo24wdt">CLICK HERE to read this thesis as a 171 page pdf published online</a></h3>
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<a href="https://tinyurl.com/y3prtldf">CLICK HERE to read excerpts from this thesis published online</a></h3>
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globalnews.ca [GLOBAL NEWS] Online Edition</h3>
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February 25, 2018</h3>
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By Jon Azpiri, Global News</h3>
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"B.C quadruple amputee says he'll be homeless after co-op withdraws offer"..."John Black was all set to move into a new home at Creekview Co-op housing on Granville Island."...</h3>
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<a href="http://tinyurl.com/ycl67mb8">CLICK HERE to read this article published online</a></h3>
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<a href="http://tinyurl.com/y759y6xr">CLICK HERE to see this linked article on twitter with comments</a> </h3>
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globalnews.ca [GLOBAL NEWS] Online Edition</h3>
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February 23, 2018</h3>
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By Jasmine Pazzano, Global News</h3>
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"EXCLUSIVE: Oshawa woman claims co-op residence 'tore up' her application"..."The 64-year-old Oshawa, Ont., resident said she submitted an application to Harmony-King Co-Op Homes Inc. about seven years ago, but a staff member at the residences told her late last year that they no longer have her application."-"They tore it up," said the single resident. "That's what they told me."...</h3>
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cbc.ca [CANADIAN BROADCASTINING CORPORATION] Online Edition</h3>
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September 18, 2017</h3>
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By Rosa Marchitelli, CBC News</h3>
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"GO PUBLIC/ 'Completely outrageous': Couple say they were denied co-op apartment over sex of baby"..."A Vancouver family believes they were denied a unit in a co-op housing complex because their baby is a girl and not a boy."..."The couple first contacted Go Public in June after they were told by a representative of Marina Housing Co-operative that they were first on the list for a two-bedroom unit but, before their application could proceed, the co-op board needed to know the sex of their unborn baby."...</h3>
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<a href="http://tinyurl.com/ycjxm28o">CLICK HERE to read this article published online</a> </h3>
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facebook.com [Dr. Peter Stockdale] Facebook Page Online Video August 2, 2017</h3>
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"Watch an illegal 'election' at Fairlea Park Co-op in Ottawa - featuring intimidation, election tampering, no secret ballot, abuse and harassment of a member"...</h3>
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<a href="https://www.facebook.com/drpeterstockdale/videos/10154663662096850">CLICK HERE to watch and listen to this 55:34 minute video</a> </h3>
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<h3>facebook.com [Mark Bourrie] Facebook Post Online August 20, 2019<br /></h3>
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<a href="https://www.facebook.com/AlexLaidlawHousingCoop/posts/2247850121993988">CLICK HERE to read posted messages about Alex Laidlaw Housing Co-op</a></h3>
<h3> </h3><h3>thestar.com [THE TORONTO STAR] Online Edition </h3>
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March 9, 2016 </h3>
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By Jacques Gallant, Staff Reporter </h3>
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"TENANTS AWARDED $30,000 OVER VULGAR POSTERS, TRIBUNAL RULES The anonymous messages, put up over several months in 2012 in the co-op building, targeted several residents."... </h3>
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Ontario Human Rights Tribunal 87 page ruling on March 4, 2016:</h3>
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<a href="http://tinyurl.com/jnnpql4">CLICK HERE to review Welykyi v. Rouge Valley Co-operative Homes Inc.</a></h3>
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wordpress.com [Mind Bending Politics] Online</h3>
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January 2016</h3>
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By Jason Koblousky, Political and Policy Blogger</h3>
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"Ontario Ombudsman: A Watchdog That Isn't Watching"..."Every lawyer that I've approached on my specific situation here has told me to basically shut up and not to speak out as a result of legislation being highly lopsided towards co-operative administrators and boards."...</h3>
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therecord.com [WATERLOO REGION RECORD] Online Edition</h3>
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February 19, 2015 </h3>
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By Gordon Paul, Reporter, Waterloo Region Record </h3>
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"Accusations fly as Waterloo housing co-op threatens to evict 79-year-old woman" - "She's 79 years old, stands five-foot-three, weighs 90 pounds and is afflicted by a blood disorder that often leaves her bedridden." - "I live a quiet life," Avril Gaouette said in a interview." </h3>
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"How much trouble can I get in?" Plenty, according to the board of directors at Brighton Yards Housing Co-operative, the non-profit housing complex in Waterloo where Gaouette lives." </h3>
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"The co-op, which promotes itself as "a safe, friendly and diverse housing community," is immersed in a dispute that started with a damaged garden and escalated into calls to the police, allegations of verbal abuse from both sides and the issuing of an eviction notice."...</h3>
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<a href="http://tinyurl.com/llnz2zf">CLICK HERE to read this article published online</a> </h3>
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Comments: In Ken's view, the board of directors and co-op clique have ganged up and are bullying & harassing Ms. Gaouette, and I find it disgusting and shameful. Some 26 comments below the online article sum-up this horrifying situation with a resounding number of 'thumbs-up' in support of Ms. Gaouettee, and 'thumbs-down' against the co-op board of directors...Brighton Yards is a 45-unit housing co-op located in the province of Ontario, Canada. - <a href="http://tinyurl.com/kabl6qo">CLICK HERE for an update on this article</a></h3>
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this.org [THIS MAGAZINE] Online Edition</h3>
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January 6, 2015</h3>
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By Josh Hawley, Freelance Journalist</h3>
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"Tear the house down"..."A call for co-operative housing reform"</h3>
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"After spending the first 23 years of my life living in co-operative housing, I worry "co-operative" has become nothing more than a platitude used to paint a picture of true democracy. Even at the most local of levels, a functioning democracy needs supervision."...</h3>
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<a href="http://tinyurl.com/k5xa7ee">CLICK HERE to read this article published online</a></h3>
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Some <a href="https://www.tinyurl.com/salyxxz">excerpts</a> from the article originally published in This Magazine's November/December 2014 print edition that was not published in their online edition:</h3>
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..."Jeff Schlemmer, executive director at Neighborhood Legal Services in London, Ont. and an adjunct law professor at Western University, describes how the first time the Court of Appeal of Ontario ruled on co-operative housing, they mistakenly compared them to private "social clubs."...</h3>
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"There are two fundamental misunderstandings of the co-op sector by politicians and the legal system. First, co-ops aren't necessarily communities of like-minded people"..."Many residents have not made a wilful choice to live the co-operative lifestyle."...</h3>
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"The second major misunderstanding of housing co-ops pertains to the power afforded to the board of directors, which are treated like governmental statutory authorities. Tribunals and boards established by the government fall under administrative law and they proceed through much the same process as the courts. Hearings are held and both parties are given the chance to defend their case."</h3>
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"A corporation's board of directors would never be equated to these statutory bodies. But somehow, lawyers representing housing co-ops have been able to play the statutory board card, claiming their board of directors have held fair hearings in coming to their decision to evict somebody, for example. In reality, these decisions occur at meetings where members are often easily silenced, and partiality and nepotism can supplant fairness."</h3>
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"As far back as 1976, it was known that co-op residents were at risk of eviction "on trivial grounds" simply by achieving a majority of votes. Unpopular members, obnoxious or rabble-rousing in the eyes of the few in power, are at the mercy of the co-op's in-group."...</h3>
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Comment: In Ken's view, Mr. Hawley's article, is the most significant article about co-op housing in Canada published on mainstream and social media since the Toronto Star published Kevin Donovan's article, "Housing millions down drain" back on May 20, 1995. </h3>
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maisonneuve.org [Maisonneuve Magazine] Online Edition</h3>
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June 5, 2012</h3>
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By Andrea Bennett, Writer of nonfiction, fiction, and poetry</h3>
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"In the House of the Lord"</h3>
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An investigative report: fear and manipulation at "The Jackson Avenue Housing Co-operative and the religious battle raging in one of Canada's poorest neighborhoods."...</h3>
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"Under the BC Cooperative Association Act, the majority of people living in a co-op should be members of the co-operative, which grants them voting rights and a say in how it is run. But according to current and former tenants, co-op membership is not extended to most residents"...</h3>
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"There's a real difference between being in the outer circle and inner circle of their coop,"..."Veldman describes the core group members' living quarters as renovated and well-equipped, in contrast to the sparse, tiny suites the JAHC affords to low-income DTES residents. "I realized there was a pecking order" she explains. </h3>
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"I started to feel like they used religion as a tool to oppress people and motivate them through fear, guilt and shame."...</h3>
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<a href="http://tinyurl.com/onnghvc">CLICK HERE to read this article published online</a></h3>
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intelligencer.ca [Intelligencer Opinion Column] Online </h3>
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December 6, 2012 </h3>
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By Chris Malette, For the Intelligencer </h3>
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"MALETTE AT LARGE: Co-op shame"...</h3>
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..."vandalism is taking place."..."it's all taking place and explain the added shame of it - it's in the co-operative housing complex"..."There's been drug busts here, trash tossed about, fires lit, fireworks blasted off at all hours of the night, mindless acts of spray-painting everything from doors to walls, tire-slashings, you name it."... </h3>
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<a href="http://tinyurl.com/n5rga7z">CLICK HERE to read this opinion column published online</a></h3>
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Comment: If Ken didn't know Chris was referring to the housing co-op at Bleecker and Emily Street's, Ken would have thought he was referring to a housing co-op located in Whitby, Ontario.</h3>
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digitaljournal.com [Digital Journal] Online </h3>
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September 26, 2010</h3>
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By KJ Mullins, Digital Journalist</h3>
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"The Truth behind co-op housing"</h3>
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"Toronto - In Toronto there are plenty of co-ops but non-residents are not always sure what they are. Many think of co-ops as city housing for low income residents. They would be wrong."...</h3>
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<a href="http://tinyurl.com/mvm6jw2">CLICK HERE to read this article published online</a></h3>
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wordpress.com [Kerry Hall Site] Online</h3>
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May 20, 2009</h3>
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By Kerry Hall, Writer and Editor</h3>
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"Co-operative Woes"</h3>
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"With rising rents and tenant evictions in Vancouver, some local residents are considering turning to co-op housing as a solution."...</h3>
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<a href="http://tinyurl.com/86yx8uf">CLICK HERE to read this article published online </a></h3>
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<a href="http://tinyurl.com/crhd5lu">CLICK HERE</a> to read some 200 additional news articles published online </h3>
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cmhc-schl.gc.ca [Canada Mortgage and Housing Corporation] Online</h3>
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April 2003 and Revised: 2006</h3>
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"Crisis Situations in Cooperatives: Better Interventions Hinge on a Better Understanding"..."THE SURVEY OF HOUSING COOPERATIVES"...</h3>
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The Evolution of Member Conflict in Housing Cooperatives is a CMHC sponsored Report released in March 1993: CLICK EMBEDDED LINK BELOW to review this 97 page Report published as a PDF online</h3>
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newmangoodmoon.blogspot.ca [Ken's Site] Online</h3>
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Excerpts from a Canada Mortgage and Housing Corporation Investigation into Fraud Allegations during a Client Visit at a Federal Program Housing Co-operative in 2004.</h3>
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<a href="http://tinyurl.com/h4vukym">CLICK HERE to read Ken's blog published online</a> </h3>
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cooperativeone.blogspot.ca [Co-op Housing Information Exchange] Online</h3>
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Excerpts from a Toronto Star article by Kevin Donovan.</h3>
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thestar.com</h3>
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May 20, 1995</h3>
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"Housing millions down drain"</h3>
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"First in a series A Toronto Star team is probing abuses in non-profit housing, a program that will cost Ontario taxpayers $1 billion a year. Future stories will look at the players, the problems, and solutions."...</h3>
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<a href="http://tinyurl.com/mgfaozt">CLICK HERE to read CHIE blog published online</a></h3>
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Information may be revised without prior notification</h3>
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Ken Hummel, Administrator, CHIE</h3>
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<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-35888398482107747402015-01-14T21:01:00.001-05:002022-01-17T13:00:31.898-05:00I HAVE A DREAM<h3>
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On August 28, 1963, Dr. Martin Luther King Jr., gave a historic public speech about his vision of racial and social equality between black and white people to over 200,000 civil rights supporters. Dr. King's speech had inspired millions of people around the world that also inspired me to write the following:</h3>
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I moved into a non-profit co-op project many moon's ago, And "I HAD A DREAM". </h3>
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I had a dream that all of us would some day understand the true meaning of co-operation! </h3>
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I had a dream that we would all volunteer some of our time by participating together, share knowledge, and skills to build a community that was safe, clean, and in good repair. </h3>
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A community that We All call Our home, feel fortunate, and proud to live in.</h3>
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Everyone Honoring our membership agreement that make real the promises of democracy, and free us from social injustice. That we all prosper and grow, and can find peaceful enjoyment in our home. It is a dream deeply rooted in my soul, and in the co-operative spirit---We Cannot Stand Alone.</h3>
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"so we've come here today to dramatize a shameful condition." (Dr. Martin Luther King Jr.)</h3>
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Prosperity meant for you and me, but taken away by the chosen privileged few. </h3>
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A honest days work lost to people who would not share the same dream. I have peered into their eyes and felt the selfish minds and hearts of their hidden agenda's. I have seen the selfish greed, and injustice...I have seen and felt the fear, disgust, anguish, and despair... </h3>
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I know about the injustice, I see and feel the anger, disgust and despair...</h3>
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Today is now the time to lift ourselves from fear, anger, and despair...Make The Dream Come True. Guarantee and protect our rights under the Co-operative Corporations Act, and co-op by-laws. We Cannot Walk Alone, And We Cannot be Satisfied with the Status Quo. Equality for You, Me, And Our Neighbours, and Equality for All. </h3>
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Keep Hope Alive, And Keep Dreaming Big...</h3>
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A dream one day that the so-called not-for-profit co-op housing sector will rise up and live out the true meaning of its creed. I Had A Dream we all would be "Growing Together" as stated on our co-op sign's that stand on two front lawn's for us and our neighbours to see. </h3>
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All dreams aren't realized, and many don't come true, but if we all learn to dream together...Dream Big Dreams That We All Share, then maybe WE can turn it into reality someday for everyone.</h3>
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Ken Hummel, Member, <a href="https://tinyurl.com/yca2htxh ">Athol Green Co-operative Homes Inc</a><br /></h3>
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Published in the Co-op newsletter, March 20, 2007 and edited online, January 19, 2015</h3>
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<a href="http://tinyurl.com/n7cd74a">CLICK HERE</a> and watch the MLK "I Have a Dream" speach</h3>
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<a href="http://tinyurl.com/29drop">CLICK HERE</a> and learn more about Dr. Martin Luther King</h3>
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August, 28, 2013 marked the 50th. Anniversary of the 'I Have A Dream' speech that was the largest peaceful demonstration ever held in the United States of America!</h3>
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Martin Luther King Jr. Day is celebrated in the USA on January 18th., or the third Monday of January every year.</h3>
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<h3> </h3><h3></h3><h3>Ken Hummel, Administrator, CHIE </h3>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-19741076579645457822015-01-14T12:13:00.000-05:002019-04-24T16:36:30.080-04:00Housing Strategy and Co-op Housing<h3>
The federal government of Canada and Canada Mortgage and Housing Corporation <a href="http://cmhc.ca/">(CMHC)</a> was in consultation with various housing stakeholder's and the general public that include several <a href="http://twitter.com/hashtag/LetsTalkHousing?src=hash">social media</a> websites that will help create a National Housing Strategy. </h3>
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CMHC - What We Heard: Shaping Canada's National Housing Strategy in a 66-page in PDF :: <a href="http://www.letstalkhousing.ca/pdfs/what-we-heard.pdf">CLICK HERE</a></h3>
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My letter in PDF sent electronically to the National Housing Strategy Team at CMHC :: <a href="http://www.keepandshare.com/doc10/24324/national-housing-strategy-pdf-1-0-meg?da=y">CLICK HERE</a> </h3>
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Big city mayors demand $12.6 billion in dedicated housing cash at the <a href="http://twitter.com/hashtag/TOHousingSummit?src=hash">#TOHousingSummit</a> held in Toronto, Ontario on September 30, 2016 </h3>
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A National Housing Stakeholder round-table discussion was held on September 19, 2016 in Ottawa, Ontario. Representatives from 25 National Housing Stakeholder Organizations shared their thoughts and findings during the day long discussion with a brief summary <a href="http://youtube.com/watch?v=Ylmgxxoa0z4">CLICK HERE</a> and Jean-Yves Duclos, Minister, Responsible for CMHC spoke to these Housing Stakeholders <a href="http://cmhc-schl.gc.ca/en/corp/nero/sp/2016/2016-09-19-1200.cfm">CLICK HERE</a> </h3>
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On September 7th, 8th, and 9th. 2016 CMHC hosted a round-table discussion on Canada's National Housing Strategy with expert group's that presented their idea's in brief summaries. </h3>
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On September 7, 2016, Six Sessions were held that discussed housing:</h3>
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0:45 to 3:50 - Session One had Karen Cooper discuss 'Social Inclusion' and expanding choices for people with low incomes, build upon the existing resources, and set up a housing secretariat and to provide certainty in its funding... </h3>
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4:20 to 9:27 - Session Two had Graeme Stewart discuss 'Maintaining and Preserving Existing Rental Housing' that included reinvestment in social and co-op housing... </h3>
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9:40 to 12:40 - Session Three had Andy Yan discuss 'Housing Needs Data' and how it monitors Canada's housing stock affordability... </h3>
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12:50 to 21:22 - Session Four had Greg Christenson discuss 'Senior's Housing' and the intergration of health into housing... </h3>
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21:30 to 26:33 - Session Five had Ron Wickman discuss 'Assessable Housing Universal Design and Visitability' and the roll of the federal government... </h3>
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26: 45 to 32:13 - Session Six had Michael Rice discuss 'First Nations On-Reserve Housing' he said as almost like being in another country and that many First Nations are in section 95 housing...</h3>
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September 7, 2016 </h3>
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September 8, 2016</h3>
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September 9, 2016</h3>
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Ken sent an email with a <a href="http://keepandshare.com/doc/7872481/considerations-for-2016-spring-federal-govt-budget-pdf-2-1-meg?da=y">PDF File Attachment</a> about the need for affordable housing in regards to the Liberal government 2016 Spring budget to <a href="http://twitter.com/MPCelina">Celina</a> Caesar-Chavannes, MP, Whitby</h3>
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In Ken's view, there will be some discussion to re-mandate CMHC, with the federal government transferring an undetermined amount of money to some co-op housing stakeholder's, territories, provincial government's and that they in turn will transfer money for housing to municipalities. </h3>
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In Ken's opinion, a National Housing Strategy should include an Ombudsman for Co-operative Housing where co-op housing member's could file formal complaints.</h3>
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In Ken's view, part of that strategy in Ontario is contained in Bill 7. </h3>
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The government of Ontario announced in a news release on September 14, 2016 the reintroduced legislation as part of their affordable housing strategy <a href="http://tinyurl.com/j5ng6t9">CLICK HERE</a> </h3>
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Bill 7, Promoting Affordable Housing Act, 2016 <a href="http://tinyurl.com/gqknqk8">CLICK HERE</a> </h3>
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First Reading was Carried on September 14, 2016. </h3>
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Second Reading was Carried on September 28, 2016 </h3>
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Third Reading was Carried on December 6, 2016 </h3>
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Royal Assent was received on December 8, 2016</h3>
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<a href="http://tinyurl.com/d3lkazq">Standing Committee on Social Policy - Bill 7</a> </h3>
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A Public Hearing on Bill 7 will be held on November 28, 2016 </h3>
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Ken does not support Bill 7 in its current draft. Some background information about <a href="http://tinyurl.com/as6mat2">Bill 14</a> (Non-Profit Housing Co-operative Statute Law Amendment Act, 2013) proclaimed into law on September 24, 2013</h3>
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Bill 7 has no previsions that provide Co-op housing Member's the same rights under law that Tenant's of Landlord's have under Law and the Residential Tenancies Act at the <a href="http://tinyurl.com/j2ybfwj">Landlord and Tenant Board</a> </h3>
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Bill 7 includes changes to the Residential Tenancies Act that effect co-op housing member's noted under schedule 5 of this proposed legislation. </h3>
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You are urged to contact your MPP and other parliamentarians and share your views, opinions and propose amendments to Bill 7. Some contact information: </h3>
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<a href="http://twitter.com/ChrisBallardMPP">Chris </a><a href="http://facebook.com/ChrisBallardMPP">Ballard</a>, Liberal MPP, Minister of Housing </h3>
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<a href="http://facebook.com/ernie.hardeman">Ernie Hardeman</a>, Progressive Conservative MPP, Critic, Municipal Affairs and Housing </h3>
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<a href="http://twitter.com/PercyHatfield">Percy</a> <a href="http://facebook.com/PercyHatfieldNDP">Hatfield</a>, New Democratic Party MPP, Critic, Municipal Affairs and Housing </h3>
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<a href="http://twitter.com/lornecoeMPP">Lorne Coe</a>, Progressive Conservative MPP, Whitby-Oshawa </h3>
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In Ken's view, part of this legislation relates to co-op housing and a proposal to transfer Toronto Community Housing Corporation <a href="http://torontohousing.ca/">(TCHC)</a> housing units to a co-op housing land trust. </h3>
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Some background information:</h3>
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Co-operative Housing Federation of Toronto proposal to transfer the TCHC scattered units to a Co-op Land Trust. <a href="http://tinyurl.com/h634roq">CLICK HERE</a> to review the 5-page proposal in PDF.</h3>
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openingthewindow.com</h3>
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February 10, 2016</h3>
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By Joy Connelly</h3>
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"Who will pay for a transformed TCHC?"</h3>
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<a href="http://tinyurl.com/je6aa97">CLICK HERE to read this co-op housing advocate blog </a></h3>
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Some information and comments about Bill 7: </h3>
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cbc.ca September 14, 2016 </h3>
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By Shanifa Nasser, CBC News </h3>
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"Fleeing faster: New Ontario provision allows domestic and sexual abuse victims to break rentals early" <a href="http://tinyurl.com/zzvursj">CLICK HERE to read this article</a></h3>
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cela.ca </h3>
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September 14, 2016</h3>
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By Jonathon Robinson, JD Candidate, Osgoode Hall Law School </h3>
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"Destabilizing Tenancy Rights Is Not the Solution to Ontario's Housing Shortage"</h3>
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<a href="http://tinyurl.com/joa9av4">CLICK HERE to read this blog</a> </h3>
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"Changes to landlord/tenant law in Ont make it easier to evict people where landlords avoid repair/maintenance duties" </h3>
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(Rick Lindgren, Staff lawyer with the Canadian Environmental Law Association) </h3>
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Additional background information about co-op housing in Toronto, Ontario:</h3>
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A Case Study: Atkinson Housing Co-operative:</h3>
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Atkinson Housing Co-operative has 147 apartments in two buildings and 263 townhouse homes that represent some 500 members. <a href="http://atkinsonhousingcoop.com/history.htm">CLICK HERE</a> for some history of the co-op and background information. It should be noted that the Atkinson housing co-op website does not appear to have been updated since 2011.</h3>
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Some information was reviewed about member engagement that relate to the democratic process.</h3>
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The co-op posted a notice for a re-scheduled Annual General Membership Meeting for May 25, 2011.</h3>
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The notice stated in part that "The AGM is re-scheduled from last week as quorum was not achieved. A minimum of 20 members must attend this meeting in order to achieve quorum." <a href="http://tinyurl.com/oxyce85">CLICK HERE</a></h3>
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In Ken's view, the co-op requires only 4% of its membership to attend the AGM to meet quorum!</h3>
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In Ken's view, the co-op is not truly governed and managed democratically. Ken would expect at least 51% or some 255 of its some 500 members to attend the co-op meetings of members to be considered a democratic functioning housing co-operative with perhaps some measure of success.</h3>
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It should be considered wishful thinking to consider this housing co-op as democratically managed by its membership, but it may provide some comfort for the people residing at the co-op project.</h3>
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What were some of the determining factors that concluded this community was ready to transform into co-operative housing with very poor <a href="http://tinyurl.com/c3rwq2n">member engagement?</a> </h3>
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In Ken's view, Atkinson housing co-operative represents a considerable source of annual revenue for <a href="http://tinyurl.com/br9x59w">CHF Canada</a> that may represent over $20,000 in membership dues in 2016 and in addition, its member housing federation, <a href="http://co-ophousingtoronto.coop/">CHF Toronto</a> that collected an undetermined amount of money through membership dues and services sold to the co-op in 2016.</h3>
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Research additional information about Atkinson housing co-op and co-op housing <a href="http://tinyurl.com/z3vbzec">CLICK HERE</a> </h3>
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Co-op Housing Information Exchange (CHIE) shares information about co-op housing <a href="http://tinyurl.com/br2avee">CLICK HERE</a> </h3>
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Do You think co-op housing is worthy of additional financial support through a National Housing Strategy? You are encouraged to comment below. </h3>
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You are urged to share this blog on other social media platforms...</h3>
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Information may be revised and/or deleted without prior notification</h3>
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Ken Hummel, <a href="http://tinyurl.com/hrayp3x">Member</a>, <a href="http://tinyurl.com/cwz6o8b">Athol Green Co-operative Homes Incorporated</a> </h3>
<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-75901119601863577542015-01-13T14:29:00.000-05:002018-04-02T11:57:08.610-04:00Ontario Landlord and Tenant Board<h3>
NON-PROFIT HOUSING COOPERATIVES</h3>
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On June 1, 2014, Bill 14, the Non-profit Housing Co-operatives Statute Law Amendment Act, 2013 was proclaimed into law. This Bill amends parts of the Residential Tenancies Act, 2006 (RTA); and sets out a few amendments, including that non-profit housing co-operative eviction tenure disputes will come under the RTA. This means that applications for eviction orders will now be filed with the Landlord and Tenant Board and not the Courts. </h3>
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coophomesaction.ca</h3>
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An Interview With A Legal Aid Lawyer On Co-op Housing Evictions :: <a href="http://tinyurl.com/ybmjo82d">CLICK HERE</a></h3>
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The Landlord and Tenant Board website has a page for Non-profit Housing Cooperatives. Online services FAQs for co-op members, forms in pdf, and links to the Act and Regulations...::</h3>
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<a href="http://www.sjto.gov.on.ca/ltb/non-profit-co-op-evictions">CLICK HERE to acess Ontario Landlord and Tenant Board </a></h3>
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FAQs on Co-Ops :: <a href="http://ltb.gov.on.ca/en/key_Information/STEL02_111232.html#co-ops">CLICK HERE</a> </h3>
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Social Justice Tribunals Ontario Co-operative Application Process 9 Month Pilot Review Nov. 26, 2015. </h3>
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The Co-operative Application Process 9 Month Pilot review states in part on page 13 and Ken quotes ..."PART 5: Conclusion"..."moving forward, the LTB will need to continue to monitor its co-op processes and performance measures to ensure that co-op clients are receiving the same level of service that all LTB clients receive." </h3>
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In Ken's opinion, the conclusion of this review offer encouraging words to all co-op housing member's that they will eventually all receive the same level of service that all LTB clients receive. </h3>
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The Canadian Legal Information Institute (CanLll) has a Free search database for decisions at the Landlord and Tenant Board :: <a href="http://canlii.org/en/on/onltb">CLICK HERE</a> </h3>
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Review some Co-op housing application's to end occupancy rights and eviction with some member respondents, and order's issued by the Landlord and Tenant Board ("LTB"). Click hyper-links below:</h3>
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The Co-op applied to the LTB for an order to end the occupancy of the member unit and evict the Co-op Member(s) because the Co-op Member(s) did not pay the regular monthly housing charges and/or the Co-op Member(s) have persistently failed to pay the monthly housing charges when due.</h3>
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<a href="http://tinyurl.com/zbb5ps3">File Number: CEC-00202-15</a> </h3>
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<a href="http://tinyurl.com/z4wfwu2">File Number: SWC-00391-15-AM</a> </h3>
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<a href="http://tinyurl.com/zbfqvwx">File Number: TEC-00103-14</a></h3>
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<a href="http://tinyurl.com/zhjrmyt">File Number: TEC-00108-14</a> </h3>
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<a href="http://tinyurl.com/n2fd8bu">File Number: TNC-00022-14</a> </h3>
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The Co-op applied to the LTB for an order to end the occupancy of the member unit and evict the Co-op Members based on the Co-op Members' written notice of termination of intention to terminate membership and occupancy rights... </h3>
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<a href="http://tinyurl.com/j4jqyam">File Number: SWC-00250-15</a> </h3>
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The Co-op applied to the Landlord and Tenant Board for an order to end the occupancy of the member unit and evict the Co-op Member, because the Member seriously impaired the safety of another person and this behaviour occurred in the residential complex in a way that is inconsistent with its use as a residential premises and has caused or can be expected to cause serious damage because of a Hording Disorder. </h3>
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<a href="http://tinyurl.com/h65tmh5">File Number: TSC-00132-15</a> </h3>
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The Co-op applied to the LTB for an order to end the occupancy of the member unit and evict the Co-op Member. The Member no longer meets the qualifications for occupancy, the Member did not pay the regular monthly housing charges that the Co-op Member owes, the Co-op Member or someone visiting or living with the Member wilfully or negligently caused undue damage to the member unit and seriously impared the safety of another person in the residential complex; and the Co-op Member abandoned the member unit. </h3>
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<a href="http://tinyurl.com/zr2aumo">File Number: CEC-00197-15</a> </h3>
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The Co-op applied to the LTB for an order to end the occupancy of the Member(s) unit and evict the Co-op Member(s). The Co-op Member(s) substantially interfered with the reasonable enjoyment of the residential complex for all usual purposes by the co-operative or another member or the co-operative or occupant of the residential complex. Or substantially interfered with with another lawful right privilege or interest of the co-operative or another such member or occupant. And/or wilfully or negligently caused undue damage to the member unit or the residential complex. And/or seriously impared the safety of person(s) in the residential complex. </h3>
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<a href="http://tinyurl.com/hcdrf7a">File Number: SWC-00232-15</a> </h3>
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<a href="http://tinyurl.com/h4nyjdo">File Number: SWC-00413-15</a> </h3>
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<a href="http://tinyurl.com/j3dyru8">File Number: CEC-00298-15</a> </h3>
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<a href="http://tinyurl.com/huyyz5t">File Number: SWC-00361-15</a> </h3>
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<a href="http://tinyurl.com/hp86b2x">File Number: EAC-00159-15</a> </h3>
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<a href="http://tinyurl.com/zb3wnew">File Number: TSC-00128-15</a> </h3>
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<a href="http://tinyurl.com/hwoakuw">File Number: NOC-00092-14</a> </h3>
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<a href="http://tinyurl.com/">File Number: SWC-00194-14</a> </h3>
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paralegalscope.com [Paralegal Scope Magazine] Online </h3>
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March 7, 2015 </h3>
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By Elizabeth, in Access to justice, LTB, Residential Tenancy/LTB, Tribunals </h3>
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"Who is the Landlord? LTB Review to Sort Out Non-Profits' Role"...</h3>
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<a href="http://tinyurl.com/l8uj5t6">CLICK HERE to read this article online</a> </h3>
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rabble.ca Online </h3>
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January 16, 2014 </h3>
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By Josh Hawley, Freelance Journalist </h3>
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"Evictions for all? What effects will Bill 14 have on co-op residents"...</h3>
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<a href="http://tinyurl.com/onfosqg">CLICK HERE to read this article online</a> </h3>
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nlstoronto.org [Neighbourhood Legal Services] Online </h3>
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November 1, 2013 </h3>
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"NEW CO-OP HOUSING LAWS: LESS THAN MEETS THE EYE"...</h3>
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<a href="http://tinyurl.com/mzaybbr">CLICK HERE to read this article online </a></h3>
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<a href="http://tinyurl.com/as6mat2">CLICK HERE for some background information on Bill 14 </a></h3>
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Information may be revised, added or deleted without prior notification </h3>
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Ken Hummel, Administrator, CHIE</h3>
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<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-24177488848376944532013-08-11T20:28:00.002-04:002017-07-27T10:33:19.659-04:00CHIE Co-op Talk<h3>
<span style="font-size: large;"><b>CHIE SHARES INFORMATION AND COMMENTS ABOUT OPERATING AGREEMENTS THAT RELATE TO RENT GEARED-TO-INCOME SUBSIDY ISSUES AND CANADIAN NON-PROFIT CO-OP HOUSING.</b></span></h3>
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THE ISSUE: ALMOST ALL CHF CANADA MEMBER FEDERAL NON-PROFIT CO-OP HOUSING PROGRAM OPERATING AGREEMENTS ARE SCHEDULED TO END BY 2021 WITH CANADA MORTGAGE AND HOUSING CORPORATION ("CMHC")</h3>
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This web-page blog has hyper-links for additional information! Please note that some hyper-links are broken due to CHF Canada retiring their website in May 2017 and opening a new website that shares far less information that oppose transparency and accountability! </h3>
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MORTGAGEBROCKERSNEWS.CA </h3>
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July 21, 2017 </h3>
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By Ephrain Vecina </h3>
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"CMHC responds to Ontario housing co-ops"</h3>
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<a href="http://mortgagebrokernews.ca/news/cmhc-responds-to-ontario-housing-coops-228480.aspx">CLICK HERE to review this article</a></h3>
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YAHOO.COM </h3>
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July 13, 2017 </h3>
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"CMHC tells Ontario housing co-ops to abandon low-income members" - "18.5 million in private lending for building modernization caught in red tape"</h3>
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<a href="http://finance.yahoo.com/news/cmhc-tells-ontario-housing-co-183900669.html">CLICK HERE to review this article</a></h3>
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THESTAR.COM </h3>
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June 11, 2016 </h3>
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By <a href="http://twitter.com/jpress">Jordan Press</a>, The Canadian Press </h3>
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"Mortgage relief for co-op housing providers announced Liberals say $ 150 million over four years will help tenants stay in their homes"... </h3>
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..."Gazzard said his group wants to see federal and provincial governments provide more income assistance to low-income, or fixed-income tenants like seniors and those with disability issues so co-op housing providers could focus funds on managing properties instead of income subsidies." </h3>
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"We want the co-ops to be self-sustaining. The co-ops themselves want to be self-sustaining." he said. "What's not sustainable, though, is the provision of affordable rents to low-income people. That, we believe, is a government assistance duty and the government should pick that up."</h3>
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<a href="http://tinyurl.com/hrxs97b">CLICK HERE to review this article</a> </h3>
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COMMENT: </h3>
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In Ken's opinion, its not realistic to expect non-profit zero equity housing co-ops to be self-sustaining with many of its <a href="http://tinyurl.com/d68zyto">inherent problems</a> and <a href="http://tinyurl.com/chbhs62">those co-op stakeholder's that pander...to each other!</a></h3>
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In Ken's view, Nicholas Gazzard, and his group have absolved themselves of the cause and effect of why a 'Co-op Housing Crunch' continues to exist, which Ken finds absurd and totally ridiculous. </h3>
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In Ken's view, some of Mr. Gazzard's comments are a betrayal that sacrifice low-income people by throwing them <a href="http://advanceconsulting.com/blog/conflict-management-dont-throw-people-under-the-bus-2">under the bus</a> and confirms what Ken has been saying since 2013 at the start of the CHF Canada You Hold the Key campaign that you can review in some background information below. </h3>
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CBC.CA </h3>
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March 24, 2016 </h3>
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By Liam Britten, CBC News </h3>
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"Federal budget's 2.3 B for non-profit housing welcomed by co-ops"...</h3>
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"the announcement of a $30 million bridge fund for co-op renters on rent assistance who were facing the end of their assistance. That funding will give those on assistance an extra two years of the status quo while a new agreement is negotiated between the federal government and the province."...<a href="http://tinyurl.com/jega4ew">CLICK HERE to review this article</a> </h3>
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COMMENT: </h3>
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In Ken's view, Mr. Thom Armstrong, Executive Director, Co-operative Housing Federation, BC, and the article shared erroneous information that it was the first time in 23 years the federal government put new money into co-op housing... </h3>
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It should be noted that in 2009 and 2010, the federal government renovation and retrofit stimulus program provided $150 million to federally administered social housing projects that include co-op housing And $850 million to social housing that included co-op housing administered by the provinces and territorial governments across Canada.</h3>
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<a href="http://tinyurl.com/jcotjw6">CLICK HERE and then click the second google search link for information</a></h3>
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Some Background Information Below: </h3>
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The Liberal Party of Canada formed a majority government after the general election was held on October 19, 2015 with an election campaign promise to renew co-op housing operating agreements. </h3>
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In Ken's view, CHF Canada and its member Co-op Housing Federations started their You Hold The Key - Co-op Housing Crunch campaign in 2013 to lobby all levels of government and their member housing co-ops in support of renewed operating agreements between CMHC and federal program housing co-operatives that are member's of CHF Canada, and CHF Canada member federations. </h3>
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CHF Canada has urged members' of its member housing co-ops to contact their Members' of Parliament in regards to this campaign. Ken contacted his MP and the Prime Minister of Canada.</h3>
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<a href="http://tinyurl.com/j4xyuqt">CLICK HERE to view Ken's correspondence in PDF</a> </h3>
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There are 2, 200 housing co-operatives that represent 97,000 co-op units in Canada. CHF Canada's annual report indicated it had 909 member co-ops in 2013. Ken estimated that CHF Canada had some 57,450 member co-op units with an estimated 180,000 people residing in these housing co-ops outside the province of Quebec. </h3>
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In Ken's view, as at March 10, 2016 CHF Canada had 1,500 or 0.83% of the 180,000 people residing in their member co-ops across Canada contact their Member of Parliament in regards to this campaign. </h3>
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In Ken's view, as at March 3, 2016 CHF Canada had 280 co-ops in support of their You Hold the Key - Stop the Co-op Housing Crunch campaign that represent 31% of their 909 member housing co-ops reported in 2013. </h3>
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How democratic is the decision making process to have resolutions carried at the CHF Canada Annual General Meeting (AGM)? - Quorum is established at a CHF Canada AGM when delegates attend from at least 15% of CHF Canada Member Co-op's. </h3>
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Examples: </h3>
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242 delegates attended the <a href="http://chfcanada.coop/eng/pages2007/resolution.asp?y=2015&r=2">2015</a> <a href="http://chfcanada.coop/eng/pdf/AGM_2016/2015_AGM_National_Minutes.pdf">AGM</a> that represent 25% of CHF Canada Members </h3>
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226 delegates attended the <a href="http://chfcanada.coop/eng/pages2007/agm_resolution.asp?y=2013&r=1">2013</a> <a href="http://chfcanada.coop/eng/pdf/AGM2013NationalMinutes.pdf">AGM</a> that represent 23% of CHF Canada Members </h3>
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How many member housing co-op's hold a membership meeting with quorum established when 25% or less of the co-op membership attend and have members' vote on resolutions that provide delegates with a mandate on how they should vote on a resolution at the CHF Canada AGM? </h3>
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In Ken's view, there are no surveys or statistics available that may determine the number of member housing co-op's that give their delegate's a mandate to vote on resolutions at CHF Canada AGM's.</h3>
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Delegate's & alternate's that attend and vote on resolutions at CHF Canada AGM's may not have a mandate from their housing co-op's that support or oppose resolutions at the CHF Canada AGM's. </h3>
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Example: <a href="http://tinyurl.com/br2pwth">Athol Green Co-operative Homes Inc.</a> had a delegate & alternate attend the 2013, 2012, 2011, and 2010 CHF Canada AGM without a mandate from the co-op general membership in support or in opposition of any resolutions on the CHF Canada AGM Agenda! </h3>
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In Ken's opinion, the co-op housing democratic process is a <a href="http://dictionary.com/browse/fallacy">fallacy</a>! </h3>
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In Ken's view, CHF Canada and their Member Housing Federations are playing a money shell game or scheme to re-direct co-op funds for capital repairs...for its member co-ops with Canadian taxpayers' money that comments & links below explain! </h3>
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Please note that some comments below are hyper-linked to additional information that appear not to be shared by CHF Canada...in their 'You Hold the Key - Co-op Housing Crunch campaign. You and Parliamentarians are urged to review these comments with important information. </h3>
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COMMENTS: </h3>
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Its Ken's understanding this type of co-op housing provides housing for mixed incomes, not just for people with low-incomes. In Ken's view, CMHC provides co-ops in its co-op portfolio rent geared-to-income ("RGI") rent subsidy funding for low and moderate income Canadian's...through its operating agreements that relate to a co-ops annual or monthly mortgage payments.</h3>
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Its Ken's understanding co-ops annual mortgage payments may equal the total amount of RGI rent subsidy funding provided by CMHC. At the end of Operating Agreements, when the co-ops mortgage is paid in full, we should expect co-ops to allocate that money once used to pay the co-op monthly mortgage go towards internal RGI rent subsidies for its low and moderate income co-op residents members' that would allow them to remain in affordable housing. </h3>
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In Ken's view, the Agency for Co-operative Housing provides data on federal programs co-ops that suggest a significant number of co-ops are in difficulty and many problems are due to poor governance and management, resulting in poor property conditions... </h3>
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Click link :: <a href="http://tinyurl.com/chjxnnh">CHF Canada NewsBriefs, National Edition, Spring 2011 Pages 6-9 in PDF</a></h3>
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Lack of oversight for capital repairs and replacements, including quality of finishes resulting in poor property conditions and a history of low contributions to a capital reserve fund are some examples. A number of additional issues contribute to the poor governance and management at co-ops. Click link: <a href="http://tinyurl.com/d68zyto">Crisis Situations in Housing Co-operatives</a> </h3>
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In Ken's opinion, co-ops can have general membership's that place their own personal self-interest above the best interest of the co-op by not providing the co-op a net income to cover expenses. Example: Setting and maintaining co-ops monthly market rent well below the market rents of other types of housing stock located in the same geographical area that CMHC monitors.</h3>
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In Ken's view, almost every section 95 housing co-op built between 1979 and 1984 likely may need capital repairs to maintain co-op building's that may be in part as a result of its membership's neglect or willful negligence over some years.</h3>
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In Ken's view, CHF Canada developed the co-operative housing refinancing partnership for section 95 housing co-ops with some of Canada's credit unions. This program would assist section 95 housing co-ops to obtain new financing for capital repairs. Co-ops that enter into this partnership would prematurely end their current mortgage obligations and operating agreements with CMHC. </h3>
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In Ken's opinion, business partners along with CHF Canada would profit from fees and commissions etc. from its member co-ops that enter into this partnership while most resident co-op member's in receipt of a RGI rent subsidy may loose their affordable homes after the mortgage agreement ends with CMHC, and Ken would find that shameful...</h3>
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In Ken's view, CHF Canada and CHF BC are not advocating for low and moderate income resident co-op members' that rely on RGI rent subsidies because CHF lobbyist are <u>not</u> <u>recommending</u> prior to end of co-op operating agreements that the money once needed to pay the co-op mortgage be allocated towards funding RGI rent subsidies at their member co-ops, </h3>
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Ken finds the absence of that CHF Canada recommendation as being harmful for those RGI co-op members'. Are co-ops being advised to allocate the money once needed to pay the mortgage through operating agreements with CMHC, go towards capital repairs...? </h3>
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In Ken's opinion, CHF Canada should be seen as being hypocritical by lobbying for additional RGI subsidy funding, but also at the same time encouraging their member co-ops to end their operating agreements prematurely with CMHC that may result in Canadian's with low or moderate incomes on a Rent-Geared to Income rent subsidy to loose their affordable homes.</h3>
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In Ken's opinion, CHF Canada and CHF BC...appears to be exploiting the end of operating agreements with it's member housing co-ops for their own personal self-interest.</h3>
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Ken views CHF Canada and CHF BC as being disingenuous with all their rhetoric about lost federal dollars needed to fund RGI rent subsidies in their 'you hold the key' or 'co-op housing crunch' campaign. Its a money shell game and the scheme is to re-direct funds for co-op capital repairs... </h3>
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The following hyper-links summarize why a CHF Canada Co-op Housing Crunch exist: <a href="http://tinyurl.com/c3rwq2n">Poor co-op housing member engagement</a>, combined with <a href="http://tinyurl.com/chbhs62">co-op housing stakeholders that pander to each other</a> are linked to the inherent problems that create <a href="http://tinyurl.com/d68zyto">crisis situations at housing co-operatives</a>. Those links explain in some detail why very few new housing co-ops have been built in Canada since 1995. NP co-op housing can be viewed as a <a href="http://tinyurl.com/aabbd3p">Fraud-Friendly Culture</a> that has been described as a drain-hole for Taxpayers' money, where many have come to feast as explained in a <a href="http://tinyurl.com/mgfaozt">Toronto Star article</a>! </h3>
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CHF Canada lobbyist will continue to lobby all levels of government for more money for it's member co-op's because of the inherent problems that will continue exist at its member housing co-ops!</h3>
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CHF Canada locks Ken out of their EOA Member Network and Facebook site you hold the key campaign site for expressing his views and opinions: <a href="http://tinyurl.com/m5rkz33">CLICK HERE</a></h3>
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All levels of government should be encouraging non-profit housing co-ops to invest in some key priorities: 1) incrementally raising rents annually to ensure contributions to capital reserve funds are adequate and meet the future needs of co-ops, and 2) at the same time, re-allocate the funds once needed to pay the co-op mortgage go towards co-op RGI rent subsidy pool's for low and moderate income resident co-op members'. </h3>
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It should be noted that in 2009 and 2010, the federal government renovation and retrofit stimulus program provided $150 Million to federally administered social housing projects and $850 Million to social housing administered by provinces and territorial governments across Canada. </h3>
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Ken Hummel, Administer, CHIE</h3>
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Links to Some Background Information: </h3>
<span style="color: orange; font-family: "times";"></span><br />
<span style="color: orange; font-family: "times";"><a href="http://tinyurl.com/of7lqel">CHF CANADA LOBBYING FOR ADDITIONAL FUNDING</a></span><br />
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You may need to be registered as a member with CHF Canada to open the link below!</h3>
<a href="http://tinyurl.com/mafj3q9">CHF CANADA CO-OPERATIVE HOUSING REFINANCING PARTNERSHIP</a><br />
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Some examples of News Media coverage of the #youholdthekey campaign </h3>
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METRONEWS.CA </h3>
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March 25, 2014 </h3>
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By Sam Smith, For Metro </h3>
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"B.C won't pay for federal co-op housing subsidy shortfall"... </h3>
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<a href="http://tinyurl.com/m7zohdn">CLICK HERE </a>to view article </h3>
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GLOBALNEWS.CA </h3>
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January 22, 2014 </h3>
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By Erica Tucker and Vassy Kapelos, Global News </h3>
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"Fears of Evictions across Canada as feds end co-op housing subsidy"... </h3>
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<a href="http://tinyurl.com/lcngdh6">CLICK HERE </a>to view article and video </h3>
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CBC.CA</h3>
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August 15, 2013</h3>
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"Low-income housing hit by federal program end"...</h3>
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<a href="http://tinyurl.com/lzfhxr6">CLICK HERE</a> to view article</h3>
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Closing comments and link to supplemental information:</h3>
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In Ken's view, CHF Canada lobbyist will use this campaign to convince the government to provide extra funding for rent subsidies that should be seen as the wrong approach. CHF Canada, some other co-op housing stakeholders along with all party support from the government of Ontario and passage of Bill 14 into law had already read the 'Tea leaves' on these issues many moon's ago.</h3>
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Eviction Law Reform speeds up the eviction process of co-op housing members' - Bill 14, Non-profit Housing Co-operative Statute Law Amendment Act was fast-tracked into law on September 26, 2013 at the urging of CHF Canada and its lobbyist that call it a victory for housing co-ops in Ontario. </h3>
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In Ken's view, CHF Canada lobbying of Bill 14, don't allow co-op housing members' to file applications to seek remedies for maintenance, housing charge disputes, and harassment issues at the Ontario Landlord and Tenant Board (LTB). Tenants of Landlords are protected under law and can file applications to seek remedies on those three issues at the LTB. Bill 14 was proclaimed into law on June 1, 2014.</h3>
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In Ken's view, when CMHC federal program Co-op operating agreements expire, CHF Canada want that money once needed to pay down the Co-op mortgage to be re-allocated towards its Member Co-op housing capital replacements and repairs, and not towards rent subsidies for modest or low income co-op housing resident members'.</h3>
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In Ken's view, CHF Canada are truly disingenuous about their concerns for vulnerable and disadvantaged people that reside inside their Member Housing Co-operatives.</h3>
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In Ken's view, mainstream News Media outlets are buying into and reporting on what CHF Canada and what Politician's say, without investigating deeper into the reasons behind the issues that are not being shared with them and Canadians...</h3>
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Mainstream News Media outlets should get in touch with their CHIE...</h3>
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<a href="http://tinyurl.com/as6mat2">CLICK HERE</a> to access information and issues in regards to Bill 14</h3>
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CHIE will provide you with updated information when it becomes available</h3>
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<b>KEN WELCOMES YOUR VIEWS AND OPINIONS ON THE CHIE SITE THAT CAN BE POSTED IN THE COMMENT AREA BELOW AND SOME OTHER POSTED BLOGS ON CHIE. </b><br />
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Comments and Information on this blog may be subject to change without prior notification</h3>
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Comments and information on this blog were last updated/revised in September 2016.</h3>
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Ken Hummel, Administrator, CHIE</h3>
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<span style="color: lime; font-size: large;"></span><br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-57961110639273465072013-08-10T10:05:00.000-04:002019-12-02T15:13:07.545-05:00Co-op Housing Thesis Submitted May 2019<h3>
ONE BAD BOARD AWAY FROM BANKRUPTCY:</h3>
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HOUSING CO-OPERATIVES, SELF-MANAGEMENT, AND THE LANDLORD-TENANT RELATIONSHIP by Josh Hawley</h3>
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A thesis submitted to the Department of Cultural Studies In conformity with the requirements for the degree of Master of Arts - Queen's University Kingston, Ontario, Canada (May, 2019)</h3>
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A Partial List of Abbreviations noted as viii in the thesis </h3>
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CHF-BC: Co-operative Housing Federation of BC</h3>
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CHF-C: Co-operative Housing Federation of Canada</h3>
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CHF-T: Co-operative Housing Federation of Toronto</h3>
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CMHC: Canada Mortgage Housing Corporation</h3>
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CMP: Communautè Milton-Parc</h3>
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LTB: Landlord and Tenant Board</h3>
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RGI: Rent-Geared-to-Income</h3>
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RTA: Residential Tenancies Act</h3>
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Stated below are some notable excerpts from that thesis:</h3>
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…"There were many good memories over the years in Fairlea Park. But there was a great deal of frustration and trauma. From about 2009, a new property manager took over and ruled the co-op with a iron fist. There were many struggles and my parents eventually took the co-op to the Human Rights Tribunal of Ontario in 2011. The ordeals with the co-op caused serious mental health issues which compounded my dad's continued major medical crises. To this day, my mom still speaks about the PTSD she suffers. My parents finally moved out of the co-op in 2015."... [Page 20]</h3>
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…"It allowed my family to live in a townhouse at a subsidized rent, even if my parents felt they were often targeted for being on a subsidy. One example was when we were told to downsize after my brother moved out. There is an occupancy bylaw which states the maximum number of rooms has to be equal to or less than the number of people in the family unit, but it only applied to tenants on subsidy. Those paying market rent were never told to downsize, despite being technically over housed for years."... [Page 21]</h3>
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…"Market-rent-paying tenants looked down on social housing tenants, market-rent-paying co-op members looked down on subsidized members, while homeowners looked down on all of us."... [Page 28]</h3>
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…"CMHC recognizes the movement as being definitively structured around CHF-C and the reginal federations despite noting that a "number of co-operatives funded under the NHA [National Housing Act] are not affiliated with the Co-operative Housing Federation and operates outside this formal structure" (Ibid). Whatever the co-op's reason for non-affiliation - either they're more autonomous or isolationist - CMHC sees them as separate from the movement."...[Page 49]</h3>
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…"Since then, CHF-C has become extremely effective as a lobby group, often receiving all-party support (Hawley 2014), and at maintaining its image as the representative voice of not only the movement, but of the hundreds of thousands of residents of co-ops across the country. But with any movement that grows to the size where it becomes removed from the people it claims to represent, let alone with one that was formed from the top, counter voices will struggle to be heard. People inside the sector remain free to draw upon housing co-op discourse and may derive their own meaning and expectations from the movement."... [Page 50]</h3>
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…"As the Canadian co-op housing federations solidified themselves as a powerful lobby, participation became a form of recognition of poor people rather than a means for working-class emancipation. This is visible in in federation documents over decades that revealed their propensity for large, economy of scale co-ops and professionalization such as Member Participation (1988) Beyond Participation (1990), and The End of Participation (Armstrong & Gazzard 2008)."... [Page 78]</h3>
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"Chapter 5 Community-Based Research"..."Opening Statement This chapter mirrors the themes of the previous chapter. Under each theme, I will compare and analyze perspectives of eight research participants from seven Milton-Parc housing co-ops and six participants from five Ontario co-ops. This will be supplemented with content analysis from local documents from 1968 to 2018, in particular pertaining to the genesis of these 12 housing co-ops and co-op legislation. This chapter is meant for the widest possible audience and to serve as a reference for co-op housing tenants, so it is written in relatively plain language"... [Page 90]</h3>
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…"Parity of Participation vs. 'The End of Participation'... [Page 102]</h3>
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…"Milton-Parc project, research participants acknowledged that participation was the main objective. It was brought up several times that although this redistributive policy is important, it is ultimately a difficult mandate to follow because it impacts the participatory nature of the co-ops. Of note is the fact that all members of the Milton-Parc co-ops must serve on committees. This in complete contrast with the Ontario co-ops, where committees are either non-existent, token, or only involve the participation of a few members. The fact that research participants noted participation as crucial to the co-ops in Milton-Parc explains why the lack of participation was one of their biggest concerns. Lack of participation was noted as a reason for initiating the eviction process."</h3>
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"Finally, and of crucial importance, a research participant from one of the Ontario co-ops identified a publication released by the Co-op Housing Federation of Canada in 2008 called The End of Participation. It argues that members should be concerned with advancing abstract notions such as the "ethical contract' with the co-op" "rather than doing everyday chores and taking on work that should be done by paid professionals" (Armstrong & Gazzard 2008a). One of the authors," [Page 103]</h3>
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"Thom Armstrong, the executive director of CHF-BC, is also the executive director of COHO Management Services Society, "Canada's largest and most successful co-operative management company" according to the company's LinkedIn page. Armstrong is also the author of a CHF-T guidebook published in 2000 titled Conflict of Interest. This book, nowhere to be found except through Library and Archives Canada, focuses on conflict of interest among members: "Directors must put the interests of the co-op before their personal interests. They are the trustees of the co-op."</h3>
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"Further research uncovered that the federations had been challenging the concept of participation for at least 20 years prior to The End of Participation. In a clear but often disregarded example of conflict of interest, a piece on member participation ion the newsletter Federation Findings: A Co-op Management Memo from 1988 broaches the debate over compulsory participation by stating that CoAction, the association of staff, "asked the Federation to remove from its sample by-laws all reference to penalties for non-participation." The document goes on to justify non-participation based on the development of large, centralized purpose-built housing co-ops initiated by the federations themselves: "while members' work may have created significant savings in some of the early, small, "rehab" co-ops, this is no longer true for the large co-ops which we have today. The large savings come from government subsidies to all units, and from the non-profit aspect of the co-ops. Any savings from members' participation are quite small." These facts speak to the deep frustration with perceived conflicts of interest of federations expressed by research participants from Ontario." [Page 104]</h3>
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<h3>
"This 1988 document also features a cartoon of co-op members queueing in front of a punched card machine, surrounded by surveillance cameras and devious-looking spy characters (one is peering out of a sewer). The caption reads: "I have a feeling we're being watched." The suggestion is that policing of compulsory participation breeds resentment and infighting: "Complaints are made at members' meetings. The co-op is divided be-tween "them" (lazy) and "us" (the good guys). Members start threatening other members with sanctions. So the requirement for participation divides and destroys the community rather than uniting it."</h3>
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<h3>
"Ironically, surveillance of members, policing, and threats of eviction being used as compliance were focused on heavily by research participants from Ontario, where co-ops have little to no participation and are managed by paid staff."</h3>
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<h3>
"Although Milton-Parc research participants acknowledged that there are some "lazy" members, and the formation of cliques and interpersonal conflicts emerging over issues around participation, they did not once bring up the option of abolishing compulsory participation. Rather, levels of participation were discussed in terms of how often to meet and what types of decisions should be made to the general assemblies."... [Page 105]</h3>
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<h3>
"Vicki: Myself and another director asked a question, "What is CHF doing for us and how much are we spending beyond the 21,000 dollars that we fork out every year?" That's half to CHF-T, and half to CHF-C. We started asking questions and all of a sudden, they had a form about the benefits of being with CHF. They brought out somebody from CHF and all our CHF promoters stood up in line and talked about how good of an organization it was. They really took our challenge very seriously and they were very threatened by it. It was interesting. It's all coming down to money. The CHF supporters [in my co-op] are maybe a lose group of ten but there's more of a real clique of about five. These people are all invested or have been paid by or gotten money from CHF."</h3>
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<h3>
"Sharon: Let me interject here. Even though you pay membership to CHF, you still have to pay for any training that is offered up. Whatever you need, they have a bank of people they can refer to co-ops. Like contractors, lawyers. You put two and two together, there's collusion in some way. There's payback."...</h3>
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<h3>
"Sharon: Assets and influence. They donate to campaigns of politicians. They're a lobby group. This is influencing. People need to be educated, and they would prefer to educate co-ops to keep them in the dark. They want them educated their way. They don't want co-ops to be on their own or listening to other people. Because then it undermines the lies that they set in place, It's as simple as that."</h3>
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<h3>
"The co-operatives operate independently. You never see the co-ops coming together on something. It's all under the auspices of CHF et al. because they don't want that. It's like dissension in the ranks. If this solider finds out that this soldier's having this experience, "Oh, I am too." And then we tell this soldier, "Oh yeah, I'm having it too." And then all of a sudden, everybody's on the same page. And CHF doesn't want that. The whole thing is a sham, it's a money-making endeavour."</h3>
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<h3>
"Vicki: Now there are a number of people in the co-op who understand pretty much what we're talking about here. They understand there is something going on. But a lot of them are subsidized units, so they keep mum. I'll get a lot of verbal support in the hallway. But when it comes to actually sitting there making a vote in the meeting, you'll see the hands go up in favour of CHF because they're afraid..."</h3>
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<h3>
"Sharon: They're being watched".</h3>
<h3>
"Vicki: Yeah. They're being watched."</h3>
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<h3>
"Sharon: The co-op sector, unless the corruption within it is removed, it will only continue to get worse. Or, people smarten within a co-op and step up to the plate and demand. The trouble is, people who are on RGIs are afraid to speak up because they're afraid they'll lose it. What they're doing and apparently what's happening here too, because they don't do anything and they're told, "Well, you're volunteers, you shouldn't have to break your ass by working too much because you're a volunteer." This is CHF, this is what goes on behind the scenes. What they do is they let the staff take care of everything. Well, the staff are in the back pockets of CHF. What they systematically try to do is pat the boards of directors on the head and say, "There, there. That's OK, we'll handle it." It's a way of getting rid of what was put in place to make a co-op run correctly, just sending them in the corner and then the staff will take care of it all."</h3>
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<h3>
"[The property manager] was here at that time too. She caused so much harm for everybody that spoke up or questioned really questionable activities that were going on here. And what did CHF do? They constantly supported [her]. She is a sick fuck. Pardon my language. This woman should be in a mental institution or behind bars. I'm serious. She is a sociopath, a psychopath is more what's like it."</h3>
<h3>
[Page 110, 111, 112, and 113]</h3>
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<h3>
"Also touched on is the view some members hold that co-op housing is "above" social housing. This perception mirrors CMHC's housing continuum, where social housing is a stepping stone to regular non-profit housing, which itself is a stepping stone to market rental on the way to owner-occupancy."</h3>
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<h3>
"Mental health was referenced as a major source of contention in both the Milton-Parc and Ontario co-ops. However, it should be noted that mental health was used in two completely different ways: problematically as an instrument of division among working the class, and critically as a reflection of class conflict where capitalist individuals exhibit abusive behaviour. The more common and divisive perception was that people who receive government social assistance are difficult to get along with because of mental health problems. This perception presented itself as a very real and dangerous obstacle to developing a united class awareness."</h3>
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<h3>
"The other reference to mental health was in regard to staff and co-op members in a positions of power. In two completely unrelated instances from Milton-Parc co-op and Toronto, research participants referred to an individual from their co-ops in a position of power and authority as a "sociopath" and "psychopath"." I argue this represents a latent or inexplicit class awareness, as it made clear these individuals sought to profit from the housing co-op and its residents. While the federations were seen as directly profiting from co-ops, the sheer proximity to your home of having a capitalist neighbour or property manager exploit and abuse you and your neighbours, especially in a "co-operative" setting, leads to the attribution of mental health as explanation for their behaviour.</h3>
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<h3>
"This reshaping of the working-class subjectively in housing co-ops is most obvious in Ontario, where members are explicitly not considered tenants, which impacts evictions, and members pay 'housing charges," not rent." [Page 116 and 117]</h3>
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<h3>
"Ken: City Park Co-op has just under 800 units. When the Social Housing Act came, now when somebody's number comes up on Housing Connections [City of Toronto's social housing waiting list], at City Park, you have to take that person. We immediately got drug dealers, which were absolutely noticeable. We got a whole bunch of absolute trash. The City forced us to have 50 per cent rent-geared-to-income. When a vacancy came up, Housing Connections would put somebody in."</h3>
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<h3>
"The problem is there are a bunch of rich people living here [in City Park] who do not get involved at all. I love the Alfa Romeo that's in the basement. There's a number of people who are wealthy. Lawyers, doctors, stuff like that. You never see them at meetings, period. Then our brain trust is minimal. There's been so many fights in the past. We've had some people who are severely mentally disabled on the board because there was nobody else running. Their priority is karaoke night."</h3>
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<h3>
"Co-ops will never work. One, if you have a property management company that you're happy with, the Social Housing Act, every two years you have to put it out to tender. We had somebody who was palatable, but we had to put it out to tender after to years. Another issue is consultants and contractors. I don't think any consultants or any contractors worth their salt will come and bid and work at the co-op. All these boards look to this co-op federation. "Oh, they know everything."</h3>
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<h3>
"Sharon: This is where there's a two-pronged problem. Talking about aging in place and that sort of thing. The other thing that nobody's addressing s those who have mental health problems and disabilities, they push them into co-op housing. People who have mental disabilities cause problems for the residents. It creates fear because some of these people are dangerous."...</h3>
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"You get boards of directors, for the most part, that are uneducated, don't have the skillset or the work experience. They don't understand that the staff works for the co-op. There was a mess of things that had to be done because of the staff that was making over a quarter of a million dollars a year in salaries. There were three or four [staff here]. That's a lot of money for doing nothing." [Page 122, 123 and 124]</h3>
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"Clarke: The movement is probably sick from the...it's become more of a club, I would think. I think it's probably a club that's made up of people had good intentions in the beginning but then they say that people don't really give a damn. All they basically want is to be left alone and pay a cheaper rent. And what's the difference between Fairlea Park and a non-profit?"</h3>
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<h3>
"Josh: What is the difference at this point?"</h3>
<h3>
"Clarke: For this co-op, I can't see any difference." [Page 126 and 127]</h3>
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"Implications of the Self-Management of Capital: Evictions in Housing Co-ops"</h3>
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Evictions in the Milton-Parc co-ops, at least in the seven represented in this research, are extremely rare. Eviction proceedings were generally seen as very unpleasant nd undesirable from a social, interpersonal standpoint, although research participants considered the process necessary as a final measure to deal with difficult members in order to maintain a healthy co-op. Evictions, and by extension displacement, are seen as necessary to the management of the co-ops."</h3>
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"The eviction process was also considered rather arduous and cumbersome, as co-op tenants in Quebec have access to the provincial rental housing administrative tribunal, the Règie du lodgement, for issues pertaining to their occupancy (CMHC, n.d.)."</h3>
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"The process to evict involves suspending an individual's membership. Once a member is suspended, they must pay the market rent. The difference between market and member rent in the Milton-Parc co-ops used to be quite normal, as thus a suspension would not have a great impact on the member. However, one of the participants from the Milton-Parc co-ops had explicitly raised market to three times the member rent to facilitate the eviction process. it would now be difficult for any resident who's had their membership suspended to pay the market rent. While rent arrears is the most common reason for pondering evictions in these co-ops, lack of participation was also brought up, providing further evidence on the importance of participation in the Milton-Parc co-ops. However, it must again be emphasized that evictions are still extremely rare or have never occurred in the Milton-Parc co-ops."</h3>
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"There was a stark contrast between the Milton-Parc co-ops and the Ontario co-ops, where the actual number of evicted residents was unknown by the research participants. All participants had been aware of neighbours who had been targeted with eviction. Two of the Participants from my old co-op, Fairlea Park, brought up several neighbours who were currently facing eviction. One participant from Toronto had faced eviction and managed to win."</h3>
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"The use of evictions in the Ontario co-ops was identified as a "compliance tool" to deal with "trouble" members, especially for those on subsidy. Trouble members could be those who are in arrears, who don't comply with this or that bylaw, who don't get along with other members, or who are seen as a threat or rabble-rouser by the management. Evictions are used as a way to solve problems among members, as evicting members in Ontario is a relatively straightforward process. This is facilitated by the fact that co-op members are not considered tenants under Ontario law, but rather members of "a social club, where membership is by application and acceptance in accordance with criteria set out in the club's by-laws or regulations" (McBride v. Comfort Living Housing Co-op Inc. 1992, quoted in Schlemmer 2009, 50) as well as a 2014 legislative amendment that opened up the Landlord and Tenant Board solely to co-op boards and staff to make the eviction of members more efficient."</h3>
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"Tenants on subsidy are particularly vulnerable to the threat of eviction through a straightforward process: The board or staff can suspend an individual's membership for allegedly violating a bylaw, which will then force that person to pay the market rent."</h3>
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"Once that person is unable to pay full rent because of their insufficient income, they will go into arrears, at which point the co-op can begin eviction."</h3>
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"The position that the case of evictions facilitates their use as a compliance tool is supported when compared to evictions in the Milton-Parc co-ops, where due to the cumbersome nature of the process, solving problems internally between members is the best option. Evictions are not "worth it" because they make "more trouble." [Pages 127, 128, and 129]</h3>
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"Sharon: You know what happened when I went too far one time querying? I was told my legitimate business expenses, constantly used by Revenue Canada and that I've been doing in this co-op for ten years, all of a sudden, they weren't being allowed. Not allowing my business expenses put me up over into market [rent]. I would have lost my RGI [rent-geared-to-income]."..."But I outsmarted them and that pissed them off even more because I [previously] outsmarted them with the eviction. All of this stuff shows you what they will do to people who speak up or speak out and ask the kind of questions that should be asked, that the government is not doing."</h3>
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<h3>
"Bottom line with co-ops: because the government subsidizes with RGIs, people are made to get this feeling through their boards and staff that they have to go along with CHF because CHF is their saviours. If they see that there's anything wrong and speak out, there's the fear and the very real threat of eviction used as a compliance tool. With Bill 14, where boards and staff can take people to the Landlord and Tenant Board now for eviction, even though resident-members can't take boards or staff to the Landlord and Tenant Board for any number of corrupt ways of doing business. A) that's not equality before the law, therefore that law needs to be challenged. But B) it's being used as a compliance tool to make people just shut up and step in line. If you don't like what's going on, then even politicians will say this, "well then, move" And it's not that easy to do and that's a disgusting display of just not bothering doing their job. That's the whole crux right there."...</h3>
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<h3>
"I tried everything I could with the co-op and got nowhere, and this is the problem with the co-op sector, federal or provincial. When you can't get anywhere with your own co-op and it's corrupt, there's no place for resident-members to go. I've said this to [my MP] Adam Vaughn and others. Either make the landlord and Tenant Appeal Board accommodate resident-members of co-ops if your going to allow boards and staff to use them to evict. Have some kind of a board that has representation from resident-members from the government. CHF shouldn't be involved in this because they're not supposed to govern anything. You have to have a cross-section. You have five people, let's say, but from each sector. There's a board that people can go to complain. Another solution is, wherever there's a board member, boards for all these co-ops, there should be an outside, objective, third person or two, actually two would be better, that sit on those boards."</h3>
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"Any shenanigans would be stopped right at the get go. Because they would be seen. It's called oversight. What we need to do is clean out the Agency [for Co-operative Housing], Social housing and co-operatives are under the same umbrella at the City. It's corrupt as hell. It needs to be cleaned out badly. But the City's not interested in doing any of that. They just want to glad-hand everybody, and CHF is in their back pockets." [Pages 132, 133, 134, and 135]</h3>
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<h3>
"Chapter 6 Conclusion"</h3>
<h3>
…"In this final chapter, I refer to residents of housing co-ops as tenants. This thesis has shown how co-ops are used as a capitalist tactic to reshape tenants into "members" while clearly reproducing the landlord-tenant relationship, which is fundamentally a class relationship. This chapter is meant to be of direct use to tenants in housing co-ops. It applies mostly to tenants from Ontario but it can be useful to tenants from housing co-ops across the country. The lessons learned should be useful to all tenants in co-ops as well as co-op professionals. Ten recommendations are for tenants in co-ops who want to organize to fight against pressures from their co-op, as well as to show that the mandate of sector professionals is in opposition to the interests of co-op tenants."</h3>
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"6.1 Lessons Learned"</h3>
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"The following is a list of ten lessons summarized from the research" [Page 141]</h3>
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"1. The co-operative housing federations are a lobby and their members are the co-op corporations and other federations, not individual tenants. The lobby is primarily concerned with sustaining the sector and the paid positions it creates. This has created opposing interests between tenants and sector professionals and contributed to a climate of distrust and conflict of interest";...</h3>
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"3. The way in which the state has framed housing co-ops through their use of language, legislation, and legal precedents has also influenced how residents of co-ops see themselves. This has contributed to the perception that co-ops are not a reproduction of the regular landlord-tenant relationship, but a "private social club";...</h3>
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"5. Co-op tenants in Ontario feel strongly that the abuse is rampant in housing co-ops and they have nowhere to turn to fight their boards and staff. While co-op tenants do not actually control the means of producing their own housing, they don't necessarily see that abuse as rooted in exploitation nor do they see their boards and staff as their landlord. This is a result of having been treated differently than regular tenants for a long time by the courts (ruling that housing co-ops are "private clubs"), the state (not opening up the Landlord and Tenant Board to co-op tenants), and the co-op movement itself (language such as "member" and "housing charge");"...</h3>
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"8. From their inception, the federations, supported by state housing agencies such as CMHC, have developed housing co-ops according to capitalist principals of economy of scale, economic efficiency, and paid professional management. According to these institutions, the bigger the co-op, the more economically viable it is;"...</h3>
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"6.2 Recommendations"</h3>
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"The following is a list of ten recommendations derived from the research. These recommendations have emerged by articulating tenants' concerns as ultimately a class struggle, as the landlord-tenant relationship is clearly reproduced in contemporary housing co-ops. Co-ops are not a "post-landlord" housing alternative. They should be considered landlords like any other. These recommendations have also come about by examining archival materials from housing co-op federations. These have revealed that from the beginning, the interests of the sector have been in opposition to the interests of the tenants who live in co-ops."</h3>
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"1. Residents of housing co-ops should not be considered "members of a private club." Members should be considered tenants, "membership agreements" should be called leases, and money paid for housing should be considered rent, not a "housing charge";"</h3>
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"2. Co-op tenants should have the same access as other tenants to their provincial rental housing dispute resolution agency;"</h3>
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"3. Co-op tenants should view their co-op as a landlord, whether self-managed or run by staff. This means viewing the board of directors, no matter who is currently sitting on it, as the landlord which exploits tenants for rent and personal profit;"...</h3>
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"6. The co-op housing lobby should not develop co-ops. The development of these co-ops is guided by the economy of scale and capitalist evaluative criteria of economic and managerial efficiency. These co-ops have not developed through the struggle of working-class tenants to control the means of producing their own housing;"</h3>
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"7. Tenants who are able to seize their housing from their landlord and wish to form housing co-ops should form co-ops no larger than around 40 units;"</h3>
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"8. Co-ops larger than around 40 units should be converted to regular non-profit housing. As participation in these co-ops is virtually non-existent, this would act in the interest of unifying working-class tenants by clearly identifying their landlord;"</h3>
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"9. Co-op tenants should refuse all division among their neighbours along the lines of gender, race, nationality, language, sexual orientation, spiritual-religious affiliation, level of poverty, receipt of social assistance, level of education, and ability;"... [Pages 141, 142, 143, 144, 145, and 146]</h3>
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<a href="https://tinyurl.com/yyo24wdt">CLICK HERE to review this thesis as a 171-page pdf published online</a> </h3>
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Information may be revised without prior notification</h3>
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Ken Hummel, Administrator, CHIE</h3>
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<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-87076738466567804532013-06-08T11:51:00.001-04:002013-06-08T11:51:24.740-04:00No **new money** needed for non-profit co-op housing :: Federal low-income subsidies in jeopardy | CTV Calgary News<a href="http://calgary.ctvnews.ca/federal-low-income-subsidies-in-jeopardy-1.1314339#.UbNSkvtx98I.blogger">Federal low-income subsidies in jeopardy | CTV Calgary News</a>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-20155464270759338552012-12-14T10:40:00.000-05:002018-06-14T10:07:07.437-04:00STAKEHOLDERS CAN PANDER TO CO-OP HOUSING DIRECTORS AND OFFICERS<h3>
Published on February 25, 2009, and revised October 2015.</h3>
<h3>
By Ken Hummel, Member, Athol Green Co-operative Homes Inc </h3>
<span style="font-size: small;"></span><br />
<h3>
The Co-operative Housing Federation of Canada ("CHF") a self described umbrella group for non-profit housing co-operatives ("co-ops"), and the national voice of the co-op housing movement in Canada since 1968. CHF is also a lobbyist group that seek out funding from the federal government, provinces, and regional municipalities for co-ops, and other types of non-profit housing. CHF is also a business that profits mainly from its member co-ops.</h3>
<span style="font-size: small;"></span><br />
<h3>
CHF has some 9 member housing federations or associations that sell memberships & services to its member co-ops, claimed to be over 900 across Canada outside of Quebec. Some other CHF members' include management companies, and other businesses partners that may not have direct affiliation with the non-profit co-operative housing sector.</h3>
<span style="font-size: small;"></span><br />
<h3>
Conflict of interest has tarnished the image and reputation of the Canadian Non-Profit Co-operative Housing Sector. An independent investigation is needed that is totally objective, impartial and transparent. Recommendations are needed to ensure an affordable and efficient system of accountability.</h3>
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</h3>
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</h3>
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</h3>
<h3>
All levels of government are unwary and reluctant to allocate funds to non-profit co-ops, and other types of non-profit housing because of the millions of dollars spent and wasted for a combination of reasons such as conflict of interest, duplication, profiteering, suspected fraud, and a lack of accountability.</h3>
<span style="font-size: small;"></span><br />
<h3>
The non-profit housing sector has been described as a <a href="http://tinyurl.com/mgfaozt">"money pit"</a> that should raise "red flags", and a lucrative trough of public money that many have come to feast.</h3>
<span style="font-size: small;"></span><br />
<h3>
In Ken's view, CHF and other co-op stakeholders appear to pander and be coddling co-op board of directors and perhaps management companies or general managers/coordinators at member co-ops and hurt the reputation and future of co-ops.</h3>
<span style="font-size: small;"></span><br />
<h3>
In Ken's view, the lack of or absence of principled leadership, integrity, core values and ethics associated with poor or bad governance and management at housing co-ops with it's <a href="http://tinyurl.com/d68zyto">'inherent problems'</a> are often ignored and hidden away. </h3>
<span style="font-size: small;"></span><br />
<h3>
There are about 2000 non-profit housing co-operatives across Canada and each is separately incorporated and self governed under co-op legislation in each province. CHF does not have legal or administrative control over the operation of individual co-ops. CHF provide services to co-ops who are members of CHF, however do not become involved as advocates for individual members of co-ops as it is the housing co-op that is their member.</h3>
<span style="font-size: small;"></span><br />
<h3>
CHF and its member federations rely on their member support from the payment of annual membership dues each year, and buying their services. retaining member loyalty and support, and attracting new members is essential for CHF and its member federations continued operation.</h3>
<span style="font-size: small;"></span><br />
<h3>
Education workshops, mediation services, chairing and/or recording co-op meetings of members', and commercial programs that CHF has developed over the years such as insurance services are available to its members at additional cost.</h3>
<span style="font-size: small;"></span><br />
<h3>
Individual members' that live in member co-ops pay for the cost of membership dues, and services provided by CHF and its member federations. It is important to note that co-ops boards of directors that may include staff ("coordinator/general manager") or a management company are usually the only stakeholders at member co-ops involved in the decision making process to acquire and pay for the co-ops membership annual dues, and any associated services provided by CHF and its member federations.</h3>
<span style="font-size: small;"></span><br />
<h3>
CHF and its member federations that provide a chairperson and/or person to act as recording secretary at its member co-op meeting of members' or provide mediation services to co-op projects in difficulty or crisis resulting from poor governance and management, can be viewed as a conflict of interest because CHF and its member federations have a relationship with the co-op board of directors that may also include a management company or general manager, and CHF rely on them to pay for the annual membership dues, and any other services provided to their co-op members. </h3>
<span style="font-size: small;"></span><br />
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CHF and its member federations can also be viewed as advocates for the board of directors, management companies or general manager, if any, at its member co-ops.</h3>
<span style="font-size: small;"></span><br />
<h3>
Conclusions maybe reached that CHF and its member federations are in a conflict of interest that pander to co-op board of directors, management companies, and general manager, if any, at member co-ops in difficulty or crisis.</h3>
<span style="font-size: small;"></span><br />
<h3>
CHF lobbied the government of Canada and Canada Mortgage and Housing Corporation ("CMHC") to contract their sole partner, the Agency for Co-operative Housing ("the Agency") in the administration of federal program housing co-ops to monitor whether co-ops are abiding by the terms of their operating agreement with CMHC, ("compliance monitoring"). CHF helped to create and establish the Agency that staff many former management and staff from CHF.</h3>
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Compliance monitoring is expensive, not done in detail, and many records that may document the co-ops management are not monitored. If a co-op breaches the operating agreement then obtaining a court order can be expensive in order to force the co-op to comply with the operating agreement ("specific performance"); or appoint a receiver to manage the <a href="http://tinyurl.com/d7m5hwf">co-op project</a>.</h3>
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A conclusion can be reached that the Agency would not recommend this type of action be taken because of their close business partnership with CHF, and over time will unlikely resolve the problems with many, if not all co-ops in breach of the operating agreement. These two co-op housing stakeholders can be viewed as coddling and pandering to the board of directors, management companies, and general manager, if any, and this can help explain why there appears to be a lack of accountability in the co-op housing sector.</h3>
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<h3>
In addition, management companies or staff coordinators hired by the board of directors can also be seen as coddling and pandering to the board, in order to keep their job or build a more profitable relationship with the board of directors.</h3>
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<h3>
The co-op general membership and/or individual members can also be seen as coddling and pandering to the board that may build a relationship with them that they may seem self-serving in their own personal self-interest over the collective best interest for the co-op, or that individual members maybe harassed and/or threatened with eviction. Poor <a href="http://tinyurl.com/c3rwq2n">'member engagement'</a> is seen as a huge problem across the Canadian co-op housing sector!</h3>
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A conclusion can be reached that its not in the best interest of co-ops or its general membership to be coddling and pandering to the board of directors, management companies or coordinators, if any. We all should expect good governance and management at our co-ops that exemplify strong principled leadership and high ethical standards.</h3>
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Some background information in regards to the business of lobbyists in Ontario, Canada and U.S.A can be access in report linked below, and other video and news stories:</h3>
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thestar.com</h3>
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October 20, 2010</h3>
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By Rob Ferguson and Robert Benzie, Queen's Park Bureau</h3>
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"Ontario tightens lobbying rules after scathing report"</h3>
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<a href="http://tinyurl.com/akflqey">http://tinyurl.com/akflqey</a></h3>
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cnn.com</h3>
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January 22, 2013</h3>
<h3>
Posted by Drew Griffin and David Fitzpatrick, CNN</h3>
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"Just re-elected Rep. Emerson resigning for lobbying job"---"Retiring congresswoman leads 2013 lobbying revolving door"</h3>
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<h3>
Click link below to watch 7:29 video and read this ridiculous list type news story:</h3>
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<a href="http://tinyurl.com/af3eghx">http://tinyurl.com/af3eghx</a></h3>
<span style="font-size: small;"></span><br />
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youtube.com</h3>
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Posted in 2012</h3>
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Representative Jo Ann Emerson: Somebody that We, in Missouri's 8th. District Used to know...</h3>
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Click link below to access and watch 4:12 video:</h3>
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<a href="http://tinyurl.com/ar7t8us">http://tinyurl.com/ar7t8us</a></h3>
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<span style="font-size: small;"></span><br />
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youtube.com</h3>
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Posted in 2013</h3>
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<h3>
John Stossel interviews Charles J. Sykes, author of the book "A Nation Of Moochers"</h3>
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Click link below to access and watch 8:00 video:</h3>
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<a href="http://tinyurl.com/bmqy93n">http://tinyurl.com/bmqy93n</a></h3>
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<span style="font-size: small;"></span><br />
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youtube.com</h3>
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Posted in 2013</h3>
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<h3>
A Lobbyist And A Politician Walk into A Restaurant...</h3>
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Click link below to access and watch this short video:</h3>
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<a href="http://tinyurl.com/kq7px2k">http://tinyurl.com/kq7px2k</a></h3>
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An example of CHF's lobbyists efforts with the Regional Municipality of Ottawa-Carleton back in 1996 and 1997, re: Report and CHF Canada correspondence. Click link to access:</h3>
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<a href="http://tinyurl.com/3cnhxbv">http://tinyurl.com/3cnhxbv</a></h3>
<span style="font-size: small;"></span><br />
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Ottawa-Carleton Community Services Committee Meeting Minutes, click link, then scroll to pages 3 through 6:</h3>
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<a href="http://tinyurl.com/3mwkwb9">http://tinyurl.com/3mwkwb9</a></h3>
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In Ken's view, there are plenty of <a href="http://tinyurl.com/nkfxs6a">news</a> or social media outlets that report negative information about co-op housing and CHF Canada member non-profit co-ops that are often ignored and hidden away from view.</h3>
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<h3>
Lobbyist groups have been described as professional moochers that use their influence peddling, trying to shape public opinion that via for and expect Taxpayers dollars to support their special interest that include themselves.</h3>
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<h3>
Profiting in the Canadian non-profit co-operative housing sector, CHF Canada lobbyist expect Taxpayers money to solve the inherent problems with this type of housing that has been on the long road of self-destruction for over 40-years!</h3>
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<h3>
Ken is the organized voice that offer fair criticism about CHF Canada and its member non-profit co-ops in Canada.</h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<h3>
Information noted above may be revised and/or deleted without prior notification.</h3>
<br />
<span style="font-size: small;"></span><br />
<h3>
Ken Hummel, Administrator, CHIE</h3>
<span style="font-size: small;"></span><br />
<br />
<div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-33015455567142339482012-12-13T21:00:00.000-05:002017-05-23T19:28:32.927-04:00STAKEHOLDER ENGAGEMENT THAT ENCOURAGES MEMBER INVOLVEMENT?<h3>
Co-op stakeholder engagement through member involvement can determine a housing co-ops future viability, and sustainability of the non-profit co-operative housing sector.</h3>
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What mode for engagement through member involvement will you as a co-op housing stakeholder embrace and support?</h3>
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CHIE recommends that co-op housing stakeholders review information that may help you in finding questions, answers, and the next steps in achieving co-operative housing engagement that encourages stakeholder member involvement.</h3>
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Deloitte, "Minding your stakeholders' business: the key to sustainability" - "A strategic approach to stakeholder engagement" Click link to access the 8-page document: <a href="http://tinyurl.com/4am3jo2">http://tinyurl.com/4am3jo2</a></h3>
<span style="font-size: small;"></span><br />
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AND</h3>
<span style="font-size: small;"></span><br />
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CHF Canada, "Beyond Participation" - "Building a Foundation for real member involvement" Click link to access the 24-page document: <a href="http://tinyurl.com/3d29c56">http://tinyurl.com/3d29c56</a></h3>
<span style="font-size: small;"></span><br />
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Ken conducted some research in regards to Stakeholder involvement in the Canadian Non-Profit Co-op Housing Sector.</h3>
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CHF Canada's Annual Report for 2013 indicated that 909 housing co-ops were CHF Canada members. There are 2,200 housing co-operatives that represent 97,000 co-op homes in Canada. Ken estimated that some 57,450 co-op units that may represent an estimated 180,000 people living in CHF Canada member co-ops outside the province of Quebec. </h3>
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</h3>
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In Ken's view, on May 23, 2017 CHF Canada reported on their website that they had 902 member co-op's as at January 2016. A decrease of 7 co-op's since 2013. Co-op membership dues represent 75% of CHF Canada's revenue. Other revenue comes from commercial services... </h3>
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Ken's research findings conclude that the vast majority of Stakeholders engaged in the non-profit co-op housing sector are co-op staff who work in housing co-ops, either as direct employees or as co-op sector based operational services groups, followed by individuals on the Board of Directors at CHF Canada member housing co-ops.</h3>
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Ken reached a conclusion that the Canadian non-profit co-op housing sector is well on its way to a 'Day of Reckoning' and perhaps eventually almost complete failure because only a very small amount of the estimated 180,000 co-op members are actively engaged or participating residents in CHF Canada member co-ops.</h3>
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In Ken's view, based on some 20 + years personal experience and observations of Co-op Stakeholders, it appears evident that co-op member engagement or participation is discouraged and/or prohibited in financial oversight and making important decisions about some key areas of co-operative governance and management. </h3>
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Some highlights of the research were noted in CHF Canada publications...:</h3>
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There are some 100 co-ops registered with CHF Canada's 2020 Vision program. Only 25 co-ops are actively working towards 2020 certification as at June 23, 2014. Of the some 909 CHF Canada member co-ops, only 17 co-ops have certification through CHF Canada as a 2020 co-op between 2010 and 2015. 7 of these co-ops were certified as 2020 Vision program co-ops in 2015 </h3>
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</h3>
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CHF Canada 2020 Vision program standards that member co-ops need to meet had been lowered to 5 from 8 back in 2011! - Registration for the current program will close December 31, 2015. For co-ops that have already registered, but not completed the program, online support ends on April 30, 2016 </h3>
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</h3>
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CHF Canada held an End of Agreements (EOA) Member Network Webinar Demo on September 9, 2014. In Ken's view, 47 people registered for the Webinar event with only 11 attendees. CHF Canada claims in their October 2014 eNEWS release that nearly 100 people registered for the Webinar without stating the number of attendees! - CHF Canada launched the EOA Member Network in May 2014, and as at October 13, 2015 the EOA Member Network had 460 registered members, 20 threads, and 50 posted messages. </h3>
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</h3>
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CHF Canada hired one of Canada's leading polling firms, Ipsos Reid, to conduct a member survey in 2013. 1,067 people completed the survey. In Ken's view, few details of the survey results have been released by CHF Canada for its member co-op resident members.</h3>
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In the fall of 2012 CHF Canada released some respondents results from the Sound Management Survey: 258 individuals completed survey, 47% were co-op managers, 31% were board members.</h3>
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In Ken's view, only 22% of survey respondents may have been from other co-op members. Imagine, an estimated 180,000 people living in these co-ops and only 258 individuals completed the survey!</h3>
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<h3>
Perhaps the best example of very poor member engagement at a housing co-op could be Atkinson co-op that has some 500 members. The co-op had to re-schedule its AGM and GMM because quorum could not be reached to hold membership meetings. In Ken's view, the co-op requires only 4% of its membership to attend the Annual General Meeting to meet quorum! In Ken's view, the co-op is not truly democratic.</h3>
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Click link to access more information :: <a href="http://tinyurl.com/oxyce85">http://tinyurl.com/oxyce85</a></h3>
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Another example of poor member engagement at a housing co-op would be Athol Green co-op that has some 60 members. The co-op sometimes has about 25% of the membership attend membership meetings. In Ken's view, the membership support a status quo that places the co-op at a high risk to fraud and some other aspects of poor or bad governance and management. In Ken's view, the co-op is not truly democratic.</h3>
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Click link to access more information :: <a href="http://tinyurl.com/au5jpnb">http://tinyurl.com/au5jpnb</a></h3>
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</h3>
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In my view, as at October 13, 2015, CHF Canada website indicated most reviewed webpages, webpage view-count statistics were shown only to CHF Canada Staff for online education resources such as How your co-op is organized, Good governance test, Your co-op's board of directors, LTB: non-profit housing cooperatives, and Modernize your co-op by-laws for the new eviction system in Ontario. </h3>
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</h3>
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In Ken's view, as at October 13, 2015, CHF Canada website stopped publishing links to their Annual General Meeting Minutes starting back in 2012</h3>
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<a href="http://tinyurl.com/pwxaykh">CLICK LINK</a> </h3>
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</h3>
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CHF Canada 2014 Annual Report quoted: ..."over 400 people rallied on Parliament Hill during our Ottawa Annual Meeting in June, including partner organizations from across the country and MPPs from all parties."...</h3>
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</h3>
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"In 2014, our YouHoldTheKey campaign partners helped more than 100 housing co-ops pass resolutions in support of the campaign." </h3>
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</h3>
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I noted no other statistics in the 2014 Report that are mentioned below in some other dated Reports</h3>
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</h3>
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280 delegates and alternates attended CHF Canada's 2013 AGM held in Calgary.</h3>
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</h3>
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495 participants from 166 co-ops attended CHF Canada's regional education events held across Canada in 2013.</h3>
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</h3>
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7,400 Member visits to CHF Canada's Members Resource Center on the CHF Canada website in 2013. </h3>
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</h3>
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More than 350 co-op members from 130 housing co-ops attend regional education events held across Canada in CHF Canada regions and unfederated areas in 2011.</h3>
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3,411 people have watched CHF Canada's "co-op crossroads" video on youtube.com (2011)</h3>
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4,100 people subscribe to CHF Canada eNews in 2011</h3>
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In Ken's view, CHF Canada's Social Networking websites that include 'Co-op Talk', Facebook, Twitter and Flickr are dominated by CHF Canada and its federations, co-op staff who work in housing co-ops, either as direct employees or as co-op sector based operational services groups.</h3>
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Examples:</h3>
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chfcanada.coop - 'Co-op Talk' was established on or about October 2000 and access to view co-op talk is for only registered members through CHF Canada.</h3>
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As at January 4, 2013 - In Ken's view, the total posted messages in non-restricted locations that all Co-op Talk members could post messages were an estimated 7,300 in that 12-year span since 2000. Ken noted 3 co-op managers combined had posted over 3,000 messages in most locations, and in recent years very few people post messages on co-op talk.</h3>
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Ken noted in March 2013 that due to very low traffic Co-op Talk discussion boards were deactivated by CHF Canada with the exception of the co-op staff meeting room.</h3>
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In Ken's view, it was inevitable for 'Co-op Talk' being deactivated because members' with posting privileges that were critical about their home co-ops management or critical about the non-profit co-op housing sector were made to feel unwelcome or some had their posted messages deleted and/or their posting privileges removed by the moderators on co-op talk. When CHF Canada and some of their hard line or misguided supporters make people feel unwelcome to post messages, they tend to stay away and others that read those posted messages can also feel unwelcome to interact & post messages that CHF Canada and their supporters disagree with or dislike.</h3>
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<h3>
Ken had some of his posted messages removed and his posting privileges terminated by moderators and CHF Canada that made 'judgment calls' that are highly questionable.</h3>
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CHF Canada joined twitter.com on March 12, 2009 and maintain a Site that the general public-at-large can view and respond to tweets or re-tweet tweets.</h3>
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As at March 30, 2015 - In Ken's view, CHF Canada had 1694 tweets/re-tweets, about 125 photos/videos, and 973 followers. :: <a href="http://twitter.com/CHFCanada">CLICK HERE</a> for updates. </h3>
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CHF Canada joined Facebook.com on May 21, 2010 and maintain a Site that the general public-at-large can view and post information or comment on posted messages.</h3>
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<h3>
Ken is no longer permitted to share information and post comments. Ken is now on CHF Canada's "Restricted List" and Ken can now only see posted information that's made public. Ken also noted that his few posted messages appears to have been hidden out of view for others to see by CHF Canada, although CHF Canada has the ability to change views as administrators of the site.</h3>
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<h3>
Ken is now unwelcome to post on CHF Canada's Facebook page, as Ken was also sometimes unwelcome to post information and comments on the CHF Canada's 'Co-op Talk' and sometime later, Ken had his posting privileges removed.</h3>
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As at March 30, 2015 - CHF Canada's Facebook Site had "973 Likes" and "13 Visits". :: <a href="http://facebook.com/chfcanada">CLICK HERE</a> for updates.</h3>
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As at November 17, 2013 - In Ken's view, CHF Canada had 338 Facebook members'. - In Ken's view, CHF Canada's Facebook Site 'You Hold The Key'...has refused to allow Ken to join their group to share information and views...</h3>
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Click link to view site:: <a href="http://facebook.com/groups/youholdthekey">http://facebook.com/groups/youholdthekey</a></h3>
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The following link offers some proof about Ken's claims of being refused to join the CHF Canada administered site 'You Hold The Key'...</h3>
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<a href="http://tinyurl.com/oyf3vll">CLICK HERE</a> to view photo's, information, and Ken's comments... </h3>
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CHF Canada joined Flickr.com in 2009 and maintain a Site that the general public-at-large can view. Membership approval by CHF Canada is required to post photographs and comments on this Site.</h3>
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As at June 23, 2014 - In Ken's view, CHF Canada's Flickr Site had a total of 25 photographs published by 9 members, of that are 14 photos published by CHF Canada. Latest post was 41 months ago. :: <a href="http://flikr.com/groups/coophousingcanada">CLICK HERE</a> for updates.</h3>
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As at June 23, 2014 - CHF Canada had some 27 videos watched by some 18, 575 times with some 82 subseribers. CHF Canada joined Youtube on June 1, 2010. :: <a href="http://youtube.com/user/coophousing/videos">CLICK HERE</a> for updates. Its Ken's sincere hope stakeholder engagement with individuals residing in member housing co-ops increases substantially, but its difficult to be optimistic about improved engagement based on research findings.</h3>
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CHF Canada's website noted As at: April 2013: 17 Federations and Associations.</h3>
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Ken noted on the website that 2 Federations closed. Ken also noted that Lakeridge Co-operative Housing Federation ("Lakeridge CHF") is no longer listed with other federations and associations as active federation on the website.</h3>
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CHF Canada's 2002 Annual Report noted 21 CHF Member Federations</h3>
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In Ken's view, an estimated 34 million Canadians that represent over 250,000 people living in co-ops across Canada are not seen viewing or being engaged through participation in CHF Canada's Social Networking Sites open to the general public.</h3>
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IN KEN'S VIEW, there are plenty of news or social media outlets that report some negative information about co-op housing and CHF Canada member co-ops that can often be ignored and hidden away from view. </h3>
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</h3>
<h3>
Poor co-op housing member engagement, combined with <a href="http://tinyurl.com/chbhs62">stakeholders that pander to each other</a> along with the <a href="http://tinyurl.com/d68zyto">inherent problems that create crisis situations in non-profit housing co-operatives</a> explains why very few new housing co-ops have been built across Canada since 1995! Co-op housing has been described as a drain hole for Taxpayers' money where many have come to feast that is explained in a <a href="http://tinyurl.com/mgfaozt">Toronto Star article</a></h3>
<b></b><br />
<h3>
Lobbyist groups have been described as professional moochers that use their influence peddling, trying to shape public opinion that via for and expect Taxpayers dollars to support special interest that include themselves.</h3>
<b></b><br />
<h3>
Profiting in the Canadian non-profit co-operative housing sector, CHF Canada lobbyist expect Taxpayers money to solve the inherent problems with this type of housing that has been on the long road of self-destruction for over 40-years!</h3>
<b></b><br />
<h3>
Ken is the organized voice that offer fair criticism about CHF Canada and its member non-profit co-ops in Canada.</h3>
<b><span style="color: blue;"></span></b><br />
<br />
<br />
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<h3>
Information noted above may be revised and/or deleted without prior notification.</h3>
<span style="font-size: small;"></span><br />
<br />
<span style="font-size: small;"></span><br />
<h3>
Ken Hummel, Administrator, CHIE</h3>
<div>
</div>
Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-4582945871353135184.post-51879145668679983712012-12-12T15:07:00.000-05:002015-01-16T23:47:56.022-05:00End the Silence of Poor or Bad Co-op Governance and Management<h3>
Ken Hummel ("Ken") strongly disagrees with Non-Profit Co-op Housing Stakeholders (sic) suggestion that Poor or Bad Governance and/or Management issues are "internal matters" that should be addressed back to the Board of Directors or Management. It should not be a taboo to speak out and raise awareness about Poor or Bad Governance and/or Management issues or raise awareness by discussing the abuse of Membership lawful rights or the abuse and waste of Canadian Taxpayers money at Member Non-Profit Housing Co-operatives. CHF Canada, its Member Federations, and the Agency for Co-operative Housing etc. do not like to hear about these type of issues shared with other Co-op Housing Stakeholders, various levels of Government or the General Public at large. </h3>
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</h3>
<h3>
Example: The Agency for Co-operative Housing Client-Service Standards Report Card 2013 stated in part: "Concerns + Complaints In 2013, we responded to all concerns and complaints within the time allowed. As in the past, most concerns came from members of co-op clients and had to do with their governance or management. As before, we gave these callers information and referred them to their client co-op board or to the regional or national federation, where the co-operative was a member."</h3>
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</h3>
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In Ken's view, the Agency referral to client co-op board or to CHF Canada and its regional federations can be regarded as 'Getting the Run-A-Round' back to the Agency co-op housing sector stakeholder partners who are known to pander to member co-op boards... </h3>
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In Ken's view, ALL Co-op Stakeholders that refuse to engage Co-op Board of Directors that place Co-ops at risk to mismanagement, fraud and/or theft, and possible recievership give the Canadian Non-Profit Co-operative Housing Sector its reputation known for conflicts of interest, duplication, profiteering, suspected fraud, and noted in print media as a 'Money Pit" or "Black Hole" for Taxpayers' money with a lack of accountability that should raise red flags for Co-op Stakeholders and Canadian Taxpayers.</h3>
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<h3>
It seems to be apparent a large amount of individual Non-Profit Co-operative Housing Stakeholders are not interested in engaging themselves in the proper Governance and Management of their Co-operative Homes or addressing problems with Poor or Bad Governance and/or Management. A large amount of individual Members 'fear' (sic) abuse or harassment, and potential unlawful eviction by Directors and Officers that live and/or work at these Co-ops. <a href="http://tinyurl.com/c3rwq2n">Statisticts suggest co-op member engagement is very low across Canada</a></h3>
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<h3>
It may appear that CHF Canada places their own personal self-interest above other Non-Profit Co-operative Housing Stakeholders. In 2011, at CHF Canada's request, the Ontario Superior Court appointed a receiver-manager for <a href="http://tinyurl.com/cenpu8d">Bridlewood Housing Co-op</a>. This action removed control of the Co-op assets from its Board of Directors and Membership. CHF Canada stated it was a fight to protect Bridlewood Co-op Housing assets from the Membership personal self-interest. In Ken's view, CHF Canada were enhancing their own business self-interest financially in the Co-op. </h3>
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</h3>
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</h3>
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In late 2012 Bridlewood's 101 single-dwelling units were reportetly sold for $5.361 million to <a href="http://essexnonprofithomes.com/about/comment-page-1">Essex Non-Profit Homes Inc.</a> a new non-profit company created by CHF Canada. At this point-in-time (September 2014), Essex Non-Profit Homes Inc. has not transitioned back to the Co-op Housing Model. </h3>
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</h3>
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</h3>
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Some may view this as an acknowledgement by CHF Canada that the non-profit co-op housing model could be viewed as a failed experiment for over 40-years in Canada.</h3>
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</h3>
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</h3>
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Its interesting that CHF Canada is on record as being strongly opposed to Court appointed receiver-managers, for example, <a href="http://tinyurl.com/d3uwu89">Matthew Way Co-op</a>, and Whitehorse Co-op because of financial mismanagement and the Membership personal self-interest at these Co-ops. </h3>
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<h3>
Individual Co-op Housing Members do not recieve the needed support in order to hold accountable Board of Directors and Staff. In Ken's view, CHF Canada and/or some of its Member Federations appear to be disingenuous about the issue of democratic control at its Member Housing Co-operatives across Canada. Ken's efforts to speak to the issues at Athol Green Co-op <a href="http://tinyurl.com/br2pwth">meetings of members</a> have been underminded by Directors, Officers, and representatives from the former <a href="http://tinyurl.com/luxvzmq">Lakeridge Co-operative Housing Federation</a> etc. CHF Canada representitives banned Ken from discussing Co-op Housing issues on CHF Canada's Co-op Talk Members Network for other Co-op Stakeholders to view. The Co-op Housing Information Exchange Site <a href="http://tinyurl.com/br2avee">("CHIE")</a> was established to help foster the sharing of information and speak to the issues of the day. </h3>
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<h3>
CHF Canada is a lobbyist organization that seeks financial aid from various levels of the Canadian government. It appears that CHF Canada's primary solution to solve Non-Profit Co-operative Housing's Poor or Bad Governance or Mismanagement problems is from Canadian Taxpayers money, selling services to its Member Co-operatives, and payment of Membership dues from Member Housing Co-operatives, and other Stakeholders.</h3>
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<h3>
Ken reviewed court documents in respect to legal proceedings involving <a href="http://tinyurl.com/BQ47VZS">Thornhill Green co-operative homes</a> - At Thornhill Green's Annual General Meeting on September 23, 1997, the Co-op membership unanimously approved their own proposal to circumvent the Co-operative Corporations Act ("CCA") and convert the Co-op property to a private condominium for their own individual personal self-interest. In 1998, the then Co-op board and members approached the Ministry of Housing regarding their proposal to convert the Co-op property to a condominium. The proposal would have allowed the Co-op members to purchase their units by buying out the social housing mortgage, at purchase prices far below the Co-op market value. Their proposal was unsuccessful as it violated provisions of the CCA and the Thornhill Green Co-op Articles of Incorporation.</h3>
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<h3>
Ken has reviewed information about Memberships at other Non-Profit Housing Co-operatives in or out of recievership, and noted two issues that they share in common; individual member personal self-interest and incompetence in the Governance and Management of the Co-op. The Co-op membership have a duty and obligation to practice good Governance and Management. Co-ops that are well Governed and Managed by its membership are in compliance with applicable regulations and laws. Co-ops with a membership that choose to ignore or refuse to practice good Governance and Management may be in violation of these regulations and/or laws, and are placing their Co-op homes at risk to falling into recievership, and restructuring or foreclosure and being sold.</h3>
<h3>
</h3>
<h3>
Example: The <a href="http://tinyurl.com/cmlm466">North End United co-op</a> Debacle and the <a href="http://tinyurl.com/7dhaog5">54-page oversite review</a> that places some blame on CHF Canada and the Project Board of Directors...</h3>
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<h3>
In Ken's view, it should be reasonable not to expect Canadian Taxpayers to support Non-Profit Housing Co-operatives with a blank cheque or at any cost. </h3>
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<h3>
Ken supports the July 16, 2009 court decision of Justice Morawetz that approved the sale of Thornhill Green Co-operative Homes to the Regional Municipality of York and its Social Housing Portfolio managed by Housing York Incorporated ("HYI"). Ken noted in the following paragraphs: [71] "I am satisfied that the Receiver has acted fairly and diligently in carrying out its activities during its appointment and, in particular, the sales process." "In my view, the Receiver has acted in accordance with Soundair principles set out above." [74] "The inescapable conclusion is that the co-operative governance model of Thornhill Green has not worked as envisioned. In my view, an operational change is necessary." [78] "it must be recognized that the status quo has not worked and change is necessary. The proposed change is, in these circumstances, fair, reasonable and equitable."</h3>
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<h3>
It is noteworthy that Ken used the phrase "We Cannot Be Satisfied with the Status Quo" on March 20, 2007 published in the Athol Green Co-op Newsletter, and later in Ken's blog entitled "I Have A Dream" that can be read on the CHIE site.</h3>
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<h3>
In Ken's view, the Canadian Non-Profit Co-operative Housing Sector is designed for failure because of the status quo that has not worked as envisioned, CHF Canada etc. personal self-interest and the type of relationship established with its Member Co-operatives and its Directors and Staff Management that may maintain a status quo that fail to address Governance and/or Management concerns placing the Co-op and individual members at risk. </h3>
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<h3>
Phrases or words have been used to describe the failures of the Canadian Non-Profit Co-operative Sector, and in Ken's view, phrases such as status quo, conflict of interest, individual personal self-interest, suspected fraud and the words incompetence, pandering, and fear appear to be near or at the top of the list.</h3>
<h3>
</h3>
<h3>
CHF Canada charges each of its member co-ops, membership dues that are levied against each resident housing unit calculated monthly at $4.00 in 2014, and $4.05 monthly starting in 2015. CHF Canada housing federations charge additional dues for its member co-ops! </h3>
<h3>
</h3>
<h3>
In Ken's view, membership to CHF Canada is not a voluntary act for each individual member residing inside a co-op housing unit. Some individual co-op members' can be can be opposed to paying membership dues, as they don't support CHF Canada's agenda...</h3>
<h3>
</h3>
<h3>
If you want to consider withholding monthly membership dues from your co-op that are paid to CHF Canada, then consider writing a letter to the co-op board of directors explaining why you don't support paying membership dues towards CHF Canada...</h3>
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</h3>
<h3>
Co-op members' can vote as being opposed to the approval of a co-op proposed annual budget when the budget is presented for consideration that include membership dues for CHF Canada...</h3>
<h3>
</h3>
<h3>
When submitting monthly housing charge payment for the co-op, consider withholding $4.00 from your payment that represents the 2014 co-op unit membership dues for CHF Canada. </h3>
<h3>
</h3>
<h3>
If your a resident member of a housing co-op that pays membership dues to any of CHF Canada's member regional hosuing federations', you may want to condider opting-out of that regional housing federation membership and withhold the portion of your monthly housing charges designated for a CHF Canada member federation. </h3>
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<h3>
Information may be updated or revised without prior notice</h3>
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<br />
<br />
<h3>
Ken Hummel, Administrator, CHIE</h3>
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Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-4582945871353135184.post-16137932556253226802012-12-11T10:48:00.000-05:002019-01-10T12:15:27.946-05:00FRAUD PREVENTION AND STRONG INTERNAL CONTROLS<h3>
A Survey of Housing Co-operatives Highlight Issues that relate to Poor Governance and Management that can Contribute to Fraud... - Click link to access :: <a href="http://tinyurl.com/d68zyto">http://tinyurl.com/d68zyto</a></h3>
<br />
<h3>
Durham Regional Police Service - Fraud Safety Tips: "Real Life Scam of Not-for-Profit". Click link to access :: <a href="http://tinyurl.com/47mn7gd">http://tinyurl.com/47mn7gd</a> </h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;">___________________________________________________________________________________</span><br />
<span style="font-size: small;"></span><br />
<h3>
How to Spot a Liar</h3>
<span style="font-size: small;"></span><br />
<h3>
Example #1</h3>
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macleans.ca</h3>
<h3>
August 9, 2010</h3>
<h3>
By Julia McKinnell</h3>
<h3>
"Tips from a professional lie spotter"</h3>
<h3>
<a href="http://tinyurl.com/62nl4zs">http://tinyurl.com/62nl4zs</a></h3>
<span style="font-size: small;"></span><br />
<h3>
Example #2</h3>
<h3>
buzzle.com</h3>
<h3>
March 3, 2010</h3>
<h3>
By Abhijit Naik</h3>
<h3>
"How to Spot a Liar"</h3>
<h3>
<a href="http://tinyurl.com/3m3gd2v">http://tinyurl.com/3m3gd2v</a></h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;">________________________________________________</span><br />
<span style="font-size: small;">________________________________________________</span><br />
<span style="font-size: small;"></span><br />
<h3>
PREVENTING AND DETECTING FRAUD IN NOT-FOR-PROFIT ORGANIZATIONS :: Keller & Owens, LLC Certified Public Accountants</h3>
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<h3>
Click link to access the 46-page PDF Document :: <a href="http://tinyurl.com/m2g9z5w">http://tinyurl.com/m2g9z5w</a> </h3>
<h3>
</h3>
<h3>
cooperator.com </h3>
<h3>
January 2010 </h3>
<h3>
By Jonathan Barnes </h3>
<h3>
"Fraud Detection for Co-ops and Condos" - "When You suspect Something is Amiss" </h3>
<h3>
Click link to review this article :: <a href="http://tinyurl.com/pw2md3j">http://tinyurl.com/pw2md3j</a> </h3>
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<span style="font-size: small;">________________________________________________</span><br />
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<h3>
Review some examples of Audit Investigations :: <a href="http://tinyurl.com/ckw86bq">http://tinyurl.com/ckw86bq</a></h3>
________________________________________________<br />
<span style="font-size: small;"></span><br />
<h3>
PREVENTING FRAUD: HOW TO SAFEGUARD YOUR ORGANIZATION---------------------------------By Andrew S. Lang and Tammy S. Ricciardella</h3>
<span style="font-size: small;"></span><br />
<h3>
Copyright 2010 The Foundation Centre. All rights reserved. Permission to use, copy, and or distribute this document in whole or in part for non-commercial purposes without fee is hereby granted.</h3>
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<h3>
The Foundation Centre :: <a href="http://foundationcentre.org/">http://foundationcentre.org</a></h3>
<span style="font-size: small;"></span><br />
<h3>
Please note Ken Hummel's remark's in bold, respecting the excerpts.</h3>
<span style="font-size: small;"></span><br />
<h3>
Nonprofits are vulnerable to embezzlement by their vary nature. First, there is no "owners" watching every dime of their money. Unfortunately, most people are less concerned when it is not their own money at risk.---Often those in authority at nonprofits are reluctant to acknowledge that they may be subject to fraud or mismanagement.---Things like safeguards and controls over items of value are often the first things to get brushed aside. Additional effort is required to convince nonprofit managers or board members that excellent controls are essential---The critical measurement in most organizations-is considerably more time consuming to check. It requires line-by-line review of many items of income and expense---Many nonprofits do not consider the importance of having a solid system of controls, called internal controls, as their for-profit counterparts do.---Board members would do well to see that an effective, up-to-date internal control system is in place in their organization. Unfortunately, for great numbers of nonprofits, it is not.---</h3>
<h3>
Impact Of Fraud---Why does such great attention need to be paid to this somewhat unusual occurrence? First of all, because it is not all that unusual. Fraud is an common occurrence---</h3>
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<h3>
Protection Against Fraud---Don't Have The Wrong Attitude---There are a number of misconceptions that can prevent a nonprofit from appropriately handling the potential for fraud in their organizations. Once these misconceptions are recognized, you have a better opportunity of dealing successfully with this serious threat.-"Most employees will not steal"-Under the right circumstances, if they are under enough pressure and they think it is justified, the vast majority of employees will steal. John J. Hall, a well known fraud expert, estimates that 95 percent of employees will commit fraud given the right circumstances.-"Our Controls will prevent fraud"-Every system of controls can be circumvented; every financial operation has its weakness.-"If it is happening, we'll detect it"-The most successful frauds are those that involve small sums taken on a regular basis, even larger frauds perpetrated by someone familiar with the system of controls can go undetected for years.-"Our auditor's will catch it"-Financial audits conducted by independent auditor's are not designed to detect fraud.---</h3>
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<h3>
For nonprofits, the potential impact of having a fraud become known to volunteers or donors, much less the public, is so great that such occurrences are most frequently swept under the rug.---Another behavioral issue worth investigating further is a cavalier attitude. This type of attitude often occurs once an employee has "beaten the system." He or she often will begin to exhibit a new level of confidence approaching that of arrogance.---</h3>
<span style="font-size: small;"></span><br />
<h3>
KEN NOTED HOW THE INFORMATION ABOVE CAN RELATE TO THE NON-PROFIT CO-OPERATIVE HOUSING SECTOR AND IT'S STAKEHOLDERS.</h3>
<span style="font-size: small;"></span><br />
<h3>
The Critical Importance of Internal Controls---It is important to realize that internal controls will not provide assurance that fraud will not happen but should ensure that, if fraud is committed, (1) it will be discovered on a timely basis, and (2) identification of who committed it will be probable. However, even the best system of internal controls usually will not prevent collusion of two or more persons---Internal controls can be broken down into two basic categories: administrative controls and internal accounting controls. Good administrative controls require two things: first, commitment by top-level volunteers and management to the principles of good control, and second, direct involvement in the oversight process. Problematic attitudes that start at the top, work their way down the organizational chart, and major problems can result. ---The ideal system of controls would provide good internal accounting control by not only safeguarding assets, but also simultaneously ensuring reliability of financial records of the organization---financial reports must be timely, complete, and in a form that is easy to comprehend.---One of the most effective internal controls is the use of a budget that is regularly compared to actual results with all significant variances (and sometimes the absence of a variance where one would be expected based on other factors) being reviewed. Budgets should be realistic and based on past experience, not wishful thinking. Then, where actual results deviate significantly from expectations, staff, and board members can ask questions and gain insight on the variances.---An effective system of controls has to be tailored to each specific organization and its particular finances, functions, and staff. Moreover, any such system needs to be reviewed regularly-at least annually-and altered for efficiencies or changing conditions. The board may actually need to perform certain oversight responsibilities to ensure that an adequate internal control system is in place based on the limitations within the organization.---</h3>
<span style="font-size: small;"></span><br />
<h3>
Why Have Internal Controls?---Remember, the key to good internal controls is to be aware of the potential for problems and to act before they occur. An organization should review its controls on a regular basis.---</h3>
<h3>
Establishing internal controls in small nonprofit organizations can be especially challenging. Often resources, both monetary and staffing, are restricted. Small organizations need to be creative, perhaps involving volunteers and board members in the process to a large extent to ensure that adequate systems are in place.---Most good internal controls are based on common sense. The real challenge is in simply taking the time to examine the situation to determine what is needed. Most organizations can accomplish basic improvements themselves---use your members-Your members can be a source of cost-free and highly dedicated labor.---Internal Controls Outside The Accounting Department---review income and expenditures identifying any errors in accounting records and reports.---Monthly review of data is part of the procedures used to mitigate any lack of segregation of duties---regularly and promptly review actual expenses versus budget expenses to maintain control over operating costs. This step also enables to identify any inconsistent results.---Another important element of internal controls throughout the organization is reconciling records between the accounting system and the departments. Other records should agree with figures reported in the accounting system. Other activities such as meetings and publications will also have records that should support and agree with the numbers reported in the accounting records.---</h3>
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<h3>
The Roll of the Board Member in Internal Controls-Board members of a nonprofit need to take firm action to see that important controls are in place. For instance, the board should insist on the nonprofit having written policies and procedures. In addition, the board should make sure that the organization has the practices such as requiring competitive bids for products and services over a certain amount.---The board is also responsible for ensuring that the organization has not only a code of conduct for all employees but also a clear conflict of interest policy for itself. The board should see to it that there is only one style of financial statements used for budgeting, financial reporting, and external audit reports. This allows members to better understand financial activity. To further assist in that regard, the treasurer and finance committee should review the interim financial statements monthly (or at least quarterly in small organizations-unless they are having financial difficulties).---The organization's external auditors should also be able to give advice and help the board in the proper discharge of these responsibilities.---</h3>
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<h3>
Internal Control Studies are special engagements designed to review an organization's system of internal controls such as Attestation reviews or studies can be performed as a consulting engagement.---Internal control studies can provide an organization with thorough documentation of the current system of internal controls over the organization as a whole or on a specific area of concern. These studies can determine areas where internal controls are lacking and the is exposed. Recommendations to address areas of concern are provided. The organization can review these recommendations, weigh the cost versus benefit, and design an appropriate system of internal controls tailored to the needs and resources of the organization.--</h3>
<h3>
It is important to emphasize that an audit of your financial statements does not give an opinion on your internal controls. An audit provides an opinion on the financial statements. An audit is an examination of items and transactions on a test basis only. Thus, the receipt of an unqualified or "clean" auditor's report does not provide assurance as to the quality of internal controls; it merely means the auditor was satisfied that the numbers in the financial statements were not significantly misstated.-</h3>
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<h3>
How Can You Know if Fraud Is Occurring?---While Fraud can be quite difficult to detect, there are certain signs to Watch for:</h3>
<h3>
-Abnormal changes in account balances, shortages in cash, investments, inventories, or other assets</h3>
<h3>
-Supporting documents altered or missing</h3>
<h3>
-Unusual write-offs or other out-of-the-ordinary transactions, complaints from members about their accounts.</h3>
<h3>
-Incomplete financial data</h3>
<h3>
-Infrequent or late financial reports</h3>
<h3>
-Unexplained variances between budgeted amounts and actual amounts</h3>
<h3>
-Large liabilities related to unexpected contracts</h3>
<h3>
-Untimely audited financial statements</h3>
<h3>
-Failure to correct internal control deficiencies noted in prior periods</h3>
<h3>
-Significant unanticipated changes in the assets of the organization</h3>
<h3>
-Significant internal control issues reported by the external auditors</h3>
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-Sudden departure of personal in key positions</h3>
<h3>
-Appearance of personal living beyond their means</h3>
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<span style="font-size: small;">_________________________________________________</span><br />
<span style="font-size: small;"></span><br />
<h3>
Habitat Magazine, March 8, 2010 - 3:56 minute video</h3>
<h3>
"Five Ways Co-op & Condo Boards Get Defrauded"</h3>
<h3>
<a href="http://www.tinyurl.com/6j4ssse">http://www.tinyurl.com/6j4ssse</a></h3>
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<span style="font-size: small;">________________________________________________</span><br />
<span style="font-size: small;"></span><br />
<h3>
habitatmag.com</h3>
<h3>
February 15, 2010</h3>
<h3>
By Bill Morris</h3>
<h3>
"Co-op / Condo Fraud Is Back, Baby! Here's How to Spot It---And Stop It"</h3>
<h3>
<a href="http://www.tinyurl.com/79krxpz">http://www.tinyurl.com/79krxpz</a></h3>
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<span style="font-size: small;">_________________________________________________</span><br />
<span style="font-size: small;">_________________________________________________</span><br />
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<h3>
Information noted above may be revised and/or deleted without prior notification.</h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<h3>
Ken Hummel, Administrator, CHIE</h3>
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</div>
Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-4582945871353135184.post-58284076175532481592012-12-10T19:14:00.000-05:002015-03-30T10:48:58.078-04:00The Institute of Chartered Accountants of Ontario<h3>
Chartered Professional Accountants of Ontario or the Institute of Chartered Accountants of Ontario or ("ICAO") is one of several governing regulating bodies at arms length of the government and self-regulating profession. The ICAO has the responsibility to protect the public interest by ensuring that all members, students, professional corporations and firms observe high professional and ethical standards.</h3>
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<h3>
A complaints investigation, disciplinary procedures brochure, and by-laws can be found and printed off the ICAO Website: <a href="http://icao.on.ca/">CLICK HERE</a></h3>
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<h3>
If you are not satisfied with the decision made in respect to your complaint by the ICAO and Reviewer of Complaints then you may consider filing a formal written complaint review against the ICAO with The Public Accountants Council for the Province of Ontario: <a href="http://tinyurl.com/pfuteyg">CLICK HERE</a></h3>
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<h3>
The administrator of this Website is of the opinion that the ICAO complaint and investigations process lack transparency and can sometimes be a very slow process to reach decisions at their discretion. Bill 158 ("Accounting Professions Act S.O 2010 C.6") replaced the Chartered Accountants Act, 1956.</h3>
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<h3>
Chartered Accountants Act, 2010: <a href="http://tinyurl.com/6byfwdo">CLICK HERE</a></h3>
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</div>
<h3>
Ken Hummel ("Ken") filed a formal complaint with the ICAO on April 12, 2013 against Mr. Jerry J. Pauze, CPA, CA, LPA, Partner, Prentice Yates & Clark, Chartered Accountants ("PYC"): <a href="http://tinyurl.com/mr27uax">CLICK HERE</a> in respect to Athol Green Co-operative Homes Incorporated, located in Whitby, ON. Canada: <a href="http://tinyurl.com/cwz6o8b">CLICK HERE</a></h3>
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</div>
<h3>
The ICAO released their decision in regards to the complaint filed against Mr. J. J. Pauze on February 18, 2014. The ICAO regards all information contained in the File as Private and Confidential.</h3>
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</div>
<h3>
Ken reviewed the File No. 610741 and has decided to publish the entire File on Social Media in view for everyone and the Court of Public Opinion. - <a href="http://tinyurl.com/nxenlzp">CLICK HERE</a> to access the 98.8 mb or 144-page PDF File</h3>
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</div>
<h3>
Some notable information within the file can be reviewed on pages 5, 28 to 30, 34, 35, 42, 100 to 105, 110, 116 to 118, 122 to 126, 129 to 132, 136 to 138, 143 and 144 </h3>
<h3>
</h3>
<h3>
</h3>
<h3>
COMMENT:</h3>
<h3>
Based on Ken's complaints filed with the ICAO against Jerry J. Pauze and PYC, Ken has the lowest regards for the ICAO and PYC, its Partners, and some other PYC Staff CA's.</h3>
<h3>
</h3>
<h3>
Ken shares some of his views and criticism about the complaints process...with the President and CEO and Director of Admissions, Membership and Licensing:</h3>
<h3>
<a href="http://tinyurl.com/lxsmklz">CPA ONTARIO AND THE ICAO</a></h3>
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</div>
<h3>
Information may be added, revised or deleted without prior notification</h3>
<div>
</div>
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</div>
<h3>
Ken Hummel, Administrator, CHIE</h3>
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</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-38189589781925206012012-12-07T12:56:00.000-05:002018-11-18T11:50:33.482-05:00CHF Canada: Co-op Talk<h3>
This blog is hyper-lined to additional information. Some information is currently under review, and some links may be broken at this point in-time.</h3>
<h3>
</h3>
<h3>
In Ken's view, <a href="http://tinyurl.com/br9x59w">CHF Canada</a> Co-op Talk was established in 2000 and was deactivated in March 2013 due to very low traffic in the public area of Co-op Talk discussion boards with the exception of the private staff meeting room. </h3>
<h3>
</h3>
<h3>
From the Archives of CHF Canada: Co-op Talk, some selected messages posted for your review: </h3>
<h3>
</h3>
<h3>
ANONYMOUS posted message on January 21, 2004 </h3>
<h3>
"Can someone please tell me, do the by-laws of a co-op over ride policies and procedures? If something is not written in the by-laws can the board enforce it?" </h3>
<h3>
</h3>
<h3>
ROBERT A. WISEMAN posted message on January 21, 2004 </h3>
<h3>
"First you must follow the laws of the province/country. Next you need to be sure you are not violating any provision of your Articles of Incorporation. Then you check your by-laws and if none of these contradict Board policies the Board can do pretty much as they wish."</h3>
<br />
<h3>
DAVID HOWARD posted message on February 25, 2005 </h3>
<h3>
"To return to the issue of outside arbitration and board behaviour, I would like to say in response to Stephen that my experience is that co-ops routinely resolve disputes satisfactorily without any help whatsoever."...</h3>
<h3>
</h3>
<h3>
"But what to do about boards that get out of control and the sectors role?..."There is no "Co-op Police" even though that might seem desirable sometimes." </h3>
<h3>
</h3>
<h3>
ROBERT A. WISEMAN posted message on February 25, 2005 </h3>
<h3>
"Thank goodness there are no "Co-op Police". That isn't what co-operation is about. We take the time to look for broader solutions for the most part. That is why I favour the idea of an ombudsperson rather than arbitrator."..."I also want to echo what David said about forgetting to be positive."...</h3>
<h3>
</h3>
<h3>
ROBERT A. WISEMAN posted message on February 28, 2005 </h3>
<h3>
"I just wanted to add a word of thanks to everyone who is participating in this discussion. It is great to have a forum to raise really key issues and debate them openly."...</h3>
<h3>
</h3>
<h3>
"In the same vein, it has taken personal experiences and witnessing how off course things can go to understand that there are real injustices happening in some co-ops. We can say as a movement that there are only a few of these instances and we don't need to address them. We can say that the exception of a few bad apples proves the worth of the barrel of good apples. It doesn't feel right to me though, to leave good people struggling through difficult issues of injustice without there being a sector response that is meaningful. I would hatr to see some politician get it into his or her head to legislate some mechanism to address these problems."...</h3>
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</h3>
<h3>
"For me I think an ombudsperson is the answer. Any other ideas...?" </h3>
<h3>
</h3>
<h3>
KEN HUMMEL posted message on February 28, 2005 </h3>
<h3>
"Hello everyone; I'm new to the Co-op message board, but have been a member of a Co-op since 1992. I feel that it is time to commence a derivative action against director's and officer's at the Co-op. I have made every effort to find a solution to the remaining outstanding issues with the Board..."...</h3>
<h3>
</h3>
<h3>
"the auditor is not co-operating. I had contacted the Police, CMHC, and Minister Fontana (Ya, it's a long, long story). Director's and officer's have been accused of corruption and incompetence. The misconduct and dishonesty is outrageous."...</h3>
<h3>
</h3>
<h3>
STEPHEN PIPE psted message on March 1, 2005 </h3>
<h3>
"Dave, the stuff about Legal disputes was a generality and not about Co-ops in particular. The courts are full of examples where intervention, mediation, arbitration and other forms of dispute/problem resolution have failed. </h3>
<h3>
</h3>
<h3>
In the absence of a Board willing to ask for help resolving their member problems or problem members, it seems the Courts are our only recourse. See the posting above from Mr. Hummel as a case in point. As individual members, who care about what is going on and want to make things better for everyone, we stand alone and must fight for justice. Otherwise, we become just another disgruntled "move out". How many people have had to leave their homes and communities because they don't have the resources to know and fight for their rights? Do any Co-ops do MEMBER EXIT INTERVIEWS? I wish Mr. Hummel every success. We, the members, apparently need the media/political exposure and legal precedents."...</h3>
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</h3>
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"This has always been about the "bad apples". ... </h3>
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</h3>
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ROBERT A. WISEMAN posted message on April 2, 2005</h3>
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"I am very concerned by your posts Ken. It was good of you to fax me the documents that you said you would, but what a disappointment given the serious allegations you repeatedly make on this forum.</h3>
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I expected to see police reports that confirmed that their investigations found fraud, given how often you accuse staff and board members of this crime. It is clear from your materials that you have contact the police.</h3>
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<h3>
I expected to see a damming report from CMHC and even some indication that they would be taking action to rectify the terrible abuses you accuse your co-op of perpetrating.</h3>
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<h3>
What do I see?</h3>
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<h3>
Page after page of accusations produced by you without any evidence at all. You can write hundreds of accusations out Ken, but at some point there has to be a simple thing called evidence for your allegations. I see none!</h3>
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<h3>
I don't understand how you can time after time come on this forum and accuse your co-op of the things you do when, in a letter signed by you and faxed by you to me you state:</h3>
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"It should be noted that once Ms. Lori M. Wheeler assumed the position of Office General Manager and Co-ordinator as of September 8, 2000 most of stated (sic) infractions of the Act's, and Co-op by-laws have been corrected. I believe the administrative and organizational skill Ms. Wheeler demonstrates in the overall management of the Co-op is exemplar, and her dedication to the Co-op movement. In my opinion Lori demonstrates Leadership, Integrity, and Perseverance."</h3>
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I have never suggested that anyone posting to this forum be precluded from doing so before, but from what I see posted here there is no real evidence for anything but the administrative slips that an overworked staff person and voluteer board might from time to time make.</h3>
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<h3>
The fact of the matter is that you don't appear to have been able to prove anything. You don't have the support of your fellow members and so you are bringing this garbage to Co-op Talk, smearing the reputation and good name of your Co-operative and taking up a lot of good space here that would be better spent on positive matters that build this movement."</h3>
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KEN HUMMEL posted message on April 3, 2005</h3>
<h3>
"Response to Robert: In regards to your two posts on April 2, 2005- around 10:52 pm. Consider the following facts: I still live at this Co-op 5-years after making serious accusations and allegations, and I have not been evicted or had any legal action commenced against me by the Co-op in regards to any of my statements or accusations.</h3>
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<h3>
Evidence: I have documentation that exceeds 1,000 pages, my documentation and brief synopsis outlines some of this evidence that was supplied to you, and you fail to acknowledge this. Robert, don't mislead people in this forum by misrepresenting anything that I have stated. Robert stated "I expected to see police reports that confirmed that their investigations found fraud, given how often you accuse staff and board members of this crime:. Robert, I never made any accusations of fraud, only allegations. The Police turned their investigation over to CMHC.</h3>
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Robert stated "I expected to see a damning report from CMHC and even some indication that they would be taking action to rectify the terrible abuses you accuse your co-op of perpetrating". Robert, it is obvious to me that you don't understand the time-line that I presented in my documentation and synopsis. Between September 8, 2000 when the new office manager and coordination was hired and prior to me contacting CMHC on February 6, 2004 & March 20, 2004, I provided the Co-op plenty of time to correct many of the issues that I had made accusations and allegations.</h3>
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Robert stated 'but from what I see posted here there is no real evidence for anything but administrative slips that an overworked staff person and voluteer board might from time to time make". Robert A. Wiseman, you're statement is totally outrageous and ridiculous when you consider my posts on March 31, 2005-6:03 pm, April 2, 2005-10:31 am, and April 2, 2005-11:20 am.</h3>
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Robert, you should be concerned about my posts because it is my opinion that "YOU" can't handle the truth, and it appears that you prefer to ignore or dismiss problem boards or Co-op that I discuss here. Robert would just play it safe and spend his time focused only on positive matters."</h3>
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ROBERT A. WISEMAN posted message on April 3, 2005</h3>
<h3>
..."Now Ken, you come on here and make all kinds of nasty allegations against your co-op. In fact, you sent me a letter that you sent to the Durham Regional Police on February 13, 2004. That was a year ago.</h3>
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<h3>
I want to note that if the 1,000 pages you claim you have are like the roughly 23 pages you faxed to me, 950 of the pages are written by you outlining what you believe is wrong, the other 50 would be documents that acknowledge receipt of your letters or outline why what you 'demand' is'nt going to be forthcoming.</h3>
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Again I repeat...you have sent me NO EVIDENCE, only allegation after allegation. I look at your posts cited this date and again, NO EVIDENCE.</h3>
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Ken, I say this reluctantly, but nevertheless as positively as I can - put up or shut up."</h3>
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-------------------------------------------------------------------------------------</h3>
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<h3>
KEN'S COMMENTS IN REGARDS TO MR. ROBERT A. WISEMAN'S MESSAGES</h3>
<h3>
AT THE POINT-IN-TIMES THESE MESSAGES WERE POSTED, IT WAS NOT NECESSARY NOR PRACTICAL TO SUPPLY THE EVIDENCE TO ONLY ONE PERSON THAT APPEARED TO BE NOT NEUTRAL AND AN ADVOCATE FOR CO-OP HOUSING.</h3>
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<h3>
CHF CANADA AND THE ADMINISTRATOR'S OF CO-OP TALK DELETED SOME OF MY POSTED MESSAGES, SUSPENDED MY POSTING PRIVILEGES AND SOON AFTER BANNED ME FOR LIFE FROM POSTING MESSAGES ON CO-OP TALK.</h3>
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<h3>
SINCE THAT POINT-IN-TIME, I (KEN) HAVE POSTED MUCH OF MY **EVIDENCE** ON KEN'S SITE FOR EVERYONE TO VIEW AND MAKE THEIR OWN JUDGEMENT IN THE COURT OF PUBLIC OPINION.</h3>
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<h3>
SINCE I (KEN) **PUT UP** THE **EVIDENCE** AND ONGOING PROBLEMS AT THE HOUSING CO-OP, </h3>
<h3>
MR. ROBERT A. WISEMAN HAS **SHUT UP**</h3>
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<h3>
<a href="http://tinyurl.com/h4vukym">CLICK HERE</a> And <a href="http://tinyurl.com/yca2htxh">CLICK HERE to access links to other information</a></h3>
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</h3>
<h3>
DAVID HOWARD message posted on April 18, 2005 </h3>
<h3>
"The site administrators will remove all postings listed in my April 15, 2005 list. Some people have requested that the posts be edited for content. Editing the posts was considered, but will require more time and resources than I can offer this site as a volunteer. The postings listed will be moved to another hidden string and can be replaced if enough members request it. </h3>
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</h3>
<h3>
Moreover, all postings from Ken Hummel where he has made allegations of illegal or immoral behaviour on the part of his co-op will be moved. His postings that were an attempt to provoke argument for its own sake have also been removed. </h3>
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</h3>
<h3>
Moreover, I have asked our staff to have Mr. Hummel disqualified from posting here in the future. It has become very apparent that Mr. Hummel refuses to accept any direction from the moderator or from other members here. I believe that his postings are libelous. Moreover, I think he is simply trying to be disruptive and finds it amusing to annoy the other members at this site. </h3>
<h3>
</h3>
<h3>
I think that we have all been very patient with the tone and content of the postings at this site in recent months. In fact, I would go as far as to say that we have been too patient. In the future, I will try to be quicker to act when it comes to anti-social behaviour at Co-op Talk. After all, this resource belongs to all the members and we need to reclaim this space." </h3>
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</h3>
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DAVID HOWARD posted message on April 19, 2005 </h3>
<h3>
"Apart from Mr. Hummell, no one else has lost their right to take part in these rooms. If anyone wants to restate previous points from postings that have been removed, I hope they will feel welcome to do that. Of course, I know that these members will be mindful our new approach to these discussions as stated in some of my earlier postings. </h3>
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</h3>
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Peace" </h3>
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</h3>
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STEPHEN PIPE posted message on April 19, 2005 </h3>
<h3>
"The tribe has spoken! Fair enough!"... </h3>
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</h3>
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KEN HUMMEL posted message on December 16, 2005 </h3>
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"Ms. Robson: My posed message 12/15/05-10:13am. You have only answered only 2/6 of my questions. Please try once again, and answer all my questions. Thank you. </h3>
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Have a nice day." </h3>
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</h3>
<h3>
DAVID HOWARD message posted on December 16, 2005 </h3>
<h3>
"Ken, </h3>
<h3>
No one here is obligated to answer every question that pops into your head. Merrilee has been politely answering your questions thus far, but I find your tone in the message above condescending. People here have been very patient with you Ken, but you will find that patience ending quickely if you expect us to jump for you. </h3>
<h3>
Moderate your tone. And you can also skip the "have a nice days" as they fool no one." </h3>
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</h3>
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KEN HUMMEL message posted on December 17, 2005 </h3>
<h3>
"Mr. Howard: I have been quite polite, and have shown curtsey to everyone, and I will continue to do so. I expect to be treated in the same manor. Any suggestion that I have acted out of charactor and been condescending to anyone is indeed absurd. </h3>
<h3>
I will continue to be patient with Ms. Robson, CHF Canada's National Communications Officer. My thoughtful and well-reasoned questions are fair and valid. David, please explain to all the folks on Co-op Talk what you mean by asking me to moderate my tone. </h3>
<h3>
Have a nice day." </h3>
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</h3>
<h3>
KEN HUMMEL posted message on December 18, 2005 </h3>
<h3>
"Mr. Wiseman: Thank you for the additional information, as this helps me narrow down a list of articles that you may be referring too. Bob, would you confirm or deny that the series by the Toronto Star, was "Housing millions down the drain" Published on May 20, 1995. </h3>
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</h3>
<h3>
Have a nice day" </h3>
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</h3>
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ROBERT A. WISEMAN posted message on December 18, 2005 </h3>
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"Would I "...confirm or deny..." Ken? What is this - a cross examination? </h3>
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</h3>
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That sounds like the right series and the right time of printing." </h3>
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</h3>
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GINO GAMBOA posted message on December 19, 2005 </h3>
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"jajaja...good one Bob..." </h3>
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</h3>
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JACKIE KENT posted message on December 28, 2005 </h3>
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"A lot of complexity goes into the making of our personalities. It seems the meant to be pleasant phrase "Have a nice day" is not perceived as pleasing to all.</h3>
<h3>
I have read different postings by Ken, and would not assume a judgment position on his value system by his posting techniques.</h3>
<h3>
I do feel Ken has a handicap coming on to Co-op talk. He is a mere member with no board experience and a multitude of questions he would like answers to."...</h3>
<h3>
"Perhaps this is why Ken has never sat on the board or he may feel he has more affect as the Co-op Watchdog or the group does not have the foresight of keeping their friends close and their enemies closer."..."Co-ops are not guaranteed to be successful because they use the educational tools or have paid staff."...</h3>
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</h3>
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KEN HUMMEL posted message on December 30, 2005 </h3>
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"Ms. Kent: If I have any "handicap coming on to Co-op Talk" it may result from a lack of understanding, respect or communication inside this forum with some of its participants. I have been a co-op member since 1992. People that know me personally or have been acquainted with me over the years, understand my dedication to the Co-op Principles, as an unpaid volunteer. I believe that I have served my co-op community with integrity, and have accomplished many tasks that my home co-op has benefited directly because of my aquired knowledge and skills. The co-op educational materials available to me over the years have been very helpful in accomplishing some of the difficult work as a "Watchdog" or someone that would scrutinize the ongoing business management of the co-op. </h3>
<h3>
</h3>
<h3>
Based on my observations, and communicating with other members from different co-ops, not enough members in this sector actively participate in this type of important work that may be the deciding factor that results in the success or possible failure of a housing co-op in this sector." </h3>
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</h3>
<h3>
DIANE MILES posted message on January 16, 2006 </h3>
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"Dear Ken,"...</h3>
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</h3>
<h3>
"Your questions are quite reasonable. I will do my best to answer them in turn."... </h3>
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</h3>
<h3>
DAVID HOWARD message posted on January 16, 2006 </h3>
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"After reading these postings and taking in to account the several warnings issued to Ken Hummel, I have decided to remove his posting privileges at this site. As many of you are aware, he was banned from the site earlier last year for bad behavior and then allowed back on condition that he take steps to not offend. He has failed to do this. It is my intention that his privileges will not be re-instated. </h3>
<h3>
</h3>
<h3>
I do not want this decision to chill the discussions here. Members should be aware that honest and respectful discussions are encouraged, even when they disagree with the majority opinion. Mr. Hummel was sent away because he could not find it within himself to treat others here with respect. Some of you may feel that we took too long to act. For this I apologize, but it does point out that we do not take these decisions lightly. </h3>
<h3>
</h3>
<h3>
If anyone disagrees with this decision, please refer to "Netiquette and Rules of Order" just to the left. These you will find the steps you can take to challenge this decision." </h3>
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</h3>
<h3>
ROBERT A. WISEMAN message posted on January 16, 2006 </h3>
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"Dave, I think you bent over backwords for Ken and he just kept prodding and pushing boundaries. You did the only thing that you could in circumstances and you have my complete support." </h3>
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</h3>
<h3>
MARILYN GALLAGHER message posted on January 17, 2006 </h3>
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"David, Thank you. I have not responded to any of Ken's postings. I was not prepared to waste my time and energy on someone who does not want to listen and is bent on causing trouble. I am so glad that we can now get back to doing what we do best, helping one another." </h3>
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</h3>
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</h3>
<h3>
Do #YouHoldtheKey that helps explain why a #CHFCanada <a href="http://tinyurl.com/zp7n5yk">#CoopHousingCrunch exist!</a> </h3>
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</h3>
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<h3>
Information may be revised, added or deleted without notification</h3>
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<h3>
Ken Hummel, Administrator, CHIE </h3>
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Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-4582945871353135184.post-72684025556276913412012-12-06T15:07:00.000-05:002015-01-17T19:08:36.098-05:00IN THE MATTER OF SAND HILLS CO-OPERATIVE HOMES INCORPORATED<h3>
REGIONAL MUNICIPALITY OF WATERLOO</h3>
<h3>
Council Regular Meeting: April 17, 2013</h3>
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<h3>
Re: Sand Hills Co-operative Housing Inc. - Report: CR-RS-13-034/P-13-042</h3>
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<h3>
..."Reginal staff considered several remidies in this instance including the termination of subsidy or the appointment of a receiver, both of which could cause considerable additional hardship for the members of the Co-operative, risk, of greater harm or significant additional expense for the Co-operative, which is already financially challenged."</h3>
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"After considering the various options, as noted above, the Commissioner of Planing, Housing and Community Services has issued a notice removing existing directors from office and replacing them with five (5) non-resident directors which appointment had effect on April 15, 2013."...</h3>
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<h3>
Please scroll down to pages 20-23 to view the 4-page Report in the link below:</h3>
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<h3>
regionofwaterloo.ca</h3>
<h3>
<a href="http://tinyurl.com/cxaydxb">http://tinyurl.com/cxaydxb</a></h3>
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<br />
<h3>
The Record news article links below about Sand Hills co-op are broken and can't be repaired at this point-in-time. You can access these articles and any updates by typing 'sand hills co-op' or 'co-op housing' in the search window on <a href="http://therecord.com/">THE RECORD WEBSITE</a> : </h3>
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</h3>
<h3>
the record.com </h3>
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April 27, 2014</h3>
<h3>
By Paige Desmond, Record staff </h3>
<h3>
"Sand Hills co-op battle 'sordid affair,' Councillor says"..."In one indident, lawyer Murray Klippenstein "said those were 'fighting words' and flung a paper coaster at the region's councel" upon suggestion a new board be installed, court documents say."</h3>
<h3>
And "The actual membership of the board was uncertiain. A corporate profile last updated in January 2012 listed 14 directors. One was dead and others weren't directors anymore." </h3>
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</h3>
<h3>
ctvnews.ca</h3>
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July 11, 2013 </h3>
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"Drugs, replica guns found at Kitchener housing complex"..."Police executed a search warrant at a unit in Sand Hills Co-Op"... </h3>
<h3>
<a href="http://tinyurl.com/mvzde79">http://tinyurl.com/mvzde79</a></h3>
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<h3>
therecord.com</h3>
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May 28, 2013</h3>
<h3>
By Frances Barrick, Record staff</h3>
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"Review of local housing co-op finds $75,000 deficit"</h3>
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<a href="http://tinyurl.com/p9qv48p">http://tinyurl.com/p9qv48p</a></h3>
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ctvnews.ca</h3>
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May 27, 2013</h3>
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<h3>
"Troubled Kitchener housing co-op's budget deficit could fall to taxpayers"</h3>
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<h3>
Please click the link below to access the news article:</h3>
<h3>
<a href="http://tinyurl.com/qdn6odn">http://tinyurl.com/qdn6odn</a></h3>
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<h3>
therecord.com</h3>
<h3>
April 18, 2013</h3>
<h3>
By Paige Desmond, Record staff</h3>
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<h3>
"Local housing co-op had board troubles in the past"</h3>
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<h3>
..."In 2001, when the province turned over responsibility for housing projects to cities, officials discovered more than half of the tenants at the 80-unit Sand Hills complex were in rent arrears totalling $160,000."</h3>
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<h3>
"Many claimed they made payments in cash but there were no records of the payments."</h3>
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"There were several projects that were called projects with difficulties, "Coun. Sean Strickland said. "There were similar types of concerns (to today.)"</h3>
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<h3>
Please click the link below to access the article:</h3>
<h3>
<a href="http://tinyurl.com/cedby7l">http://tinyurl.com/cedby7l</a></h3>
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<h3>
therecord.com</h3>
<h3>
April 17, 2013</h3>
<h3>
By Paige Desmond, Record staff</h3>
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<h3>
"Region takes over housing co-op"</h3>
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...</h3>
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<h3>
"A list of issues were detailed in a region report:"</h3>
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"Payments made to directors from the co-op's funds with no information provided."</h3>
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"Inability to maintain adequate property management services."</h3>
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"Failure to maintain property in an adequate state of repair."</h3>
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"Lack of proper financial administration."</h3>
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"Failure to complete annual financial statements and other documents required by the Housing Services Act."</h3>
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<h3>
"Failure to properly administer rent-geared-to-income subsidies for members."</h3>
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"Failure to hold meetings and seek approval of members as required by provincial law and the bylaws of the co-operative."</h3>
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<h3>
Please click the link below to access the article:</h3>
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<a href="http://tinyurl.com/c4b4c8s">http://tinyurl.com/c4b4c8s</a></h3>
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<h3>
ctvnews.ca</h3>
<h3>
April 16, 2013</h3>
<h3>
Max Wark, CTV staff has more in the video</h3>
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<h3>
"Deposed housing co-op board members oppose board's replacement"</h3>
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<h3>
"Under the provincial Housing Act, the region provides the co-op with $480,000 each year and is responsible for overseeing its management."</h3>
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<h3>
"But financial statements have not been provided to the region, which says it has no idea how the past five months funding has been spent."</h3>
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"Regional officials say legal action may be taken against the previous board if they find that money has been misappropriated."</h3>
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<h3>
Please click the link below to access the article:</h3>
<h3>
<a href="http://tinyurl.com/bwshghm">http://tinyurl.com/bwshghm</a></h3>
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<h3>
ctvnews.ca</h3>
<h3>
April 15, 2013</h3>
<h3>
Frank Lynn, CTV staff has more in the video</h3>
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<h3>
"Region takes control at troubled Kitchener housing co-op"</h3>
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<h3>
..."Among those complaints are allegations of unwarranted or excessive spending, failing to hold meetings and not providing adequate property management."...</h3>
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<h3>
Please click the link below to access the article:</h3>
<h3>
<a href="http://tinyurl.com/dx9xy5j">http://tinyurl.com/dx9xy5j</a></h3>
<div>
</div>
<div>
</div>
<div>
</div>
<h3>
Some Other Recent Developments at Sand Hills Housing Co-operative:</h3>
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<h3>
chfcanada.coop 'Job Postings'</h3>
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Coordinator</h3>
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<a href="http://tinyurl.com/c8fn8mn">http://tinyurl.com/c8fn8mn</a></h3>
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Part-time Bookkeeper</h3>
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<h3>
<a href="http://tinyurl.com/brd7jv3">http://tinyurl.com/brd7jv3</a></h3>
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<h3>
Comments:</h3>
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<h3>
Its interesting to note the views of people after reading what the Region of Waterloo states in its 4-page report about Sand Hills co-op and what is noted in the April 18, April 17, April 16 and April 15, 2013 News Articles and Videos, AND that CHF Canada is advertising for a Coordinator and Bookkeeper for Sand Hills Housing Co-operative.</h3>
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<h3>
In Ken's view, Regional Staff and the Commissioner made the best decision in removing the Sand Hills directors from office and replacing them with 5 non-resident directors, after they considered various options available to them. Ken supports the Region of Waterloo decisions and its next steps in respect to Sand Hills co-op.</h3>
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<h3>
In Ken's opinion, the Region of Waterloo in its decisions appear to be implementing a risk-based approach through a "workout" plan in respect to Sand Hills co-op. </h3>
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<h3>
In Ken's view, CHF Canada should not be opposed to the Region of Waterloo's decisions through a workout plan for the co-op, as CHF Canada and its sole partner, the Agency for Co-operative Housing appears to support this type of workout plan.</h3>
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<h3>
You can gain a better understanding of risk management and a "workout" plan by accessing CHF Canada's NewsBriefs National Edition, Spring 2011 article 'Risky Business' by Scott Jackson.</h3>
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<h3>
Please click the link below and scroll down to pages 8-11:</h3>
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<h3>
chfcananda.coop</h3>
<h3>
<a href="http://tinyurl.com/chjxnnh">http://tinyurl.com/chjxnnh</a></h3>
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<h3>
In Ken's view, some similarities exist between Sand Hills co-op and other co-ops that could include Athol Green co-op in some aspects of its management.</h3>
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<h3>
In Ken's view, a more thorough understanding of a Project-In-Difficulty ("PID") and a greater appreciation for the decisions made by the Region of Waterloo may be reached when comparing the 4-page Report of Sand Hills co-op prepared by the Region of Waterloo AND the 54-page Report of North End United co-op prepared by Grant Thornton LLP. on behalf of the Province of Nova Scotia.</h3>
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<h3>
Review Province of Nova Scotia, Department of Community Services and North End United Housing Co-operative Ltd. Oversight of Social Housing Assistance Repair Program, Government and Financial Sustainability Review August 10, 2011.</h3>
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<h3>
Please click the link below to access the 54-page Report:</h3>
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<h3>
grantthornton.ca</h3>
<h3>
<a href="http://tinyurl.com/7dhaog5">http://tinyurl.com/7dhaog5</a></h3>
<br />
<h3>
Please click link below and scroll down to pages 20-23 to review the 4-page Report prepared by the Region of Waterloo:</h3>
<br />
<h3>
regionofwaterloo.ca</h3>
<h3>
<a href="http://tinyurl.com/cxaydxb">http://tinyurl.com/cxaydxb</a> </h3>
<h3>
</h3>
<h3>
</h3>
<h3>
Access to additional information: <a href="http://tinyurl.com/d7m5hwf">IN THE MATTER OF NON-PROFIT CO-OPERATIVE HOMES</a></h3>
<br />
<br />
<br />
<br />
<br />
<br />
<h3>
Information noted may be revised and/or deleted without prior notification.</h3>
<br />
<br />
<br />
<h3>
Ken Hummel, Administrator, CHIE</h3>
<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-17430205802001881402012-12-05T10:39:00.000-05:002019-05-18T06:22:39.910-04:00CO-OPERATIVE HOUSING WATCH <h3>
BREAKING NEWS ON AUGUST 15, 2014 IN THE MATTER OF MATTHEW WAY CO-OPERATIVE HOMES INCORPORATED </h3>
<h3>
</h3>
<h3>
Enterprise-Bulleten August 15, 2014 By Morgan Ian Adams "County changes name, direction, for former co-op housing project" <a href="http://tinyurl.com/n38j9zq">http://tinyurl.com/n38j9zq</a></h3>
<br />
<br />
<h3>
IN THE MATTER OF TOPSHEE HOUSING CO-OPERATIVE LIMITED AND MCINTOSH RUN HOUSING CO-OPERATIVE LIMITED ("CO-OPS")</h3>
<br />
<h3>
Royal Gazette June 13, 2012 - Nova Scotia</h3>
<h3>
The co-ops are noted in violation of the Co-operative Associations Act, Section 43, Chapter 98. ~ A Notice of Dissolution was published in the Royal Gazette.</h3>
<br />
<h3>
Please click link below to access some information:</h3>
<h3>
<a href="http://tinyurl.com/kf4h3qj">http://tinyurl.com/kf4h3qj</a></h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<h3>
IN THE MATTER OF FOXFELL FRIENDS CO-OP COMMUNITY CORPORATION</h3>
<br />
<h3>
City of Orillia Council Meeting Minutes as at February 13, 2012</h3>
<br />
<h3>
4. "THAT as recommended in the report dated January 31, 2012 from the Interim City Treasurer, Council enter into a Late Payment Agreement with Foxfell Friends Co-operative Community Corporation for the repayment of development charges and accrued interest over a five-year period; AND THAT the Late Payment Agreement start date be set as August 15, 2011 with an annual interest of 4% per year."</h3>
<br />
<h3>
Please click link below and scroll down to page 9 from the minutes:</h3>
<h3>
<a href="http://tinyurl.com/kbm89yp">http://tinyurl.com/kbm89yp</a></h3>
<br />
<h3>
Ontario Ministry of Municipal Affairs and Housing; Media release on January 28, 2005</h3>
<br />
<h3>
"324,000 Allocated For Affordable Housing in Simcoe County"..."The project is sponsored by Foxfell Friends Co-operative Community Corporation."</h3>
<br />
<h3>
It should be noted that the link to the entire MMAH media relese may be found through a Google Search.</h3>
<br />
<h3>
Some additional background information noted in local News Media:</h3>
<br />
<h3>
orilliapacket.com</h3>
<h3>
June 10, 2013</h3>
<h3>
By Roberta Bell, Orillia Packet & Times</h3>
<h3>
"Housing corporation accuses councillor of prejudice, suggests Linda Murray declare conflict of interest"</h3>
<h3>
<a href="http://tinyurl.com/lsbalne">http://tinyurl.com/lsbalne</a></h3>
<br />
<h3>
simcoe.com</h3>
<h3>
February 8, 2012</h3>
<h3>
"Co-op eyes bank loan"</h3>
<h3>
<a href="http://tinyurl.com/kvwelax">http://tinyurl.com/kvwelax</a></h3>
<br />
<h3>
simcoe.com</h3>
<h3>
November 17, 2011</h3>
<h3>
"Housing co-op in jeopardy"</h3>
<h3>
<a href="http://tinyurl.com/lltszte">http://tinyurl.com/lltszte</a></h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<h3>
IN THE MATTER OF SAND HILLS CO-OPERATIVE HOMES</h3>
<br />
<h3>
Regional Municipality of Waterloo Council Meeting and minutes as at April 17, 2013</h3>
<h3>
Re: Sand Hills Co-operative Housing Inc. - Report: CR-RS-13-034/P-13-042</h3>
<br />
<h3>
Please click link below and scroll down to pages 20-23 to view the 4-page report</h3>
<h3>
<a href="http://tinyurl.com/cxaydxb">http://tinyurl.com/cxaydxb</a></h3>
<br />
<h3>
Some background information noted in local News Media:</h3>
<br />
<h3>
You can research numerous news articles about Sand Hills co-op or other housing co-ops in their search window at :: <a href="http://therecord.com/">The Record</a> </h3>
<h3>
</h3>
<h3>
Example: April 27, 2014 - By Paige Desmond, Staff - ::</h3>
<h3>
"Sand Hills co-op battle 'sordid affair' Councillor says"..."In one incidant, lawyer Murray Klippenstein "said those were 'fighting words' and flung a paper coaster at the region's counsel" upon suggestion a new board be installed, court documents say." </h3>
<h3>
</h3>
<h3>
And "The actual membership of the board was uncertain. A corporate profile last updated in January 2012 listed 14 directors. One was dead and others weren't directors anymore."</h3>
<h3>
</h3>
<h3>
ctvnews.ca </h3>
<h3>
July 11, 2013 </h3>
<h3>
"Drugs, replica guns found at Kitchener housing complex"..."Police executed a search warrant at a unit in Sand Hills Co-Op"... </h3>
<h3>
<a href="http://tinyurl.com/mvzde79">http://tinyurl.com/mvzde79</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
ctvnews.ca</h3>
<h3>
April 16, 2013</h3>
<h3>
"Deposed housing co-op board members oppose board's replacement"</h3>
<h3>
<a href="http://tinyurl.com/bwshghm">http://tinyurl.com/bwshghm</a></h3>
<br />
<h3>
ctvnews.ca</h3>
<h3>
April 15, 2013</h3>
<h3>
"Region takes control at troubled Kitchener housing co-op"</h3>
<h3>
<a href="http://tinyurl.com/dx9xy5j">http://tinyurl.com/dx9xy5j</a></h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<h3>
IN THE MATTER OF NORTH END UNITED HOUSING CO-OPERATIVE</h3>
<br />
<h3>
Review Province of Nova Scotia, Department of Community Services and North End United Housing Co-operative Ltd. Oversight of Social Housing Assistance Repair Program, Government and Financial Sustainability Review August 10, 2011 that was prepared by Grant Thornton LLP.</h3>
<br />
<h3>
Please click link below to access and review the 54-page Report:</h3>
<br />
<h3>
grantthornton.ca</h3>
<h3>
<a href="http://tinyurl.com/7dhaog5">http://tinyurl.com/7dhaog5</a></h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<h3>
IN THE MATTER OF GATEWAY CO-OPERATIVE HOMES</h3>
<h3>
Some background information noted in local News Media:</h3>
<span style="font-size: small;"></span><br />
<h3>
simcoe.com</h3>
<h3>
February 1, 2010</h3>
<h3>
By Laurie Watt, Staff</h3>
<h3>
"County may rescue city co-op"</h3>
<h3>
<a href="http://tinyurl.com/4egquu4">http://tinyurl.com/4egquu4</a></h3>
<span style="font-size: small;"></span><br />
<h3>
simcoe.com</h3>
<h3>
June 17, 2008</h3>
<h3>
By Laurie Watt</h3>
<h3>
"County oversees co-op"</h3>
<h3>
<a href="http://tinyurl.com/4blzk6c">http://tinyurl.com/4blzk6c</a></h3>
<span style="font-size: small;"></span><br />
<h3>
simcoe.com</h3>
<h3>
August 15, 2007</h3>
<h3>
By Laurie Watt</h3>
<h3>
"County takes over control of co-op"</h3>
<h3>
<a href="http://www.tinyurl.com/4cdlt67">http://www.tinyurl.com/4cdlt67</a></h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;">------------------------------------------------------------------------------------------</span><br />
<span style="font-size: small;"></span><br />
<h3>
IN THE MATTER OF WHITEHORSE CO-OPERATVE</h3>
<h3>
CHF Canada's Newsbriefs \ National Edition Fall 2009 - Volume 17, No.3 - Whitehorse Co-op is noted on pg. 10 of the 16-page NewsBriefs. Click link below to access: </h3>
<h3>
<a href="http://www.tinyurl.com/3oq2c5k">http://www.tinyurl.com/3oq2c5k</a></h3>
<span style="font-size: small;"></span><br />
<h3>
Excerpt's, whole or in-part from the article below, are noted in quotation's: </h3>
<h3>
"A SMALL CO-OP'S BIG VICTORY: Whitehorse Housing Co-op overturns receivership"</h3>
<h3>
By Fiona Jackson</h3>
<h3>
"Whitehorse Housing Co-op's 12 detached homes in Whitehorse, Yukon Territory is a small housing co-op, and the only one in the Yukon."</h3>
<span style="font-size: small;"></span><br />
<h3>
In 2003, when the co-op needed funds to cover immediate capital repair work, the Federal Co-operative Housing Stabilization Fund stepped up with a temporary loan. But when the co-op misused the loan funds and missed a mortgage payment, the Yukon Housing Corporation (YHC) put it into receivership."</h3>
<span style="font-size: small;"></span><br />
<h3>
"They had applied for a second loan mortgage through the Stabilization Fund, but the receiver wanted more assurances."</h3>
<span style="font-size: small;"></span><br />
<h3>
..."local consultant, Bob Nardi."..."It was always a question of viability," "Nardi recalls.""The Yukon Housing Corporation was concerned the co-op might not be able to exist long term, and they finally decided that the solution was to seize the asset and place it in the YHC housing portfolio."..."They had to increase the housing charges"..."The YHC had to agree to the loan from the Stabilization Fund and they had to approve an extension of the amortization by five years."</h3>
<span style="font-size: small;"></span><br />
<h3>
..."The co-op had to get buy-in from all members, restructure the co-op's system to prevent another failure, increase revenues, and upgrade the units, which needed repair."</h3>
<span style="font-size: small;"></span><br />
<h3>
..."CHF Canada, the co-op was able to achieve a settlement that has resulted in a workout for them."</h3>
<span style="font-size: small;"></span><br />
<h3>
Some background information noted in the News Media:</h3>
<span style="font-size: small;"></span><br />
<h3>
cbc.ca</h3>
<h3>
April 9, 2008</h3>
<h3>
"Yukon government asks court to dissolve Whitehorse Co-op"</h3>
<h3>
<a href="http://www.tinyurl.com/4c4jozb">http://www.tinyurl.com/4c4jozb</a></h3>
<span style="font-size: small;"></span><br />
<h3>
Additional background information about Whitehorse Co-op:</h3>
<h3>
Yukon Legislative Assembly - 32-legislature/sesson1</h3>
<span style="font-size: small;"></span><br />
<h3>
March 26, 2008</h3>
<h3>
Question, re: White Horse Housing Co-operative, and Yukon Housing Corporation, noted on pg. 4 and 5 of the 31-page transcript document. Click link below to access: </h3>
<h3>
<a href="http://www.tinyurl.com/3skc5ow">http://www.tinyurl.com/3skc5ow</a></h3>
<span style="font-size: small;"></span><br />
<h3>
Excerpt's, whole or in-part from the transcript document below, are noted in quotation's:</h3>
<span style="font-size: small;"></span><br />
<h3>
"Mr. Cardiff: I have a question for the minister responsible for Yukon Housing Corporation."..."Yukon Housing Corporation was planning to seek a court order to dissolve the Whitehorse Housing Co-operative and turn the 12 housing units over to Yukon Housing Corporation."..."Can the minister give us an update on this situation? </h3>
<span style="font-size: small;"></span><br />
<h3>
Is Yukon Housing Corporation still planning to proceed with that court case?"</h3>
<h3>
"Hon. Mr. Kenyon:"..."In 2003, the co-op began to experience internal financial and management problems, including the non-payment of the financial obligations, including their mortgage. In the fall of 2003, the co-op accessed a $60,000 loan -- not a grant, a loan -- from the federal cooperative housing stabilization fund, which is administered by the national co-op body. The intent of the $60,000 loan was to address the mortgage and tax arrears, as well as capital improvements. Continuing financial and management problems included non-payment of arrears, mortgage and taxes, and that's administered by the national co-op body. The intent of that $60,000 loan was there but, between June and November of 2003, the debts incurred by the co-op were approximately $125,000, while the loan can only cover half of the debts incurred."</h3>
<span style="font-size: small;"></span><br />
<h3>
"In October 2003, the co-op's bank account was closed by the bank because the account was overdrawn."</h3>
<span style="font-size: small;"></span><br />
<h3>
"Mr. Cardiff: The minister didn't answer the question."..."Have the minister's officials given any indication that they are willing to back down and agree to work in good faith with the co-op board to resolve this situation? Can he answer that question?"</h3>
<span style="font-size: small;"></span><br />
<h3>
"Hon. Mr. Kenyon: For the member opposite, I do apologize for giving fact and justification. In October 2003, CMHC advised the lender that the co-op missed July, August and Setember mortgage payments. In November 2003, both the president and vice-president of the co-op resigned. In November 2003 to March 26, 2006, the issue of the co-op was brought to the Yukon Housing Corporation Board of Directors on eight different occasions and the board reviewed everything from governance, management, operating budget, capital and maintenance budget, financial information dating back to 1995, and property appraisals, et cetera."...</h3>
<span style="font-size: small;"></span><br />
<h3>
"In December 2003, the Whitehorse Housing Authority, on behalf of the Yukon Housing Corporation, was appointed by the courts as receiver/manager of the co-op. This was ordered by the courts. It can only be dissolved by the courts. There is not a question in anyone's mind that this can only be settled in the courts and, therefore, the threat of possibly going to court is rather moot and redundant."</h3>
<span style="font-size: small;"></span><br />
<h3>
"The majority of the co-op members signed a letter to the RCMP asking that they look into it. The Housing Corporation hired McKay & Partners, at Yukon taxpayers' expense, and the audit was given to the RCMP, who advised us that, although some of the transactions were questionable, no action would be taken."</h3>
<span style="font-size: small;"></span><br />
<h3>
"Mr. Cardiff:...What is the minister and the Housing Corporation prepared to do today to assist these people like they were supposed to, to assist the housing co-op? Now, the co-op has proposed a solution to the long-standing conflict by suggesting that the Housing Corporation simply withdraw as receiver/manager. That could avoid a costly and damaging court action that is really in no one's interest. I hope the minister understands that the olive branch has been extended."...</h3>
<span style="font-size: small;"></span><br />
<h3>
"Hon. Mr. Kenyon: In August 2004, CMHC extended a comfort letter to the lender for the mortgage which was in arrears. In September 2004, we incurred, on behalf of the co-op, approximately another $50,000, taking no funds whatsoever to act as the receiver. The comfort letter was extended into 2005 and now into 2007."</h3>
<span style="font-size: small;"></span><br />
<h3>
"At the request of the members of the co-op, we engaged a third party to examine this. The board of directors have accepted that report; CMHC has accepted that report, and that is what we have gone back to the courts with, asking the court for a solution as we have no choice. Another solution might be someone else; perhaps the member opposite and his party would underwrite the several hundred thousand dollars that they're in debt and look after the $80,000 or $90,000 that Yukon taxpayers put into the co-op. All we want to do is remove that financial debt and that financial load from the Yukon taxpayers. How the court settles is a court matter."</h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;">------------------------------------------------------------------------------------------</span><br />
<span style="font-size: small;"></span><br />
<h3>
IN THE MATTER OF TANGLEWOOD ORCHARD COOPERATIVE HOMES</h3>
<h3>
City of London, Ontario Housing Division: Chair and Members of the Community and Protective Services Committee - Subject: Revisions to Criteria to Access the Social Housing Major Repairs and Upgrades Stabilization Reserve Fund and Approval of a Housing Provider Request for Funding from the Social Housing Major Repairs and Upgrades Stabilization Reserve Fund. Tanglewood Orchard Cooperative Homes is noted under Agenda Item #3 and Page #16 that can be found on page-3 & 4 of the 14-page pdf Report. Click link below to access:</h3>
<h3>
<a href="http://tinyurl.com/3vtknwz">http://tinyurl.com/3vtknwz</a></h3>
<span style="font-size: small;"></span><br />
<h3>
Excerpt's, whole or in-part from the Report below, are noted in quotation's:</h3>
<h3>
"REQUEST FROM A HOUSING PROVIDER FOR FUNDING IN EXCESS OF $100,000"</h3>
<span style="font-size: small;"></span><br />
<h3>
"Tanglewood Orchard Cooperative Homes of London Inc. is a 72 unit family townhouse complex built in 1991. Tanglewood has once again been identified as a potential Project in Difficulty (PID). The Housing Division has been working closely with this co-op over several years and the serious issues with mold, water damage and vacancies were successfully addressed."</h3>
<span style="font-size: small;"></span><br />
<h3>
"However, new problems with arrears, vacancies and potential fraud have resulted in the Board of Directors resigning and the Housing Division installing an interim Board of Community volunteers, plus two current co-op members. This new Board is tasked with addressing a series of issues in order to prevent Tanglewood from becoming a PID under legislation. This turnaround process usually takes up to two years. The new Board is working closely with the Housing Division and with the Cooperative Housing Federation."</h3>
<span style="font-size: small;"></span><br />
<h3>
"There are several capital maintenance issues that the Board is addressing as well. One such item is the serious deterioration of the townhouse roofs."..."These are the original roofs and repairs are no longer possible. As required, the group obtained 3 competitive quotes for the work required."</h3>
<span style="font-size: small;"></span><br />
<h3>
"Tanglewood is requesting $214,038 (incl. GST)"...</h3>
<h3>
"RECOMMENDATION"</h3>
<h3>
"It is recommended that Tanglewood Orchard Cooperative Homes of London Inc. receive an allocation of $214,038 (incl. GST)"...</h3>
<span style="font-size: small;"></span><br />
<h3>
"Any funds advanced will be subject to the proponent signing a loan agreement with the City of London."...</h3>
<span style="font-size: small;"></span><br />
<h3>
Additional background information about Tanglewood Orchard Cooperative Homes, reported in News Media:</h3>
<span style="font-size: small;"></span><br />
<h3>
Londonfreepress.com</h3>
<h3>
September 29, 2010</h3>
<h3>
By Jane Sims, The London Free Press</h3>
<h3>
"Former housing co-op president pleads guilty"</h3>
<h3>
<a href="http://www.tinyurl.com/4mecnf2">http://www.tinyurl.com/4mecnf2</a></h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;">------------------------------------------------------------------------------------------</span><br />
<span style="font-size: small;"></span><br />
<br />
<span style="font-size: small;"></span><br />
<h3>
Information noted above may be revised and/or deleted without prior notification.</h3>
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<h3>
Ken Hummel, Administrator, CHIE</h3>
<div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-44589740737565463242012-12-04T14:19:00.004-05:002022-07-26T10:16:57.306-04:00CHF Canada...on Social Media<h3>
The Co-operative Housing Federation of Canada (CHF Canada) and it's Member Federation's have a social media presence on numerous web-pages that include Twitter.com, and Facebook.com...</h3>
<br />
<h3>
CHF Canada, some of it's Member Federation's, and Co-op Housing Stakeholder's have blocked Ken Hummel from viewing tweets on their twitter account web-page and have tried to block Ken from interacting with their tweets posted on twitter. Their efforts have not been successful.</h3>
<br />
<h3>
CHF Canada also blocked Ken from joining and viewing their Facebook Group web-page "You Hold the Key - Fix the Co-op Housing Crunch" Site administered through CHF Canada. </h3>
<h3>
</h3>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiojf9U-43TeuIFohBzbh36g9rFuTVdjaElKskMG5vb9YP0-RxMqHnFv9Gt0S9ElfkAmd31F0D8pWl3qGF-1c1GQahvvh3adhhv2QzyqV0dWoB3MVRDMkbhbylDaEGqQEyN_A3MPd6PG0S_/s1600/IMG_2902.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiojf9U-43TeuIFohBzbh36g9rFuTVdjaElKskMG5vb9YP0-RxMqHnFv9Gt0S9ElfkAmd31F0D8pWl3qGF-1c1GQahvvh3adhhv2QzyqV0dWoB3MVRDMkbhbylDaEGqQEyN_A3MPd6PG0S_/s320/IMG_2902.JPG" width="320" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5AOzIFE0PUG9Ov5yJj4ecOOUV81YjfLgbWB1NFzTVUWuQLT7s7dfG4FsL13s1GR3AQl_YlcFeIQcY6gPJGLXZvLFD0q-FCUGyH3lStyQ1skLR1484tgGdQhCcRR_74C2l5r8nL4N5QMAC/s1600/IMG_2108_1.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5AOzIFE0PUG9Ov5yJj4ecOOUV81YjfLgbWB1NFzTVUWuQLT7s7dfG4FsL13s1GR3AQl_YlcFeIQcY6gPJGLXZvLFD0q-FCUGyH3lStyQ1skLR1484tgGdQhCcRR_74C2l5r8nL4N5QMAC/s320/IMG_2108_1.JPG" width="320" /></a></div>
<h3>
</h3>
<br />
<h3>
Inclusiveness is not the mandate of CHF Canada for these web-pages, and member's of housing co-op's that are Member Co-op's of CHF Canada. They talk about being inclusive, but appear disingenuous and hypocrisy exist. Ken views, CHF Canada...as part of the 'Old Boy's & Girl's Co-op Housing Social Club'.</h3>
<br />
<h3>
In Ken's view, CHF Canada is somewhat of a obscure group of lobbyist with little recognition or perhaps in some or many cases no support from the vast majority of individuals that reside in it's member housing cooperatives across Canada. </h3>
<br />
<h3>
Ken's mandate is transparency that shares information that raise awareness with views, and opinions on issues about the co-op housing sector that can be found on numerous social media websites and web-pages across Canada and the United States that welcome diverse views, opinions, and comments that are acceptable, and inclusiveness is defined as everyone. </h3>
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<h3>
CHF Canada has an estimated 180,000 low, and moderate income household's residing in some 900 member housing co-operatives in 2017 with a membership portfolio that consist of high, mid, and low-rise apartments, townhouses, and houses across Canada.</h3>
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<h3>
CHF Canada joined twitter in March 2009 - webpage on <a href="http://twitter.com/CHFCanada">twitter.com</a>:</h3>
<h3>
As at March 30, 2014 - 679 Followers</h3>
<h3>
As as March 30, 2015 - 973 Followers</h3>
<h3>
As at November 6, 2015 - 1,320 Followers </h3>
<h3>
As at April 2, 2019 - 3,073 Followers </h3><h3>As at July 26, 2022 - 4,800 Followers<br /></h3><br />
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<h3>
Nicholas Gazzard, Retired Executive Director, CHF Canada joined twitter in May 2012 - webpage on <a href="http://twitter.com/NicholasGazzard">twitter.com</a>: As at April 2, 2019 - 89 Followers </h3><h3>As at July 26, 2022 - 80 Followers </h3>
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<h3>
CHF Canada has blocked Ken 'newmangoodmoon' Hummel from following their twitter web-page since at least December 27, 2014</h3>
<h3>
</h3>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgloLCbXuNpDsXpdOf5EbSC0g7CsMy3-u9YIp8Ch3qHqq0QCIIUqwrO3vyEGD8guSHSDEKOW9Q2cAsFsnfMq31RD08atcHeA0wFHSyRlFRO-4pNZB23ip38vuXhdbFxlLh9ZhFoUA3w9OmV/s1600/IMG_7024.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgloLCbXuNpDsXpdOf5EbSC0g7CsMy3-u9YIp8Ch3qHqq0QCIIUqwrO3vyEGD8guSHSDEKOW9Q2cAsFsnfMq31RD08atcHeA0wFHSyRlFRO-4pNZB23ip38vuXhdbFxlLh9ZhFoUA3w9OmV/s320/IMG_7024.JPG" width="320" /></a></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjd64ryhoTMQpplE3r4OirfvKPZPvD7HknhERjtuJABn9NX-wGtcwo58GRklWmJ6wCBZf3ttDNRtfs205xmlI6sGnfg4UlAShdUClXUHpr3voDjQCPjGc0iTg88RnP8sSp91hkCaQG-oaS/s1600/IMG_2907.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjd64ryhoTMQpplE3r4OirfvKPZPvD7HknhERjtuJABn9NX-wGtcwo58GRklWmJ6wCBZf3ttDNRtfs205xmlI6sGnfg4UlAShdUClXUHpr3voDjQCPjGc0iTg88RnP8sSp91hkCaQG-oaS/s320/IMG_2907.JPG" width="320" /></a></div>
<h3>
</h3>
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</h3>
<h3>
CHF Canada's efforts have been unsuccessful. Ken decided starting in late March 2019 to block some CHF Canada staff, CHF follower's and/or CHF fed-head wanabee's that are the eyes and ears for CHF may be blocked from viewing or interacting on social media web-pages created by Ken that include twitter.com...</h3>
<h3>
</h3>
<h3>
Tim Ross, Executive Director, CHF Canada attempted to block Ken from viewing his account at <a href="http://twitter.com/TimoRoss">twitter.com </a></h3>
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</h3>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXGI4HpuslaoK91R2QgTTIA18s9bJrUhSlrxknbQ046pgCXbYeNyLKgOPti1mcaVVRZzXjDEi1mgDfp5YOBD6NAk2sPuLWoNWO5G97xF4vt3AGenIL2zAMqbTjmpwX2QHIFrzZ_OQNITzq/s1600/IMG_0256.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXGI4HpuslaoK91R2QgTTIA18s9bJrUhSlrxknbQ046pgCXbYeNyLKgOPti1mcaVVRZzXjDEi1mgDfp5YOBD6NAk2sPuLWoNWO5G97xF4vt3AGenIL2zAMqbTjmpwX2QHIFrzZ_OQNITzq/s320/IMG_0256.JPG" width="320" /></a></div>
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</h3>
<h3>
Mr. Ross joined twitter in March 2009, and has 2,024 tweets; Following 1,267; and 1,430 Followers, as at April 2, 2019, and 1,745 Followers, as at July 26, 2022 </h3>
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</h3>
<h3>
Simone Swail, Manager, Government Relations, CHF Canada has attempted to block Ken from viewing her account at <a href="http://twitter.com/simoneswail">twitter.com</a></h3>
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</h3>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEivRpTNP-0utOExkoNml2X6LbcjnjxHxMTB2lSsvc1WzD204AfwPVPi1HfRBXraGS9jglxbCuQQdBsK43nRXXe23M2GGl3gHFJ1fhxkvqaF5mm5e9PRKv2Y3E19D6KNzHdEx7zSX-eSNv9A/s1600/IMG_0255.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEivRpTNP-0utOExkoNml2X6LbcjnjxHxMTB2lSsvc1WzD204AfwPVPi1HfRBXraGS9jglxbCuQQdBsK43nRXXe23M2GGl3gHFJ1fhxkvqaF5mm5e9PRKv2Y3E19D6KNzHdEx7zSX-eSNv9A/s320/IMG_0255.JPG" width="320" /></a></div>
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Ms. Swail joined twitter in March 2009, and has 6,000 tweets; Following 1,193; and 1,091 Followers, as at April 2, 2019, and 1,300 Followers, as at July 26, 2022<br /></h3>
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</h3>
<h3>
The Agency for Co-operative Housing, CHF Canada's sole partner has attempted to block Ken from viewing their account at <a href="http://twitter.com/agencycoop">twitter.com</a> </h3>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihtHB7j-IstxgumiUMqwLJwaxn2W43Vu-Tk-8LSvwbbCVig59P7AJSfwOBQ67dhFb7PHIF1fr5Ydl0qO2HyuBrIzanD0vwfDpj4qxk-XriSef-qsM_1PELMcOiYMV49mZTe_WL5NFw3Iyj/s1600/IMG_0254.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihtHB7j-IstxgumiUMqwLJwaxn2W43Vu-Tk-8LSvwbbCVig59P7AJSfwOBQ67dhFb7PHIF1fr5Ydl0qO2HyuBrIzanD0vwfDpj4qxk-XriSef-qsM_1PELMcOiYMV49mZTe_WL5NFw3Iyj/s320/IMG_0254.JPG" width="320" /></a></div>
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</h3>
<h3>The Agency for Co-operative Housing joined twitter in January 2019, and has 41 tweets; Following 193; 61 Followers as at April 2, 2019, and 554 Followers, as at July 26, 2022. </h3><h3> </h3><h3>Olga Tasci, Executive Director, the Agency <a href="https://www.twitter.com/OlgaTasci">twitter.com</a> joined twitter in November 2017</h3><h3>As at July 26, 2022 - 19 Followers</h3><h3> </h3><h3>Alexandra Wilson, former Executive Director, the Agency (retired) joined twitter in September 2012 <a href="https://www.twitter.com/CoopalexWilson">twitter.com</a> </h3><h3>As at July 26, 2022 - 194 Followers </h3>
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</h3>
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Ken 'newman_goodmoon' Hummel joined twitter in November 2009 - webpage on <a href="http://twitter.com/newman_goodmoon">twitter.com</a>:</h3>
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As at November 15, 2014 - 600 Followers</h3>
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As at March 30, 2015 - 982 Followers</h3>
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As at November 6, 2015 - 1,503 Followers </h3>
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</h3>
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As at April 2, 2019 - 2,544 Followers </h3><h3>As at July 26, 2022 - 2,446 Followers<br /></h3>
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The Co-operative Housing Federation of British Columbia (CHF BC). CHF BC is the voice for housing co-operatives in the Province of BC. CHF BC has some 243 member housing co-ops that have over 13,000 resident housing units.</h3>
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CHF BC web-page on <a href="http://twitter.com/CHFBC">twitter.com</a>:</h3>
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As at December 27, 2014 - 478 Followers</h3>
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As at November 6, 2015 - 601 Followers </h3>
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As at April 3, 2019 - 1,890 Followers </h3><h3>As at July 26, 2022 - 2,999 Followers </h3><h3> </h3><h3>Thom Armstrong, Executive Director, CHF BC joined twitter in July 2019 <a href="https://twitter.com/thomjarmstrong">twitter.com</a> </h3><h3>As at July 26, 2022 - 1,121 Followers<br /></h3>
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The Co-operative Housing Association of Eastern Ontario (CHASEO). CHASEO is the voice for housing co-ops in Eastern Ontario, Canada. CHASEO has a unpublished number of member co-ops.</h3>
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CHASO web-page on <a href="http://twitter.com/CoopHousingOtt">twitter.com</a>:</h3>
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As at April 3, 2019 - 1,890 Followers </h3><h3>As at July 26, 2022 - 1,491 Followers </h3>
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The Co-operative Housing Federation of Toronto (CHFT) is the voice for housing co-operatives in the City of Toronto, Ontario. CHFT has about 160 member co-ops. Ken was blocked in 2017 from viewing the CHFT twitter web-page.</h3>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgHTVrqP7lwW2a2YNinxaUr0cf4XncN5MjEgmXBKdNGE6oYAUI6pERNiGEqyH1jYqeweZF0MFb5770lNoMjbdnjwTENaK4VQWBzuP3li_o0jViHI8yC6-bM9JdR2RKtlQDafKmBN56gKf1V/s1600/IMG_6983.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgHTVrqP7lwW2a2YNinxaUr0cf4XncN5MjEgmXBKdNGE6oYAUI6pERNiGEqyH1jYqeweZF0MFb5770lNoMjbdnjwTENaK4VQWBzuP3li_o0jViHI8yC6-bM9JdR2RKtlQDafKmBN56gKf1V/s320/IMG_6983.JPG" width="320" /></a></div>
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CHFT web-page on <a href="http://twitter.com/CHFTCHFT">twitter.com</a>:</h3>
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</h3>
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As at November 6, 2015 - 147 Followers </h3>
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As at April 3, 2019 - 637 Followers </h3><h3>As at July 26, 2022 - 1,060 Followers </h3><h3> </h3><h3>Tom Clement, Executive Director, CHFT, joined twitter in August 2011 <a href="https://twitter.com/TomClement2">twitter.com</a> </h3><h3>As at July 26, 2022 - 340 Followers<br /></h3>
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The Peel/Halton Co-operative Housing Federation is the local voice for housing co-operatives in the Region of Peel & Halton and Dufferin County. Peel/Halton CHF has about 31 member housing co-ops.</h3>
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Peel/Halton CHF web-page on <a href="http://twitter.com/PHCHF">twitter.com</a>:</h3>
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As at November 6, 2015 - 232 Followers </h3>
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As at April 3, 2019 - 458 Followers </h3><h3>As at July 26, 2022 - 518 Followers </h3>
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The Central Ontario Co-operative Housing Federation (COCHF). COCHF is the voice for housing co-operatives in the Regions of Waterloo/Kitchener, Guelph, Cambridge and Brantford. COHO has about 38 member co-ops.</h3>
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COCHO web-page on <a href="http://twitter.com/COCHF">twitter.com</a>:</h3>
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As at April 3, 2019 - 18 Followers <br /></h3><h3>As at July 26, 2022 - 20 Followers </h3>
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The Toronto Community Housing Corporation (TCHC) has a portfolio of some 2,200 buildings including high, mid, and low rise apartments, townhouses, and houses providing homes to about 58,000 low and moderate income households.</h3>
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TCHC web-page on <a href="http://twitter.com/TOHousing">twitter.com</a>:</h3>
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As at June 16, 2014 - 2,160 Followers</h3>
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As at November 6, 2015 - 3,132 Followers </h3>
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As at April 3, 2019 - 6,341 Followers </h3><h3>As at July 26, 2022 - 7,892 Followers<br /></h3>
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CHF Canada, and some of their Member Federations noted on Facebook.com:</h3>
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CHF Canada web-page on <a href="http://facebook.com/CHFCanada">facebook.com</a>:</h3>
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As at September 16, 2016 - 1,227 'people like this and 14 people have been here' </h3>
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CHF Canada groups you hold the key web-page on <a href="http://facebook.com/YouHoldtheKeyCampaign">facebook.com</a>:</h3>
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As at March 30, 2014 - 702 'Likes' and 66 'Talking about this</h3>
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As at April 3, 2019 - 1,731 Likes and 1,851 follow</h3>
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CHF British Columbia web-page on <a href="http://facebook.com/coophousingbc">facebook.com</a>:</h3>
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As at September 16, 2016 - 671 'people like this and 7 people have been here' </h3>
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As at April 3, 2019 - 1,129 like and 1,259 follow</h3>
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CHF Toronto web-page on <a href="http://facebook.com/Co-operative-Housing-Federation-of-Toronto-309720475780087">facebook.com</a>:</h3>
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As at September 16, 2016 - 450 people like this and 5 people have been here </h3>
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As at April 3, 2019 - 1,025 like and 1,104 follow </h3>
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CHF Peel/Halton web-page on <a href="http://facebook.com/PeelHaltonCooperativeHousingFederation">facebook.com</a>:</h3>
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As at September 16, 2016 - 270 'people like this' </h3>
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As at April 3, 2019 - 367 like and 390 follow </h3>
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CHF Central Ontario web-page on <a href="http://facebook.com/COCHF">facebook.com</a>:</h3>
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As at September 16, 2016 - 226 'people like this and 1 person has been here' </h3>
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As at April 3, 2019 - 251 like and 283 follow</h3>
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CHA Eastern Ontario web-page on <a href="http://facebook.com/CHASEO.AHCEO">facebook.com</a>:</h3>
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As at September 16, 2016 - 200 'people like this and 2 people have been here' </h3>
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As at April 3, 2019 - 388 like and 429 follow </h3>
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Toronto Community Housing Corporation on <a href="http://facebook.com/TorontoCommunityHousing">facebook.com</a>:</h3>
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As at September 16, 2016 - 808 'people like this' </h3>
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As at April 3, 2019 - 2,062 like and 2,305 follow </h3>
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<h3>
In Ken's view, CHF Canada, and its Member Federation's are obscure lobbyist organizations that lobby for co-op housing with very little or no recognition or support from the vast majority of the some 180,000 individuals that reside in member housing co-op's across Canada. </h3>
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<h3>
National Rifle Association (NRA) web-page on <a href="http://facebook.com/NationalRifleAssociation">facebook.com</a>:</h3>
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As at June 16, 2014 - 3.6 Million 'people like this'</h3>
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As at Sept. 16, 2016 - 5,014,440 'people like this' </h3>
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As at April 3, 2019 - 5,071,690 like and 4,797,097 follow </h3><h3>As at July 26, 2022 on twitter.com 881.7 K Followers<br /></h3>
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In Ken's view, the NRA is a lobbyist organization that has strong brand recognition and support from its Members...in the United States of America...</h3>
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The likes, and talking about this on Facebook and followings on other social media platforms help Ken substantiate these claims about CHF Canada and their Member Federations!</h3>
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<h3>
Ken joined CHF Canada EOA Member Network, located on their own national website on June 23, 2014 and posted one message that day and one other message on July 5, 2014.</h3>
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<h3>
Ken posted two messages that contained factual information on the EOA Member Network. CHF Canada deleted Ken's two posted messages from the EOA Member Network. You can decide for yourself, if it was reasonable or fair to delete those two messages. </h3>
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<h3>
Ken's two messages were recorded verbatim and are posted below for your review:</h3>
<h3>
EOA Member Network - Topic: Opportunities</h3>
<h3>
Ken Hummel: Posts: 2</h3>
<h3>
Ken wrote on July 5, 2014: "Hi, Dan: You stated," (EOA Reply with Quote) "what exactly do you mean by "building for the future?"</h3>
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Ken posted this message under EOA's auto generated quote from Dan:</h3>
<h3>
"In my view, the Canadian non-profit co-operative housing sector has been on the long and winding road of self-destruction for over 40-years because of poor leadership from self-serving stakeholders...Perhaps it can be seen as bulding a bleak future for co-op housing for what I understand as its inherent problems..."</h3>
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Ken posted this message on June 23, 2014 at the EOA Network:</h3>
<h3>
"Good morning, Tony:</h3>
<h3>
Bridlewood Co-operative Homes and its membership never had a chance to see the end of their operating agreement with CMHC because CHF Canada took the Co-op to Court, and the Co-op was liquidated, lost all of its assets to CHF Canada through purchase that was far below market value. It ceased to be a Co-op in October 212 and nearly two years has past."</h3>
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"CHF Canada has not returned this non-profit housing project back to the status of Co-operative Housing. Could this be viewed as a failure on the non-proit co-operative housing model in Canada?"</h3>
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"CHF Canada now want to partnership with government to develop 'Equity Co-op Housing' because the days of funding housing co-ops the way it used to be are over.</h3>
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Have A Nice Day,</h3>
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<h3>
Ken 'newmangoodmoon' Hummel, Member, Athol Green Co-operative Homes Inc."</h3>
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<h3>
Ken received an email from CHF Canada on July 10, 2014 1:03:45 PM:</h3>
<h3>
"EOA Member Network - Forum notification. New personal message."...</h3>
<h3>
"Mr. Hummel, Please be advised that we have deleted your posts and disabled your account on our new EOA Members Network. Your messages are clearly meant to hurt CHF Canada's reputation and that of Canada's housing co-ops generally."</h3>
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"Your previous exclusions from CHF Canada's messaging platforms (ie. Facebook and Co-op Talk) apply as well to this new bulletin board. Please do not attempt to re-register to use CHF Canada's member network.</h3>
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Sincerely,</h3>
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<h3>
Scott Jackson, Programs Manager, National Communications CHF Canada"</h3>
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Ken replied to Mr. Jackson's email. Ken's email in part stated the folowing:</h3>
<h3>
In Ken's opinion, the Canadian non-profit co-op housing sector that includes CHF Canada as a major stakeholder can be viewed as <a href="http://tinyurl.com/chbhs62">pandering</a> to the Board of Directors and Management Staff at its Member Housing Co-ops that can be seen as a contributing factor why poor or bad Governance and Management exist at some of their Member Co-ops.</h3>
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The co-op housing sector has been in decline since about 1995 and that perhaps explain to everyone why CHF Canada has hurt or damaged their own reputation and credibility along with some of their member co-ops. </h3>
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<h3>
Ken received another email from CHF Canada on July 10, 2014 1:07:51 PM:</h3>
<h3>
"EOA Member Network - Forum notification. Thread updated."...</h3>
<h3>
"You are subscribed to a discussion thread, which has been updated. "New Users" - "Opportunities" - From Scott Jackson"</h3>
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<h3>
"PLEASE NOTE: Several messages on this topic stream were deleted because they were outside the range of respectful and constructive discourse. For guidelines on goo netiquette, please visit the FAQ section from the link at the top of this page, And if you have any questions or concerns, please feel free to contact CHF Canada's Program Manager, National Communications, Scott Jackson"...</h3>
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Ken was banned for life on Jan. 16, 2006 from CHF Canada's 'co-op talk' that was a messaging board established in 2000 for co-op housing stakeholders to communicate issues...that was located on their national website. CHF Canada deactivated co-op talk in March 2013 due to very low participation.</h3>
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You can review some of the archived messages posted on co-op talk: <a href="http://tinyurl.com/y78bdfdo">CLICK HERE </a></h3>
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</h3>
<h3>
It should be noted that most of the information posted in this blog was migrated from Ken's 'KeepAndShare' Account prior to, and up to September 2017 </h3>
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Information may be revised and/or deleted without prior notification</h3>
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Ken Hummel, Administrator, CHIE</h3>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-7516736188365628322012-12-04T10:24:00.000-05:002019-05-18T06:21:47.912-04:00CO-OP AND SOCIAL / COMMUNITY HOUSING IN THE NEWS<h3>
CBC.CA </h3>
<h3>
March 15, 2016 </h3>
<h3>
By Lukas Wall and Glenn Payette, CBC News </h3>
<h3>
"Brenda Dawson makes first court appearance in housing fraud case" </h3>
<h3>
<a href="http://tinyurl.com/hbu2rh5">CLICK HERE</a> </h3>
<h3>
</h3>
<h3>
</h3>
<h3>
CBC.CA </h3>
<h3>
March 11, 2016</h3>
<h3>
with files from <a href="https://twitter.com/glenn_payette">Glenn Payette, CBC</a></h3>
<h3>
</h3>
<h3>
"St John's woman charged with defrauding housing co-op"..."Drenda Dawson was president of the Cumberland Housing Co-op until a couple of years ago."... </h3>
<h3>
<a href="http://tinyurl.com/z98v2sd">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
THESTAR.COM </h3>
<h3>
March 9, 2016 </h3>
<h3>
By Jacques Gallant, Staff Reporter </h3>
<h3>
</h3>
<h3>
"Tenants awarded $30,000 over vulgar posters, tribunal rules The anonymous messages, put up over several months in 2012 in the co-op building, targeted several residents."...</h3>
<h3>
<a href="http://tinyurl.com/hru7tyu">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
GLOBALNEWS.CA </h3>
<h3>
September 8, 2015 </h3>
<h3>
By Paula Barker, online news producer, Global News </h3>
<h3>
..."Donations are being accepted for several families who lost everything in a fire at their housing co-op in Pitt Meadows."... </h3>
<h3>
<a href="http://tinyurl.com/n9a4lrj">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
VTDIGGER.ORG </h3>
<h3>
August 30, 2015 </h3>
<h3>
News Release Aug. 27, 2015 by Bright Street Housing Co-operative </h3>
<h3>
"NEW AFFORDABLE HOUSING CO-OP IN BURLINGTON"</h3>
<h3>
<a href="http://tinyurl.com/nwh848l">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
</h3>
<h3>
</h3>
<h3>
WELLANDTRIBUNE.CA </h3>
<h3>
August 19, 2015 </h3>
<h3>
By Allan Benner, The Tribune "Unidentified man tried to save fire victim"..."when a fire broke out in her townhouse at Northtown Co-operative Homes"... </h3>
<h3>
<a href="http://tinyurl.com/zvpr8ae">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
BIZJOURNALS.COM </h3>
<h3>
August 19, 2015 </h3>
<h3>
By Michael Neibauer, Senior Staff Reporter, Washington Business Journal </h3>
<h3>
"Sursum Corda subject of massive redevelopment play"..."a private , resident-owned nonprofit, Sursum Corda, a 199-unit co-op that opened in 1968"..."but in the 1980s and '90s, Sursum Corda suffered decline as it was consumed by drug-related violence."... </h3>
<h3>
<a href="http://tinyurl.com/oxx9tmt">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
</h3>
<h3>
NYDAILYNEWS.COM </h3>
<h3>
July 30, 2015 </h3>
<h3>
By Joseph Stepansky, Ben Kochman, New York Daily News </h3>
<h3>
"Cops dismantle violent crew 'Untouchable Gorilla Stone Nation' who allegedly planned murders, trafficked drugs in Bronx"..."and Co-op City"... </h3>
<h3>
<a href="http://tinyurl.com/pujhcax">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
WATCHDOG.ORG </h3>
<h3>
July 27, 2015 </h3>
<h3>
By Deena Winter, Nebraska Watchdog </h3>
<h3>
"HUD relents, releases audit of Omaha Housing Authority"</h3>
<h3>
<a href="http://watchdog.org/231276/hud-audit">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
</h3>
<h3>
</h3>
<h3>
DNAinfo.COM </h3>
<h3>
July 27, 2015 </h3>
<h3>
By Amy Zimmer </h3>
<h3>
"Board of Affordable Housing Co-Op Accused of Using Building as Piggy Bank" </h3>
<h3>
<a href="http://tinyurl.com/pmfol7f">http://tinyurl.com/pmfol7f</a></h3>
<h3>
</h3>
<h3>
DNAinfo.com </h3>
<h3>
July 19, 2015 </h3>
<h3>
By Serena Dai </h3>
<h3>
"Lindsay Park Board Being Investigated for 'Mistreated Money' Sources Say" </h3>
<h3>
<a href="http://tinyurl.com/ptnehg5">http://tinyurl.com/ptnehg5</a></h3>
<h3>
</h3>
<h3>
WNYC.ORG </h3>
<h3>
June 30, 2015 </h3>
<h3>
By Ilya Marritz </h3>
<h3>
"Co-Op City Not Cooperating Say Regulators" </h3>
<h3>
<a href="http://tinyurl.com/pqv8yhl">http://tinyurl.com/pqv8yhl</a></h3>
<h3>
</h3>
<h3>
DNAinfo.com </h3>
<h3>
June 5, 2015 </h3>
<h3>
By Gustavo Solis </h3>
<h3>
"Mismanaged Co-ops Uptown Owe the City More Than $21M Records Show" </h3>
<h3>
<a href="http://tinyurl.com/qbt2to8">http://tinyurl.com/qbt2to8</a> </h3>
<h3>
</h3>
<h3>
</h3>
<h3>
THESPEC.COM </h3>
<h3>
May 21, 2015 </h3>
<h3>
By Dave Churchill, Hamilton Spectator </h3>
<h3>
"Man charged in $4.1 million condo fraud" </h3>
<h3>
<a href="http://tinyurl.com/qb768v8">http://tinyurl.com/qb768v8</a> </h3>
<h3>
</h3>
<h3>
</h3>
<h3>
THERECORD.COM </h3>
<h3>
May 9, 2015 </h3>
<h3>
By Nicole O'Reilly </h3>
<h3>
"Bail granted to woman accused of faking illness for charity"..."Her release comes a day after being charged with fraud over $5,000 in connection with an online fundraising campaign to cover medical expensess"..."At the downtown Burlington co-op where Smith has lived for more than a decade - and where she was ordered to continue living - residents expressed shock and anger at the allegations."... </h3>
<h3>
<a href="http://tinyurl.com/njdlbta">http://tinyurl.com/njdlbta</a> </h3>
<h3>
</h3>
<h3>
</h3>
<h3>
THESPEC.COM </h3>
<h3>
April 22, 2015 </h3>
<h3>
By Daniel Nolan and Joel OpHardt </h3>
<h3>
"Residents rally after fatal townhouse crash"..."The city building department issued an unsafe order to Applegrove Co-operative Homes"...</h3>
<h3>
<a href="http://tinyurl.com/ho5ked8">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
THENEWS.COOP </h3>
<h3>
January 16, 2015 </h3>
<h3>
By John McGuigan </h3>
<h3>
"Movement needs to look at co-operative housing"..."Last year saw a long, involved debate on governance in the retail co-operative sector, but co-operative housing is still in need of discussion." </h3>
<h3>
<a href="http://tinyurl.com/pzqtak6">http://tinyurl.com/pzqtak6</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
BURNABYNOW.COM </h3>
<h3>
January 15, 2015 </h3>
<h3>
By Jennifer Moreau, Bernaby Now </h3>
<h3>
..."Seniors and people with disabilities in south Bernaby housing co-op have been warned of upcoming changes that will either increase their rent or force them to move out"... </h3>
<h3>
<a href="http://tinyurl.com/qgahm56">http://tinyurl.com/qgahm56</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
HOUSINGWIRE.COM </h3>
<h3>
January 12, 2015 </h3>
<h3>
By Ben Lane, reporter for HousingWire </h3>
<h3>
"Brooklyn co-op charged with discriminating against disabled veteran" </h3>
<h3>
<a href="http://tinyurl.com/kkn5tmf">http://tinyurl.com/kkn5tmf</a> </h3>
<br />
<br />
<br />
<h3>
</h3>
<h3>
THIS.ORG [This Magazine] online edition </h3>
<h3>
January 7, 2015</h3>
<h3>
By Josh Hawley, Freelance Journalist</h3>
<h3>
"Tear the house down A call for co-operative housing reform"...</h3>
<h3>
"After spending the first 23 years of my life living in co-operative housing, I worry "co-operative" has become nothing more than a platitude used to paint a picture of true democracy. Even at the most local of levels, a functioning democracy needs supervision." </h3>
<h3>
<a href="http://tinyurl.com/k5xa7ee">http://tinyurl.com/k5xa7ee</a> </h3>
<h3>
</h3>
<h3>
</h3>
<h3>
</h3>
<h3>
KOB4.COM </h3>
<h3>
December 18, 2014 </h3>
<h3>
By Elizabeth Reed, KOB.com </h3>
<h3>
"Ex-director of Gallop Housing Authority sentenced in fraud case" </h3>
<h3>
<a href="http://tinyurl.com/laaollr">http://tinyurl.com/laaollr</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
BROOKLYNBRIEF.COM </h3>
<h3>
August 20, 2014</h3>
<h3>
By Matthew Toubb </h3>
<h3>
"Brooklyn's Largest Affordable Housing Co-Op Mired in Mismanagement, Corruption: Petition"</h3>
<h3>
<a href="http://tinyurl.com/o7d6qdh">http://tinyurl.com/o7d6qdh</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
CBC.CA </h3>
<h3>
August 17, 2014 "Bullets fired into McCarthy Road homes, witnesses say"</h3>
<h3>
<a href="http://tinyurl.com/ll46hfm">http://tinyurl.com/ll46hfm</a></h3>
<h3>
</h3>
<br />
<h3>
OTTAWASUN.COM </h3>
<h3>
August 17, 2014</h3>
<h3>
By Kelly Roche, Ottawa Sun </h3>
<h3>
"Gang ties to shooting not known yet" </h3>
<h3>
<a href="http://tinyurl.com/kbb7ns6">http://tinyurl.com/kbb7ns6</a></h3>
<br />
<br />
<h3>
</h3>
<h3>
NYBUSINESSDIVORCE.COM </h3>
<h3>
April 14, 2014</h3>
<h3>
By Peter Mahler </h3>
<h3>
"Legal Battle Over Board Seats Splits Neighhours in Manhattan Co-op" </h3>
<h3>
<a href="http://tinyurl.com/peufauw">http://tinyurl.com/peufauw</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
TORONTOSUN.COM</h3>
<h3>
April 13, 2014 </h3>
<h3>
By Maryam Shah, Toronto Sun </h3>
<h3>
"Former NCAA basketball player charged in fatal shooting of mom of four"..."Andrea White, 33, was with her family and friends Saturday night in the garage of her Grace Hartman Housing Co-operative home"... </h3>
<h3>
<a href="http://tinyurl.com/ndhrsrl">http://tinyurl.com/ndhrsrl</a></h3>
<br />
<br />
<h3>
SFGATE.COM </h3>
<h3>
March 15, 2014 </h3>
<h3>
By Nanette Asimov </h3>
<h3>
"Cal housing co-op votes to make Cloyne drug-free"..."Berkley Student Cooperative voted at 5:30am. Friday to evict nearly every resident and transform Cloyne into a drug-free, academic themed house." </h3>
<h3>
<a href="http://tinyurl.com/phyhozb">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
RABBLE.CA</h3>
<h3>
January 16, 2014</h3>
<h3>
By Josh Hawley</h3>
<h3>
<a href="http://tinyurl.com/onfosqg">http://tinyurl.com/onfosqg</a></h3>
<br />
<h3>
</h3>
<h3>
THEBULLETIN.CA</h3>
<h3>
"Verna Van Sickle wins defamation lawsuit in archer co-op matter"</h3>
<h3>
<a href="http://tinyurl.com/lrhk3fl">http://tinyurl.com/lrhk3fl</a></h3>
<br />
<h3>
</h3>
<h3>
THESTAR.COM </h3>
<h3>
January 8, 2014</h3>
<h3>
By Jacques Gallant, Staff Reporter, Jennifer Pagliaro, News Reporter </h3>
<h3>
"Richmond Hill Shooting: Two dead, one injured in housing co-op parking lot"</h3>
<h3>
<a href="http://tinyurl.com/ocy35zt">http://tinyurl.com/ocy35zt</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
DNAinfo.COM </h3>
<h3>
August 26, 2013 </h3>
<h3>
By James Fanelli </h3>
<h3>
"Queens Co-op Housing Board Sues to Evict Pet Pig Named Petey"..."A Queens co-op board has squealed to the city that a pet pig living in one of its apartments has overstayed his welcome."... </h3>
<h3>
<a href="http://tinyurl.com/nz6gkeg">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
</h3>
<h3>
</h3>
<h3>
MEDIACOOP.CA </h3>
<h3>
August 5, 2013 </h3>
<h3>
"56 year old disabled woman faces eviction" (David B. Archer Co-op)</h3>
<h3>
<a href="http://tinyurl.com/z9laa2v">CLICK HERE</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
KEZI.COM</h3>
<h3>
June 12, 2013</h3>
<h3>
By Grace Lim</h3>
<h3>
"OSU Closing Four Housing Co-Ops"</h3>
<h3>
<a href="http://tinyurl.com/kfzj3c9">http://tinyurl.com/kfzj3c9</a></h3>
<br />
<h3>
GLOBALNEWS.CA</h3>
<h3>
June 11, 2013</h3>
<h3>
By Reid Fiest, Global News</h3>
<h3>
"Higher-income tenants in Calgary living in low-income housing, report"</h3>
<h3>
<a href="http://tinyurl.com/m2ca99x">http://tinyurl.com/m2ca99x</a></h3>
<br />
<h3>
NEWHAVENINDEPENDENT.ORG</h3>
<h3>
June 11, 2013</h3>
<h3>
By Paul Bass</h3>
<h3>
"6 Vie To Buy Failed Housing Co-op"</h3>
<h3>
<a href="http://tinyurl.com/mwtgskd">http://tinyurl.com/mwtgskd</a></h3>
<br />
<h3>
ORILLIAPACKET.COM</h3>
<h3>
June 10, 2013</h3>
<h3>
By Roberta Bell, Orillia Packet & Times</h3>
<h3>
"Housing corporation accuses councilor of prejudice, suggests Linda Murray declare conflict of interest"</h3>
<h3>
<a href="http://tinyurl.com/lsbalne">http://tinyurl.com/lsbalne</a></h3>
<span style="font-size: small;"></span><br />
<h3>
FINANCIALPOST.COM</h3>
<h3>
May 29, 2013</h3>
<h3>
By Garry Marr</h3>
<h3>
"CMHC makes another change to its upper ranks"</h3>
<h3>
<a href="http://tinyurl.com/p7fr9yc">http://tinyurl.com/p7fr9yc</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THERECORD.COM</h3>
<h3>
May 28, 2013</h3>
<h3>
By Frances Barrick, Record staff</h3>
<h3>
"Review of local housing co-op finds $75,000 deficit"</h3>
<h3>
<a href="http://tinyurl.com/p9qv48p">http://tinyurl.com/p9qv48p</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CTVNEWS.CA</h3>
<h3>
May 27, 2013</h3>
<h3>
"Troubled Kitchener housing co-op's budget deficit could fall to taxpayers"</h3>
<h3>
<a href="http://tinyurl.com/qdn6odn">http://tinyurl.com/qdn6odn</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CBCNEWS.CA</h3>
<h3>
May 9, 2013</h3>
<h3>
Kimberly Gale, CBC</h3>
<h3>
"Filthy Community Housing building sparks complaints"---"Tenants say feces, drug dealers fill stairwell"...</h3>
<h3>
<a href="http://tinyurl.com/osh3s7l">http://tinyurl.com/osh3s7l</a></h3>
<br />
<h3>
GUARDIAN.CO.UK</h3>
<h3>
May 7, 2013</h3>
<h3>
Oliver Wainwright</h3>
<h3>
"The future's communal: meet the UK's self-build pioneers"</h3>
<h3>
<a href="http://tinyurl.com/nany54u">http://tinyurl.com/nany54u</a></h3>
<br />
<h3>
THEMAINLANDER.COM</h3>
<h3>
May 6, 2013</h3>
<h3>
By Ivan Drury</h3>
<h3>
"NDP housing platform promises disaster for the Downtown Eastside"</h3>
<h3>
<a href="http://tinyurl.com/o7dusfb">http://tinyurl.com/o7dusfb</a></h3>
<br />
<h3>
FINANCIALPOST.COM</h3>
<h3>
May 6, 2013</h3>
<h3>
By Theresa Tedseco And Garry Marr</h3>
<h3>
"Changes coming fast atop shrinking CMHC"</h3>
<h3>
<a href="http://tinyurl.com/naa7dmb">http://tinyurl.com/naa7dmb</a></h3>
<br />
<h3>
NYTIMES.COM</h3>
<h3>
April 26, 2013</h3>
<h3>
By Robin Finn</h3>
<h3>
"Co-op Board Presidents Tell All"</h3>
<h3>
<a href="http://tinyurl.com/qjuk2la">http://tinyurl.com/qjuk2la</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THERECORD.COM</h3>
<h3>
April 18, 2013</h3>
<h3>
By Paige Desmond, Record staff</h3>
<h3>
"Local housing co-op had board troubles in the past"</h3>
<h3>
<a href="http://tinyurl.com/cedby7l">http://tinyurl.com/cedby7l</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THERECORD.COM</h3>
<h3>
April 17, 2013</h3>
<h3>
By Paige Desmond, Record staff</h3>
<h3>
"Region takes over housing co-op"</h3>
<h3>
<a href="http://tinyurl.com/c4b4c8s">http://tinyurl.com/c4b4c8s</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CTVNEWS.CA</h3>
<h3>
April 16, 2013</h3>
<h3>
Max Wark, has more in CTV video</h3>
<h3>
"Deposed housing co-op board members oppose board's replacement"</h3>
<h3>
<a href="http://tinyurl.com/bwshghm">http://tinyurl.com/bwshghm</a></h3>
<br />
<h3>
CTVNEWS.CA</h3>
<h3>
April 15, 2013</h3>
<h3>
Frank Lynn, has more in CTV video</h3>
<h3>
"Region takes control at troubled Kitchener housing co-op"</h3>
<h3>
<a href="http://tinyurl.com/dx9xy5j">http://tinyurl.com/dx9xy5j</a></h3>
<br />
<h3>
LOHUD.COM</h3>
<h3>
April 6, 2013</h3>
<h3>
By Geoffrey Anderson and Richard Haggerty</h3>
<h3>
"Pass co-op disclosure law"</h3>
<h3>
<a href="http://tinyurl.com/cqnbq85">http://tinyurl.com/cqnbq85</a></h3>
<br />
<h3>
THIRDSECTOR.CO.UK</h3>
<h3>
March 28, 2013</h3>
<h3>
By Abi Rimmer</h3>
<h3>
"Housing charity paid up to 1 m to 'ghost employees', says commission report"</h3>
<h3>
<a href="http://tinyurl.com/cxw85pt">http://tinyurl.com/cxw85pt</a></h3>
<br />
<h3>
24HRS.CA</h3>
<h3>
March 20, 2013</h3>
<h3>
By Peter Simpson, 24 hrs</h3>
<h3>
"Vancouver co-op housing offers real sense of community"</h3>
<h3>
<a href="http://tinyurl.com/dxub5jy">http://tinyurl.com/dxub5jy</a></h3>
<br />
<h3>
BBC.CO.UK</h3>
<h3>
March 20, 2013</h3>
<h3>
"PAC report says Housing Executive is 'out of control' "</h3>
<h3>
<a href="http://tinyurl.com/d5owlhv">http://tinyurl.com/d5owlhv</a></h3>
<br />
<h3>
OTTAWACITIZEN.COM</h3>
<h3>
March 13, 2013</h3>
<h3>
By Kathryn May, Ottawa Citizen</h3>
<h3>
"Senior bureaucrats suspended in federal contracting crackdown"</h3>
<h3>
<a href="http://tinyurl.com/cl6sdcj">http://tinyurl.com/cl6sdcj</a></h3>
<br />
<h3>
CRAINSNEWYORK.COM</h3>
<h3>
March 4, 2013</h3>
<h3>
By Matt Chaban</h3>
<h3>
"Huge LIC housing development to rise post-Sandy"</h3>
<h3>
<a href="http://tinyurl.com/d8kbvtv">http://tinyurl.com/d8kbvtv</a></h3>
<br />
<h3>
TORONTOSUN.COM</h3>
<h3>
March 3, 2013</h3>
<h3>
By Simon Kent, Toronto Sun</h3>
<h3>
"Putting social housing units in condo towers"</h3>
<h3>
<a href="http://tinyurl.com/cdww3jw">http://tinyurl.com/cdww3jw</a></h3>
<br />
<h3>
CBC.CA</h3>
<h3>
February 15, 2013</h3>
<h3>
"North End Could Thrive With More Co-op Housing"</h3>
<h3>
<a href="http://tinyurl.com/c49pyn5">http://tinyurl.com/c49pyn5</a></h3>
<br />
<h3>
OTTAWACITIZEN.COM</h3>
<h3>
February 13, 2013</h3>
<h3>
By Neco Cockburn, Ottawa Citizen</h3>
<h3>
"Ottawa Community Housing wins $880,000 in damages against carpet company"</h3>
<h3>
<a href="http://tinyurl.com/cvzhv6s">http://tinyurl.com/cvzhv6s</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CBC.CA</h3>
<h3>
January 23, 2013</h3>
<h3>
"Ottawa non-profit housing group first to go smoke free in Canada"</h3>
<h3>
<a href="http://tinyurl.com/cqrluha">http://tinyurl.com/cqrluha</a></h3>
<br />
<h3>
WATERLOOCHRONICAL.CA</h3>
<h3>
January 22, 2013</h3>
<h3>
By Bob Vrbanac, Chronical Staff</h3>
<h3>
"My Owen success story"</h3>
<h3>
<a href="http://tinyurl.com/cn23eru">http://tinyurl.com/cn23eru</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CBC.CA</h3>
<h3>
January 7, 2012</h3>
<h3>
"Attawapiskat chief slams audit leak as 'distraction' "---"Review of troubled northern Ontario reserve's finances says federal funds spent without records"</h3>
<h3>
<a href="http://tinyurl.com/azvqbor">http://tinyurl.com/azvqbor</a></h3>
<br />
<h3>
NNSL.COM</h3>
<h3>
December 22, 2012</h3>
<h3>
By Simon Whitehouse</h3>
<h3>
"Inukshuk housing exodus"..."17 co-op tenants to be relocated; resident says complex became unlivable."</h3>
<h3>
<a href="http://tinyurl.com/a8wt7sy">http://tinyurl.com/a8wt7sy</a></h3>
<br />
<br />
<h3>
GETSURREY.CO.UK</h3>
<h3>
December 18, 2012</h3>
<h3>
By Georgie Keate</h3>
<h3>
"Numbers seeking social housing likely to spike"</h3>
<h3>
<a href="http://tinyurl.com/ct9tsrt">http://tinyurl.com/ct9tsrt</a></h3>
<br />
<h3>
GUARDIAN.CO.UK</h3>
<h3>
December 18, 2012</h3>
<h3>
By Brian Simpson, Guardian Professional</h3>
<h3>
..."The biggest challenge for housing sector will come next April when welfare reform is rolling out."...</h3>
<h3>
<a href="http://tinyurl.com/cdos7tz">http://tinyurl.com/cdos7tz</a></h3>
<br />
<h3>
24DASH.COM</h3>
<h3>
December 11, 2012</h3>
<h3>
By Max Salsbury, for 24dash.com</h3>
<h3>
"Council's battle against tenancy fraud highlighted in Audit Commission report"</h3>
<h3>
<a href="http://tinyurl.com/ca7zaph">http://tinyurl.com/ca7zaph</a></h3>
<br />
<h3>
PHILANTHROPY.COM</h3>
<h3>
December 10, 2012</h3>
<h3>
"Housing Nonprofit's Head to Pay $5.5-Million in Fraud Inquiry"</h3>
<h3>
<a href="http://tinyurl.com/bq9l2eg">http://tinyurl.com/bq9l2eg</a></h3>
<br />
<h3>
CTVLONDON.CA</h3>
<h3>
December 10, 2012</h3>
<h3>
By Nick Paparella, CTV London</h3>
<h3>
"A native housing co-op in London fears that some of its tenants could soon be homeless. After decades of help the co-op is losing its government subsidies."</h3>
<br />
<h3>
Click link to access 1:57 Video: <a href="http://tinyurl.com/d4j8g43">http://tinyurl.com/d4j8g43</a></h3>
<br />
<h3>
</h3>
<h3>
INTELLIGENCER.CA </h3>
<h3>
December 6, 2012 </h3>
<h3>
By Chris Malette for the Intellencer </h3>
<h3>
"Opinion Column"... "Malette at large co-op shame" </h3>
<h3>
<a href="http://tinyurl.com/n5rga7z">http://tinyurl.com/n5rga7z</a></h3>
<h3>
</h3>
<h3>
</h3>
<h3>
CBC.CA</h3>
<h3>
December 5, 2012</h3>
<h3>
"MPAC lowers assessment for Ottawa co-op"</h3>
<h3>
<a href="http://tinyurl.com/cdab2jw">http://tinyurl.com/cdab2jw</a></h3>
<br />
<h3>
PHILADELPHIA.CBSLOCAL.COM</h3>
<h3>
December 1, 2012</h3>
<h3>
By Tony Hanson</h3>
<h3>
"Former PHA Official Charged In Fraud Scheme"</h3>
<h3>
<a href="http://tinyurl.com/d9vj2l4">http://tinyurl.com/d9vj2l4</a></h3>
<br />
<h3>
COOPCITYNEWS.BLOGSPOT.CA</h3>
<h3>
December 1, 2012</h3>
<h3>
By Michael Horowitz</h3>
<h3>
"Co-op City's 621 M HUD Mortgage Will Add to 'Housing-Project Mentality' - Critics say"</h3>
<h3>
<a href="http://tinyurl.com/ct253tj">http://tinyurl.com/ct253tj</a></h3>
<br />
<h3>
INDEPENDENT.COM</h3>
<h3>
November 21, 2012</h3>
<h3>
By Edmond Geswein, LOMPOC</h3>
<h3>
"Co-op Housing, Anyone?"</h3>
<h3>
<a href="http://tinyurl.com/bvls2v7">http://tinyurl.com/bvls2v7</a></h3>
<br />
<h3>
THEREALDEAL.COM</h3>
<h3>
November 21, 2012</h3>
<h3>
By Leigh Kamping-Carder</h3>
<h3>
"Court rules massive Kips Bay co-op complex must remain affordable"</h3>
<h3>
<a href="http://tinyurl.com/c9o4akk">http://tinyurl.com/c9o4akk</a></h3>
<br />
<h3>
24DASH.COM</h3>
<h3>
November 16, 2012</h3>
<h3>
By Max Salsbury for 24dash.com</h3>
<h3>
"Council seizes 140 properties in fraud crackdown"</h3>
<h3>
<a href="http://tinyurl.com/ch98ekj">http://tinyurl.com/ch98ekj</a></h3>
<br />
<h3>
NYDAILYNEWS.COM</h3>
<h3>
November 13, 2012</h3>
<h3>
By Lore Croghan, New York Daily News</h3>
<h3>
"Let there be light: Sunset Park co-op building getting off the grid with solar-power panels"...</h3>
<h3>
<a href="http://tinyurl.com/cgv2c7j">http://tinyurl.com/cgv2c7j</a></h3>
<br />
<h3>
LATIMES.COM</h3>
<h3>
November 9, 2012</h3>
<h3>
By Jessica Garrison, Los Angeles Times</h3>
<h3>
"L.A. housing authority rife with fiscal mismanagement, audit finds"...</h3>
<h3>
<a href="http://tinyurl.com/cktbcfw">http://tinyurl.com/cktbcfw</a></h3>
<br />
<h3>
VANCOUVEROBSERVER.COM</h3>
<h3>
November 7, 2012</h3>
<h3>
By Ira Lamcja</h3>
<h3>
"Canada's lack of national housing strategy targeted by Ontario court case"</h3>
<h3>
<a href="http://tinyurl.com/bpryjks">http://tinyurl.com/bpryjks</a></h3>
<span style="font-size: small;"></span><br />
<h3>
BBC.CO.UK</h3>
<h3>
October 31, 2012</h3>
<h3>
"Housing benefit charges: Warning over affordable housing shortfalls"</h3>
<h3>
<a href="http://tinyurl.com/bsucysl">http://tinyurl.com/bsucysl</a></h3>
<span style="font-size: small;"></span><br />
<h3>
SCANSITE3.WORDPRESS.COM</h3>
<h3>
October 26, 2012</h3>
<h3>
"One hand clapping"---"You've got to hand it to Nicholas Gazzard, the grizzled CEO of CHF Canada, for intervening in the notorious affaire Bridlewood."</h3>
<h3>
<a href="http://tinyurl.com/abpno2e">http://tinyurl.com/abpno2e</a></h3>
<span style="font-size: small;"></span><br />
<h3>
SXFREEPRESS.COM</h3>
<h3>
October 25, 2012</h3>
<h3>
By Fred Groves</h3>
<h3>
"Bridlewood sold-Rent increased to $875"</h3>
<h3>
<a href="http://tinyurl.com/cqq4dws">http://tinyurl.com/cqq4dws</a></h3>
<span style="font-size: small;"></span><br />
<h3>
PRINCEGEORGECITIZEN.COM</h3>
<h3>
October 19, 2012</h3>
<h3>
By Ted Clarke, Citizen Staff</h3>
<h3>
"Province buys Victoria Towers"---"Renovation project will create 93 low-income housing units"</h3>
<h3>
<a href="http://tinyurl.com/d5hcefy">http://tinyurl.com/d5hcefy</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THEPETERBOROUGHEXAMINER.COM</h3>
<h3>
September 28, 2012</h3>
<h3>
By Brendan Wedley, Peterborough Examiner</h3>
<h3>
"Leta Brownscombe Co-op apartment building repairs to take weeks"</h3>
<h3>
<a href="http://tinyurl.com/cgbpamd">http://tinyurl.com/cgbpamd</a></h3>
<span style="font-size: small;"></span><br />
<h3>
WINNIPEGFREEPRESS.COM</h3>
<h3>
September 15, 2012</h3>
<h3>
By Mia Rabson</h3>
<h3>
"Housing co-op blasts Ottawa"</h3>
<h3>
<a href="http://tinyurl.com/9ypuhhm">http://tinyurl.com/9ypuhhm</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THEPETERBOROUGHEXAMINER.COM</h3>
<h3>
September 10, 2012</h3>
<h3>
By Rob McCormick</h3>
<h3>
"Firefighters describe battle against co-op blaze"</h3>
<h3>
<a href="http://tinyurl.com/8rc8qxk">http://tinyurl.com/8rc8qxk</a></h3>
<span style="font-size: small;"></span><br />
<h3>
24DASH.COM</h3>
<h3>
September 5, 2012</h3>
<h3>
Published by Max Salsbury for 24dash.com</h3>
<h3>
"Housing maintenance report reveals poor standards and fraud-friendly culture"</h3>
<h3>
<a href="http://tinyurl.com/c9a6ug6">http://tinyurl.com/c9a6ug6</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CBC.CA</h3>
<h3>
September 4, 2012</h3>
<h3>
"Halifax co-op going into receivership"</h3>
<h3>
<a href="http://tinyurl.com/9r88pko">http://tinyurl.com/9r88pko</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THENEWS.COOP</h3>
<h3>
September 4, 2012</h3>
<h3>
By Ajay Jha</h3>
<h3>
"Housing Co-Op: Connivance of Govt and builder at work?</h3>
<h3>
<a href="http://tinyurl.com/8t2ht5v">http://tinyurl.com/8t2ht5v</a></h3>
<span style="font-size: small;"></span><br />
<h3>
METRONEWS.CA</h3>
<h3>
August 28, 2012</h3>
<h3>
By Ruth Davenport, Metro Halifax</h3>
<h3>
"Halifax housing co-op heading into receivership"</h3>
<h3>
<a href="http://tinyurl.com/8egvqm4">http://tinyurl.com/8egvqm4</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CBC.CA</h3>
<h3>
August 28, 2012</h3>
<h3>
"Deal to save housing co-op falls apart"</h3>
<h3>
<a href="http://tinyurl.com/8gswpqz">http://tinyurl.com/8gswpqz</a></h3>
<span style="font-size: small;"></span><br />
<h3>
GUARDIAN.CO.UK</h3>
<h3>
August 27, 2012</h3>
<h3>
By Randeep Ramesh, Guardian Social Affairs Editor</h3>
<h3>
"Tories failing to build social homes for poorest people, Labour says"</h3>
<h3>
<a href="http://tinyurl.com/8cppduo">http://tinyurl.com/8cppduo</a></h3>
<span style="font-size: small;"></span><br />
<h3>
ECONOMIST.COM</h3>
<h3>
August 25, 2012</h3>
<h3>
"An Englishman's castle"---"Britain desperately needs more homes"</h3>
<h3>
<a href="http://tinyurl.com/92reo6n">http://tinyurl.com/92reo6n</a></h3>
<span style="font-size: small;"></span><br />
<h3>
ALLAFRICA.COM</h3>
<h3>
August 23, 2012</h3>
<h3>
By Tichaona Zindoga</h3>
<h3>
"Zimbabwe: Co-Ops to the Rescue"</h3>
<h3>
<a href="http://tinyurl.com/955k7xr">http://tinyurl.com/955k7xr</a></h3>
<span style="font-size: small;"></span><br />
<h3>
ACCA.COOP</h3>
<h3>
August 21, 2012</h3>
<h3>
By Camille Jensen</h3>
<h3>
"Artist in Residence explores housing co-ops"</h3>
<h3>
<a href="http://tinyurl.com/9vwc8uf">http://tinyurl.com/9vwc8uf</a></h3>
<span style="font-size: small;"></span><br />
<h3>
GUARDIAN.CO.UK</h3>
<h3>
August 17, 2012</h3>
<h3>
By Rupert Jones</h3>
<h3>
"Housing co-ops: is The Drive dream still alive?"</h3>
<h3>
<a href="http://tinyurl.com/cdtg8m5">http://tinyurl.com/cdtg8m5</a></h3>
<span style="font-size: small;"></span><br />
<h3>
INSIGHTNEWS.COM</h3>
<h3>
August 7, 2012</h3>
<h3>
Ivan Phifer</h3>
<h3>
"Quality housing and management: Gateway Lofts"</h3>
<h3>
<a href="http://tinyurl.com/d97vqxr">http://tinyurl.com/d97vqxr</a></h3>
<span style="font-size: small;"></span><br />
<h3>
WINDSORSTAR.COM</h3>
<h3>
July 31, 2012</h3>
<h3>
Posted by Brian Cross</h3>
<h3>
"Essex co-op housing project being sold off by receiver"</h3>
<h3>
<a href="http://tinyurl.com/clge5ev">http://tinyurl.com/clge5ev</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CITYAM.COM</h3>
<h3>
July 20, 2012</h3>
<h3>
Co-op trends on Twitter after Lloyds decision"</h3>
<h3>
<a href="http://tinyurl.com/bnh227j">http://tinyurl.com/bnh227j</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CITYAM.COM</h3>
<h3>
July 20, 2012</h3>
<h3>
By Tim Wallace and David Hellier</h3>
<h3>
"Co-Op walks off with a bargain"</h3>
<h3>
<a href="http://tinyurl.com/cnpera2">http://tinyurl.com/cnpera2</a></h3>
<span style="font-size: small;"></span><br />
<h3>
YOUTUBE.COM</h3>
<h3>
July 2012</h3>
<h3>
Reported by Dave McGowan, CHEX TV, Newswatch, Peterborough, ON.</h3>
<h3>
The Ontario Fire Marshal's Office is looking into what lead to the blaze at Leta Brownscombe Co-operative Homes on July 17, 2012. Click link below to access the 2:04 minute video.</h3>
<h3>
<a href="http://tinyurl.com/d6luy46">http://tinyurl.com/d6luy46</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THEPETERBOROUGHEXAMINER.COM</h3>
<h3>
July 18, 2012</h3>
<h3>
By Brendan Wedley, Peterborough Examiner</h3>
<h3>
"Fire destroys most of 34-unit Leta Brownscombe Co-Operative Homes apartment building"</h3>
<h3>
<a href="http://tinyurl.com/cmwfktf">http://tinyurl.com/cmwfktf</a></h3>
<span style="font-size: small;"></span><br />
<h3>
STAR-TELEGRAM.COM</h3>
<h3>
July 13, 2012</h3>
<h3>
By Teresa McUsic</h3>
<h3>
"Co-ops can save students money"</h3>
<h3>
<a href="http://tinyurl.com/83xoscm">http://tinyurl.com/83xoscm</a></h3>
<span style="font-size: small;"></span><br />
<h3>
MYFOXLA.COM</h3>
<h3>
July 10, 2012</h3>
<h3>
By Jeffrey Thomas DeSocio, myFOXla Editor / Producer</h3>
<h3>
"Section 8 Housing Fraud Scandal"</h3>
<h3>
Click screen to view 3:03 video: <a href="http://tinyurl.com/726ehc7">http://tinyurl.com/726ehc7</a></h3>
<span style="font-size: small;"></span><br />
<h3>
ABAJOURNAL.COM</h3>
<h3>
July 9, 2012</h3>
<h3>
By Debra Cassens Weiss</h3>
<h3>
"Co-Op Directors Can Be Liable for Race Bias, New York Appeals Court Rules"</h3>
<h3>
<a href="http://tinyurl.com/6qy8dfs">http://tinyurl.com/6qy8dfs</a></h3>
<span style="font-size: small;"></span><br />
<h3>
TRIBUNE.COM.PK</h3>
<h3>
July 8, 2012</h3>
<h3>
By Kazim Alam / Saad Hasan</h3>
<h3>
"Housing cooperatives no longer in vogue"</h3>
<h3>
<a href="http://tinyurl.com/73zbgrf">http://tinyurl.com/73zbgrf</a></h3>
<span style="font-size: small;"></span><br />
<h3>
GUARDIAN.CO.UK</h3>
<h3>
July 5, 2012</h3>
<h3>
By Rob Rowlands</h3>
<h3>
"Co-operative accommodation: towards a mutually agreeable housing"</h3>
<h3>
<a href="http://tinyurl.com/cvb7usa">http://tinyurl.com/cvb7usa</a></h3>
<span style="font-size: small;"></span><br />
<h3>
PRESS-CITIZEN.COM</h3>
<h3>
June 21, 2012</h3>
<h3>
By Josh O'Leary, Iowa City Press-Citizen</h3>
<h3>
"Iowa City challenging some co-op attempts"</h3>
<h3>
<a href="http://tinyurl.com/6s4hm7a">http://tinyurl.com/6s4hm7a</a></h3>
<span style="font-size: small;"></span><br />
<h3>
STRAIGHT.COM</h3>
<h3>
June 20, 2012</h3>
<h3>
By Carlito Pablo</h3>
<h3>
"Olympic Village rental housing may get new management"</h3>
<h3>
<a href="http://tinyurl.com/7tgkaqz">http://tinyurl.com/7tgkaqz</a></h3>
<span style="font-size: small;"></span><br />
<h3>
NEWHAVENINDEPENDENT.ORG</h3>
<h3>
June 20, 2012</h3>
<h3>
By Nicolas Medina Mora Perez</h3>
<h3>
"Burgers, Not Bankruptcy, For One Co-Op"</h3>
<h3>
<a href="http://tinyurl.com/d7xaur7">http://tinyurl.com/d7xaur7</a></h3>
<span style="font-size: small;"></span><br />
<h3>
OPENFILE.CA</h3>
<h3>
June 15, 2012</h3>
<h3>
Reported by Chris Benjamin</h3>
<h3>
"Debt Forces North End Housing Co-op To Transfer Half Its Properties To Province"</h3>
<h3>
<a href="http://tinyurl.com/7l2ghey">http://tinyurl.com/7l2ghey</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CBC.CA</h3>
<h3>
June 15, 2012</h3>
<h3>
"Contractors angry with housing co-op offer"</h3>
<h3>
<a href="http://tinyurl.com/7s8jx2e">http://tinyurl.com/7s8jx2e</a></h3>
<span style="font-size: small;"></span><br />
<h3>
INSIDEHOUSING.CO.UK</h3>
<h3>
June 14, 2012</h3>
<h3>
By Gavriel Hollander</h3>
<h3>
"Speakers clash over role of co-operatives"</h3>
<h3>
<a href="http://tinyurl.com/8xdpghv">http://tinyurl.com/8xdpghv</a></h3>
<span style="font-size: small;"></span><br />
<h3>
OPENFILE.CA</h3>
<h3>
June 14, 2012</h3>
<h3>
Reported by Sean Young</h3>
<h3>
"Howdy, Neighbour: Greenview Residents Lambaste Drop-in Execs"</h3>
<h3>
<a href="http://tinyurl.com/7ejofuy">http://tinyurl.com/7ejofuy</a></h3>
<span style="font-size: small;"></span><br />
<h3>
PRAGUEMONITOR.COM</h3>
<h3>
June 13, 2012</h3>
<h3>
"HN: Co-op housing revived"</h3>
<h3>
<a href="http://tinyurl.com/7djko7k">http://tinyurl.com/7djko7k</a></h3>
<span style="font-size: small;"></span><br />
<h3>
TORONTOLIFE.COM</h3>
<h3>
June 13, 2012</h3>
<h3>
"Rob Ford invites Dalton McGuinty to hang out--at a community housing building"</h3>
<h3>
<a href="http://tinyurl.com/79aa5qb">http://tinyurl.com/79aa5qb</a></h3>
<span style="font-size: small;"></span><br />
<h3>
SETTLEMENTBOARD.COM</h3>
<h3>
June 13, 2012</h3>
<h3>
"Defendant Pleads Guilty in Philadelphia Housing Authority Insurance Fraud Case"</h3>
<h3>
<a href="http://tinyurl.com/7pge745">http://tinyurl.com/7pge745</a></h3>
<span style="font-size: small;"></span><br />
<h3>
REFORMER.COM</h3>
<h3>
June 13, 2012</h3>
<h3>
By Reformer Staff</h3>
<h3>
"Co-op housing units to open this summer"</h3>
<h3>
<a href="http://tinyurl.com/7bddaj5">http://tinyurl.com/7bddaj5</a></h3>
<span style="font-size: small;"></span><br />
<h3>
METAFILTER.COM</h3>
<h3>
June 12, 2012</h3>
<h3>
"They weren't attending a straight university"- Rochdale College</h3>
<h3>
<a href="http://tinyurl.com/6ty6wnd">http://tinyurl.com/6ty6wnd</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THEATLANTICCITIES.COM</h3>
<h3>
June 11, 2012</h3>
<h3>
By John Metcalfe</h3>
<h3>
"Famous Glasgow Slum Meets 600 Lbs. of Explosives"</h3>
<h3>
<a href="http://tinyurl.com/7rmu2qs">http://tinyurl.com/7rmu2qs</a></h3>
<span style="font-size: small;"></span><br />
<h3>
WASHINGTONPOST.COM</h3>
<h3>
June 1, 2012</h3>
<h3>
By Amanda Abrams</h3>
<h3>
"Where We Live: Green belt, an experiment that worked"</h3>
<h3>
<a href="http://tinyurl.com/6mogpmr">http://tinyurl.com/6mogpmr</a></h3>
<span style="font-size: small;"></span><br />
<h3>
TDN.COM</h3>
<h3>
May 30, 2012</h3>
<h3>
By Tony Lystra</h3>
<h3>
"Investers claim developer committed fraud with low-income housing project"</h3>
<h3>
<a href="http://tinyurl.com/cpc9xrp">http://tinyurl.com/cpc9xrp</a></h3>
<span style="font-size: small;"></span><br />
<h3>
COMPLEX.COM</h3>
<h3>
May 29, 2012</h3>
<h3>
By Julian Kimble</h3>
<h3>
"Brooklyn Housing Co-Op wants to Evict PTSD War Vet and Family Over Recovery Dog"</h3>
<h3>
<a href="http://tinyurl.com/88x433k">http://tinyurl.com/88x433k</a></h3>
<span style="font-size: small;"></span><br />
<h3>
KJONLINE.COM</h3>
<h3>
May 26, 2012</h3>
<h3>
By John Richardson</h3>
<h3>
"Housing authority probe finds no fraud"---"Oversight office reviews agency spending as result of questions raised and crittcism"</h3>
<h3>
<a href="http://tinyurl.com/cmgwtq5">http://tinyurl.com/cmgwtq5</a></h3>
<span style="font-size: small;"></span><br />
<h3>
GREENBELT.PATCH.COM</h3>
<h3>
May 22, 2012</h3>
<h3>
By Bailey Henneberg</h3>
<h3>
"Greenbelt Housing Co-op Passes non-smoking Directive"</h3>
<h3>
<a href="http://tinyurl.com/887vwss">http://tinyurl.com/887vwss</a></h3>
<span style="font-size: small;"></span><br />
<h3>
NEWSWORKS.ORG</h3>
<h3>
May 21, 2012</h3>
<h3>
By Tom MacDonald</h3>
<h3>
"Plea could mean more corruption exposed in Philadelphia"</h3>
<h3>
<a href="http://tinyurl.com/82bw4yk">http://tinyurl.com/82bw4yk</a></h3>
<span style="font-size: small;"></span><br />
<h3>
NYDAILYNEWS.COM</h3>
<h3>
May 7, 2012</h3>
<h3>
By Daniel Beekman</h3>
<h3>
"In wake of legal battle, Co-op City board approves $6 million project to install wheelchair accessible doors"</h3>
<h3>
<a href="http://tinyurl.com/c6tnxp7">http://tinyurl.com/c6tnxp7</a></h3>
<span style="font-size: small;"></span><br />
<h3>
NEWSWIRE.CA</h3>
<h3>
May 3, 2012</h3>
<h3>
"CMHC cash grab prevents refinancing repairs at local housing co-op"</h3>
<h3>
<a href="http://tinyurl.com/73okkp3">http://tinyurl.com/73okkp3</a></h3>
<span style="font-size: small;"></span><br />
<h3>
SOCIALFINANCE.CA</h3>
<h3>
April 26, 2012</h3>
<h3>
By Brendan Reimer</h3>
<h3>
"Community Economies and Jobs to Suffer Without Support to Co-operative Development"</h3>
<h3>
<a href="http://tinyurl.com/87t84fv">http://tinyurl.com/87t84fv</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THESILO.CA</h3>
<h3>
April 17, 2012</h3>
<h3>
Posted by Silo</h3>
<h3>
"Minister of Municipal Affairs and Housing Wynne intros new legislation to aid co-op housing disputes"</h3>
<h3>
<a href="http://tinyurl.com/7l2sqx6">http://tinyurl.com/7l2sqx6</a></h3>
<span style="font-size: small;"></span><br />
<h3>
ONLINE.WSJ.COM</h3>
<h3>
April 16, 2012</h3>
<h3>
By Eliot Brown, The Wall Street Journal</h3>
<h3>
"Co-op City in Mortgage Talks"---"New Financing for Bronx Housing Complex Could Block Future Privatization Bid"</h3>
<h3>
<a href="http://tinyurl.com/ca5w3j9">http://tinyurl.com/ca5w3j9</a></h3>
<span style="font-size: small;"></span><br />
<h3>
LAMBETHGREENNEWS.BLOGSPOT.CO.UK</h3>
<h3>
March 19, 2012</h3>
<h3>
"How Lambeth Council is selling off its co-operative housing"</h3>
<h3>
<a href="http://tinyurl.com/7k6h5f4">http://tinyurl.com/7k6h5f4</a></h3>
<span style="font-size: small;"></span><br />
<h3>
PUBLICTECHNOLOGY.NET</h3>
<h3>
March 8, 2012</h3>
<h3>
Posted by Gary Flood</h3>
<h3>
"Massive amount of housing fraud missed; could tech help?"</h3>
<h3>
<a href="http://tinyurl.com/6o4wpg7">http://tinyurl.com/6o4wpg7</a></h3>
<span style="font-size: small;"></span><br />
<h3>
LOANSAFE.ORG</h3>
<h3>
March 8, 2012</h3>
<h3>
Posted by Evan Bedard</h3>
<h3>
"South Delta Regional Housing Authority Executive Convicted of Fraud"</h3>
<h3>
<a href="http://tinyurl.com/6w66d7c">http://tinyurl.com/6w66d7c</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CALLCREDIT.CO.UK</h3>
<h3>
"Majority of tenancy fraud cases 'not caught', according to Callcredit research"</h3>
<h3>
<a href="http://tinyurl.com/6nk3wc2">http://tinyurl.com/6nk3wc2</a></h3>
<span style="font-size: small;"></span><br />
<h3>
ORILLIAPACKET.COM</h3>
<h3>
February 2012</h3>
<h3>
By Sara Ross, The Packet Times</h3>
<h3>
"Foxfell to pay city back over five years"</h3>
<h3>
<a href="http://tinyurl.com/89zjooc">http://tinyurl.com/89zjooc</a></h3>
<span style="font-size: small;"></span><br />
<h3>
NORTHEASTNEWS.CA</h3>
<h3>
February 29, 2012</h3>
<h3>
By Kyla Corpuz</h3>
<h3>
"Local co-op stays affordable despite booming city"</h3>
<h3>
<a href="http://tinyurl.com/87wb4fl">http://tinyurl.com/87wb4fl</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CITYBIZLIST.COM</h3>
<h3>
February 28, 2012</h3>
<h3>
"NBC Arranges Over $840 Million in New Cooperative Housing Loans During 2011"</h3>
<h3>
<a href="http://tinyurl.com/86xtpka">http://tinyurl.com/86xtpka</a></h3>
<span style="font-size: small;"></span><br />
<h3>
STORIES.COOP</h3>
<h3>
February 25, 2012</h3>
<h3>
"KAB-How Cooperative Housing works in Denmark"</h3>
<h3>
Click link below to access a 6:16 english version film:</h3>
<h3>
<a href="http://tinyurl.com/6uauj3x">http://tinyurl.com/6uauj3x</a></h3>
<span style="font-size: small;"></span><br />
<h3>
DAILYCAL.ORG</h3>
<h3>
February 24, 2012</h3>
<h3>
By Theresa Adams</h3>
<h3>
"UC sued over former student's brain damage from drug overdose at co-op"</h3>
<h3>
<a href="http://tinyurl.com/73oq42w">http://tinyurl.com/73oq42w</a></h3>
<span style="font-size: small;"></span><br />
<h3>
KTVU.COM</h3>
<h3>
February 24, 2012</h3>
<h3>
"Stanford looks to shutter co-operative student housing facility for health, fire violations"</h3>
<h3>
<a href="http://tinyurl.com/7jke9gd">http://tinyurl.com/7jke9gd</a></h3>
<span style="font-size: small;"></span><br />
<h3>
OPENFILE.CA</h3>
<h3>
February 23, 2012</h3>
<h3>
Reported by Chris Benjamin</h3>
<h3>
"North End United Co-op Debacle Highlights Affordable Housing Problems"</h3>
<h3>
<a href="http://tinyurl.com/6ooku6x">http://tinyurl.com/6ooku6x</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CBC.CA</h3>
<h3>
February 22, 2012</h3>
<h3>
"Wolfville co-op escapes 50-year mortgage"</h3>
<h3>
<a href="http://tinyurl.com/87sm2g9">http://tinyurl.com/87sm2g9</a></h3>
<span style="font-size: small;"></span><br />
<h3>
MSNBC.MSN.COM</h3>
<h3>
February 21, 2012</h3>
<h3>
"Plumber Indicted On Housing Mail Fraud"</h3>
<h3>
<a href="http://tinyurl.com/7zytgps">http://tinyurl.com/7zytgps</a></h3>
<span style="font-size: small;"></span><br />
<h3>
TIMESOFINDIA.COM</h3>
<h3>
February 21, 2012</h3>
<h3>
By Swati Deshpande</h3>
<h3>
"Court raps co-op officer for meddling in housing societies work"</h3>
<h3>
<a href="http://tinyurl.com/7gjl52m">http://tinyurl.com/7gjl52m</a></h3>
<span style="font-size: small;"></span><br />
<h3>
STREETROOTS.WORDPRESS.COM</h3>
<h3>
February 16, 2012</h3>
<h3>
By Amanda Waldroupe, Staff Writer</h3>
<h3>
"Is turning manufactured housing parks into resident -owned cooperatives a key to preserving Oregon's stock of affordable housing?"</h3>
<h3>
<a href="http://tinyurl.com/7w4dm4a">http://tinyurl.com/7w4dm4a</a></h3>
<span style="font-size: small;"></span><br />
<h3>
ABAJOURNAL.COM</h3>
<h3>
February 14, 2012</h3>
<h3>
By Martha Neil</h3>
<h3>
"Feds File Fair-Housing Suit Against NY Co-Op Over Its Refusal to Allow Mini Schnauzer 'Comfort Dog'"</h3>
<h3>
<a href="http://tinyurl.com/7252cbl">http://tinyurl.com/7252cbl</a></h3>
<span style="font-size: small;"></span><br />
<h3>
TRICITYNEWS.COM</h3>
<h3>
February 13, 2012</h3>
<h3>
By Diane Standberg, The Tri City News</h3>
<h3>
"Hoy Creek Co-op in Coquitlam may be rebuilt"</h3>
<h3>
<a href="http://tinyurl.com/875z5ju">http://tinyurl.com/875z5ju</a></h3>
<span style="font-size: small;"></span><br />
<h3>
HUFFINGTONPOST.COM</h3>
<h3>
February 13, 2012</h3>
<h3>
By Janell Ross, Reporter</h3>
<h3>
"Sacramento Receives United Nations Warning On Conditions For City's Homeless"</h3>
<h3>
<a href="http://tinyurl.com/7kyd667">http://tinyurl.com/7kyd667</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THEBRUNS.CA</h3>
<h3>
February 8, 2012</h3>
<h3>
By Christopher Cameron, Editor-in-chief</h3>
<h3>
"Former housing co-op gauging interest on campus"</h3>
<h3>
<a href="http://tinyurl.com/7zqodaa">http://tinyurl.com/7zqodaa</a></h3>
<span style="font-size: small;"></span><br />
<h3>
WASHINGTONEXAMINER.COM</h3>
<h3>
January 30, 2012</h3>
<h3>
By Liz Farmer, Examiner Staff Writer</h3>
<h3>
"Graham to detail his investigation into D.C. housing fraud"</h3>
<h3>
<a href="http://tinyurl.com/7dbuxwf">http://tinyurl.com/7dbuxwf</a></h3>
<span style="font-size: small;"></span><br />
<h3>
WASHINGTONEXAMINER.COM</h3>
<h3>
January 29, 2012</h3>
<h3>
By Debbie Cenziper and Nikita Stewart</h3>
<h3>
"D.C. housing deal shows much spent but less accomplished"</h3>
<h3>
<a href="http://tinyurl.com/6pbeb54">http://tinyurl.com/6pbeb54</a></h3>
<span style="font-size: small;"></span><br />
<h3>
NYPOST.COM</h3>
<h3>
January 27, 2012</h3>
<h3>
By Jennifer Gould Keil</h3>
<h3>
"Denise Rich selling NY's most expensive co-op for $65 million"</h3>
<h3>
<a href="http://tinyurl.com/7vt39bz">http://tinyurl.com/7vt39bz</a></h3>
<span style="font-size: small;"></span><br />
<h3>
NYTIMES.COM</h3>
<h3>
January 26, 2012</h3>
<h3>
By Matt Flegenheimer</h3>
<h3>
"Co-op Manager Accused of theft in Bowery"</h3>
<h3>
<a href="http://tinyurl.com/74zglku">http://tinyurl.com/74zglku</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CBC.CA</h3>
<h3>
January 24, 2012</h3>
<h3>
"Halifax housing co-op gets creditor protection"</h3>
<h3>
<a href="http://tinyurl.com/72d5xqv">http://tinyurl.com/72d5xqv</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CO-OPERATIVE.COOP</h3>
<h3>
January 20, 2012</h3>
<h3>
"Co-operative business model set for the silver-screen as major new film tells 'pioneering' story of the birth of Co-operatives"</h3>
<h3>
<a href="http://tinyurl.com/7u6gjw6">http://tinyurl.com/7u6gjw6</a></h3>
<span style="font-size: small;"></span><br />
<h3>
CBC.CA</h3>
<h3>
January 18, 2012</h3>
<h3>
Housing co-op files for creditor protection"</h3>
<h3>
<a href="http://tinyurl.com/7xzhjsr">http://tinyurl.com/7xzhjsr</a></h3>
<span style="font-size: small;"></span><br />
<h3>
WASHINGTONEXAMINER.COM</h3>
<h3>
January 12, 2012</h3>
<h3>
By Roger K. Lewis</h3>
<h3>
"Decline of affordable housing has many causes"</h3>
<h3>
<a href="http://tinyurl.com/89jucm8">http://tinyurl.com/89jucm8</a></h3>
<span style="font-size: small;"></span><br />
<h3>
RICHMONDNEWS.COM</h3>
<h3>
January 11, 2012</h3>
<h3>
By Benjamin Yong</h3>
<h3>
"United Nations sheds light on co-op housing"...</h3>
<h3>
<a href="http://tinyurl.com/8a967az">http://tinyurl.com/8a967az</a></h3>
<span style="font-size: small;"></span><br />
<h3>
24DASH.COM</h3>
<h3>
January 11, 2012</h3>
<h3>
Published by Eddie for Richmond Housing Partnership Limited in Housing</h3>
<h3>
"Co-op Homes Accredited by CCH"</h3>
<h3>
<a href="http://tinyurl.com/8xxtfqm">http://tinyurl.com/8xxtfqm</a></h3>
<span style="font-size: small;"></span><br />
<h3>
BALTIMORESUN.COM</h3>
<h3>
January 10, 2012</h3>
<h3>
By Scott Calvert, The Baltimore Sun</h3>
<h3>
"Alleged $1.4 million housing authority fraud began small, indictment says"</h3>
<h3>
<a href="http://tinyurl.com/74arfar">http://tinyurl.com/74arfar</a></h3>
<span style="font-size: small;"></span><br />
<h3>
THENEWS.COOP</h3>
<h3>
January 8, 2012</h3>
<h3>
By Bob Cannell, blogger</h3>
<h3>
"The Problem with Co-ops-No Boss"</h3>
<h3>
<a href="http://tinyurl.com/89fnpso">http://tinyurl.com/89fnpso</a></h3>
<span style="font-size: small;"></span><br />
<h3>
OPENFILE.CA</h3>
<h3>
January 6, 2012</h3>
<h3>
Posted by Michael Aynsley</h3>
<h3>
"Investigative report: Fear and manipulation at a housing co-op in the DTES"</h3>
<h3>
<a href="http://tinyurl.com/72p6oj5">http://tinyurl.com/72p6oj5</a></h3>
<span style="font-size: small;"></span><br />
<h3>
FOX4NOW.COM</h3>
<h3>
January 5, 2012</h3>
<h3>
By Fox 4 News Staff</h3>
<h3>
"Fraud charges for housing manager leaves residents uneasy"</h3>
<h3>
<a href="http://tinyurl.com/88poxym">http://tinyurl.com/88poxym</a></h3>
<span style="font-size: small;"></span><br />
<h3>
NLGN.ORG.UK</h3>
<h3>
January 5, 2012</h3>
<h3>
By Philip Baker, Communications Manager, NLGN</h3>
<h3>
"Urban Housing Cooperatives-can the UK learn from German success?"</h3>
<h3>
<a href="http://tinyurl.com/7dj7th8">http://tinyurl.com/7dj7th8</a></h3>
<span style="font-size: small;"></span><br />
<h3>
TIMESOFINDIA.COM</h3>
<h3>
January 5, 2012</h3>
<h3>
"Plots for 320 co-op housing members"</h3>
<h3>
<a href="http://tinyurl.com/7jfvxmq">http://tinyurl.com/7jfvxmq</a></h3>
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<a name='more'></a><br />
<br />
<span style="font-size: small;">SIMCOE.COM</span><br />
<span style="font-size: small;">December 29, 2011</span><br />
<span style="font-size: small;">By Allyson Snelling, Staff</span><br />
<span style="font-size: small;">"Smoke-free housing in demand"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7xeyayn">http://tinyurl.com/7xeyayn</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">LINKEDIN.COM</span><br />
<span style="font-size: small;">December 26, 2011</span><br />
<span style="font-size: small;">By Kaj Embren</span><br />
<span style="font-size: small;">"The Housing Co-op in Sweden have and are playing an important role."</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6wbg896">http://tinyurl.com/6wbg896</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">INSIDEHOUSING.CO.UK</span><br />
<span style="font-size: small;">December 22, 2011</span><br />
<span style="font-size: small;">By Gavriel Hollander</span><br />
<span style="font-size: small;">"Social housing co-ops given thumbs up"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/869haw6">http://tinyurl.com/869haw6</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">THENASSAUGUARDIAN.COM</span><br />
<span style="font-size: small;">December 16, 2011</span><br />
<span style="font-size: small;">By Erica Wells, Guardian Managing Editor</span><br />
<span style="font-size: small;">"Fraud risks plagued housing program"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/dxn5cd6">http://tinyurl.com/dxn5cd6</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">HABITATMAG.COM</span><br />
<span style="font-size: small;">December 6, 2011</span><br />
<span style="font-size: small;">By Bill Morris</span><br />
<span style="font-size: small;">"Condo or Condon't: How to Turn a Co-op into a Condo Without it Turning Bad"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/bm8a2n4">http://tinyurl.com/bm8a2n4</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">CTVNEWS.CA</span><br />
<span style="font-size: small;">December 2, 2011</span><br />
<span style="font-size: small;">By CTV News Staff</span><br />
<span style="font-size: small;">"First Nations require 'step-by-step' solutions: Harper"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7c8fcpy">http://tinyurl.com/7c8fcpy</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">CBC.CA</span><br />
<span style="font-size: small;">November 30, 2011</span><br />
<span style="font-size: small;">By Terry Milewski, Senior Correspondent</span><br />
<span style="font-size: small;">"Attawaoiskat accountability"---"CBC's Terry Milewski looks at how $90M of government funding was spent in the Attawaoiskat First Nation"</span><br />
<span style="font-size: small;">Click link to access the 2:53 minute video: <a href="http://tinyurl.com/cr3qs79">http://tinyurl.com/cr3qs79</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">MENMEDIA.CO.UK</span><br />
<span style="font-size: small;">November 19, 2011</span><br />
<span style="font-size: small;">"MPs give their backing to bid for biggest housing co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7lsngv2">http://tinyurl.com/7lsngv2</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">SIMCOE.COM</span><br />
<span style="font-size: small;">November 17, 2011</span><br />
<span style="font-size: small;">By Frank Matys</span><br />
<span style="font-size: small;">"Housing co-op in jeopardy"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6sj2avw">http://tinyurl.com/6sj2avw</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">INDEPEDENT.CO.UK</span><br />
<span style="font-size: small;">November 13, 2011</span><br />
<span style="font-size: small;">By Sarah Morrison</span><br />
<span style="font-size: small;">"Come together: Could communal living be the solution to our housing crisis?"---"Sarah Morrison visits five of the country's 'alternative' co-habitational projects to find out"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7c3es3t">http://tinyurl.com/7c3es3t</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">PROGRESSONLINE.ORG.UK</span><br />
<span style="font-size: small;">November 9, 2011</span><br />
<span style="font-size: small;">By Jonathan Reynolds MP</span><br />
<span style="font-size: small;">"Breaking out of the feudal straitjacket"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6sgkv6l">http://tinyurl.com/6sgkv6l</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">BUDGETCRUNCH.WORDPRESS.COM</span><br />
<span style="font-size: small;">November 7, 2011</span><br />
<span style="font-size: small;">By Melanie Hicken</span><br />
<span style="font-size: small;">"Why Affordable Housing Costs So Much to Build (Part 1)"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6uhyje9">http://tinyurl.com/6uhyje9</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">KFGO.COM</span><br />
<span style="font-size: small;">November 7, 2011</span><br />
<span style="font-size: small;">"Standing Rock Sioux Tribe Former Housing Authority Executive indicted For Fraud"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/82akz42">http://tinyurl.com/82akz42</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">BBC.CO.UK NEWS WALES</span><br />
<span style="font-size: small;">November 3, 2011</span><br />
<span style="font-size: small;">Matthew Richard, reports</span><br />
<span style="font-size: small;">"Plas Madoc Communities First boss admits fraud charges"</span><br />
<span style="font-size: small;">Click link to access 1:55 minute video: <a href="http://tinyurl.com/3ohkts6">http://tinyurl.com/3ohkts6</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">GREENBELT.PATCH.COM</span><br />
<span style="font-size: small;">November 3, 2011</span><br />
<span style="font-size: small;">By Andrew Metcalf and Bailey Henneberg</span><br />
<span style="font-size: small;">"Secondhand Smoke ruling may set precedent"---"The decision in favor of Greenbelt Homes may mean there is a level of acceptable secondhand smoke exposure in communities"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6v5dkf6">http://tinyurl.com/6v5dkf6</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">BORDERSTAN.COM</span><br />
<span style="font-size: small;">November 1, 2011</span><br />
<span style="font-size: small;">From Matty Rhoades and Mike Kohn</span><br />
<span style="font-size: small;">"Bucking Trend, N Street Building Becomes Affordable Housing Co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/8ybp3vh">http://tinyurl.com/8ybp3vh</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">October 31, 2011</span><br />
<span style="font-size: small;">Matthew Richard, reports</span><br />
<span style="font-size: small;">"Plas Madoc Communities First boss on trial for fraud"</span><br />
<span style="font-size: small;">Click link to access 1:28 minute video: <a href="http://tinyurl.com/65so7px">http://tinyurl.com/65so7px</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">And read more:</span><br />
<span style="font-size: small;">"The head of a scheme to regenerate a deprived housing estate used 54,000 of its funds for herself and her family, a jury has been told."</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3fqx6cy">http://tinyurl.com/3fqx6cy</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">SANTACRUZSENTINEL.COM</span><br />
<span style="font-size: small;">October 25, 2011</span><br />
<span style="font-size: small;">By Jondi Gumz</span><br />
<span style="font-size: small;">"County Housing Authority investigating allegations of Section 8 fraud"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3zx34w3">http://tinyurl.com/3zx34w3</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">BBC.CO.UK NEWS SCOTLAND</span><br />
<span style="font-size: small;">October 21, 2011</span><br />
<span style="font-size: small;">"Edinburgh council reports on housing repair scandal"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/44bxokw">http://tinyurl.com/44bxokw</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">"Council demands housing repair bills 'must' be paid"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3ue9ww7">http://tinyurl.com/3ue9ww7</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">SFBAYVIEW.COM</span><br />
<span style="font-size: small;">October 13, 2011</span><br />
<span style="font-size: small;">"Housing co-op a long-term solution to displacement of families and seniors from San Francisco"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6hxeska">http://tinyurl.com/6hxeska</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">INSIDEHOUSING.CO.UK</span><br />
<span style="font-size: small;">October 7, 2011</span><br />
<span style="font-size: small;">By Gavriel Hollander</span><br />
<span style="font-size: small;">"Rochdale to create largest co-operative"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/44dcwo6">http://tinyurl.com/44dcwo6</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">DECCANHERALD.COM</span><br />
<span style="font-size: small;">October 2, 2011</span><br />
<span style="font-size: small;">By Sandeep Maudgal</span><br />
<span style="font-size: small;">"Housing co-op flouted laws"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/645np26">http://tinyurl.com/645np26</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">COOPERATOR.COM</span><br />
<span style="font-size: small;">October 2011</span><br />
<span style="font-size: small;">By Steven Cutler, freelance writer</span><br />
<span style="font-size: small;">"NY Confidential"---"Co-op and Condo Boards in the Age of Transparency"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7ayksty">http://tinyurl.com/7ayksty</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">HABITATMAG.COM</span><br />
<span style="font-size: small;">September 30, 2011</span><br />
<span style="font-size: small;">By Terra West</span><br />
<span style="font-size: small;">Co-op/Condo - "How to Avoid Conflict with Your Neighbours: A 12-Point Guide to coexistence"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3j7onor">http://tinyurl.com/3j7onor</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">BALTIMORESUN.COM</span><br />
<span style="font-size: small;">September 29, 2011</span><br />
<span style="font-size: small;">By Scott Calvert, The Baltimore Sun</span><br />
<span style="font-size: small;">"Baltimore Housing Fraud - U.S. senator begins inquiry into Baltimore's housing agency"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3j3qoyj">http://tinyurl.com/3j3qoyj</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">DAILYNEWS.COM</span><br />
<span style="font-size: small;">September 20, 2011</span><br />
<span style="font-size: small;">By Daily News Wire Services</span><br />
<span style="font-size: small;">"Funding for Antelope Valley Housing fraud investigations pending amid charges of racism"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6yympoo">http://tinyurl.com/6yympoo</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">HOUSEHUNTING.CA</span><br />
<span style="font-size: small;">September 19, 2011</span><br />
<span style="font-size: small;">By Pedro Arrais, Victoria Times Colonist</span><br />
<span style="font-size: small;">"Unconventional ownership"---"Co-ops, partnerships create closer bond among residents through shared interest"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/44lwry2">http://tinyurl.com/44lwry2</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">NYDAILYNEWS.COM</span><br />
<span style="font-size: small;">September 14, 2011</span><br />
<span style="font-size: small;">By Scott Shifrel, Daily News Staff Reporter</span><br />
<span style="font-size: small;">"Ex-Corrections Dept. rabbi Leib Glanz nabbed for tenant fraud, pocketing $200K in fed housing grants"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3n3jn4w">http://tinyurl.com/3n3jn4w</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">LIVERPOOLECHO.CO.UK</span><br />
<span style="font-size: small;">September 12, 2011</span><br />
<span style="font-size: small;">By Marc Waddington, Liverpool Echo</span><br />
<span style="font-size: small;">"Kirkby housing estate to be demolished to make way for Tesco carpark only 18 years after it was built"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4yf29wc">http://tinyurl.com/4yf29wc</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">NYPOST.COM</span><br />
<span style="font-size: small;">September 10, 2011</span><br />
<span style="font-size: small;">By David Seifman</span><br />
<span style="font-size: small;">"Court bites Co-op City"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3q24pkr">http://tinyurl.com/3q24pkr</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">NYDAILYNEWS.COM</span><br />
<span style="font-size: small;">September 1, 2011</span><br />
<span style="font-size: small;">By Daniel Beekman</span><br />
<span style="font-size: small;">"HUD barks at Co-op City policy keeping resident from having emotional-support dog in his appartment"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3w75g3h">http://tinyurl.com/3w75g3h</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">OPENINGTHEWINDOW.COM</span><br />
<span style="font-size: small;">August 30, 2011</span><br />
<span style="font-size: small;">By Joy Connelly</span><br />
<span style="font-size: small;">"Why isn't anyone building co-ops anymore?"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3ucjxh2">http://tinyurl.com/3ucjxh2</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">HUD.GOV</span><br />
<span style="font-size: small;">August 27, 2011</span><br />
<span style="font-size: small;">"HUD charges New York Co-op and two of its employees with discriminating against tenant with disabilities"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3hcjzzc">http://tinyurl.com/3hcjzzc</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">BBC.CO.UK</span><br />
<span style="font-size: small;">August 23, 2011</span><br />
<span style="font-size: small;">By Kevin Magee, BBC News</span><br />
<span style="font-size: small;">"A case of alleged public corruption is under investigation at one of Northern Ireland's largest housing associations"...</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3wvxgnq">http://tinyurl.com/3wvxgnq</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">THEBARRIEEXAMINER.COM</span><br />
<span style="font-size: small;">August 11, 2011</span><br />
<span style="font-size: small;">"Co-op housing blaze causes $100,000 damage"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3mltgsm">http://tinyurl.com/3mltgsm</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">TELEGRAPH.CO.UK</span><br />
<span style="font-size: small;">August 6, 2011</span><br />
<span style="font-size: small;">By Andrew Porter, Political Editor</span><br />
<span style="font-size: small;">"Council tenants who sublet face criminal charges to save 5 billion"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3d4kw85">http://tinyurl.com/3d4kw85</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">RIVERDALEPRESS.COM</span><br />
<span style="font-size: small;">July 27, 2011</span><br />
<span style="font-size: small;">By Adam Wisnieski</span><br />
<span style="font-size: small;">"Amalgamated's new manager has fraud on resume"---"The historic Amalgamated Housing Cooperative in Van Cortlandt Village has hired a new manager but some residents are concerned about his shady past."</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3f7kyhm">http://tinyurl.com/3f7kyhm</a></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;"></span><br />
<span style="font-family: "arial" , "helvetica"; font-size: small;">POLICYALTERNATIVES.CA</span><br />
<span style="font-size: small;">July 5, 2011</span><br />
<span style="font-size: small;">By Carole O'Brien</span><br />
<span style="font-size: small;">"Fast Facts: The expiration of operating agreements in social housing"---"The beginning of the end?"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3hjz9pu">http://tinyurl.com/3hjz9pu</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">NEWSWIRE.CA</span><br />
<span style="font-size: small;">July 4, 2011</span><br />
<span style="font-size: small;">"Co-operative Housing Federation of Canada"</span><br />
<span style="font-size: small;">"Canada's Housing Co-ops Warmly Welcome Accountability Measures in New Affordable Housing Framework"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6dun9ow">http://tinyurl.com/6dun9ow</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">CTV.CA</span><br />
<span style="font-size: small;">July 4, 2011</span><br />
<span style="font-size: small;">"Ottawa, provinces reach $1.4B deal on affordable housing"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/677bvbw">http://tinyurl.com/677bvbw</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">INSIDEHOUSING.CO.UK</span><br />
<span style="font-size: small;">July 1, 2011</span><br />
<span style="font-size: small;">By Keith Cooper</span><br />
<span style="font-size: small;">"London co-op forced to draw on reserves as association takes over co-op's finances in peril after Notting Hill hike"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3gocnjg">http://tinyurl.com/3gocnjg</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">THEEPOCHTIMES.COM</span><br />
<span style="font-size: small;">June 1, 2011</span><br />
<span style="font-size: small;">By Gidon Belmaker, Epoch Times Staff</span><br />
<span style="font-size: small;">"Quality Affordable Housing for South Bronx Residents"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3qcflgh">http://tinyurl.com/3qcflgh</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">NEWHAVENINDEPENDENT.ORG</span><br />
<span style="font-size: small;">May 20, 2011</span><br />
<span style="font-size: small;">By Allen Appel</span><br />
<span style="font-size: small;">"Housing Authority Quits Dwight Co-op Deal"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3me9mp7">http://tinyurl.com/3me9mp7</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">REDSTATE.COM</span><br />
<span style="font-size: small;">May 18, 2011</span><br />
<span style="font-size: small;">By Nick Ottens</span><br />
<span style="font-size: small;">"Will The "Affordable Housing" Lie Ever Die?"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3t62lfq">http://tinyurl.com/3t62lfq</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">STREATHAMGUARDIAN.CO.UK</span><br />
<span style="font-size: small;">May 18, 2011</span><br />
<span style="font-size: small;">By Thais Portilho-Shrimpton</span><br />
<span style="font-size: small;">"Five arrested in dawn raids on suspicion of conspiracy to defraud Lambeth Council"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6amqj8b">http://tinyurl.com/6amqj8b</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">NYDAILYNEWS.COM</span><br />
<span style="font-size: small;">May 18, 2011</span><br />
<span style="font-size: small;">By Daniel Beekman, Daily News Reporter</span><br />
<span style="font-size: small;">"Co-op City residents off to the polls"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/5t5s4bk">http://tinyurl.com/5t5s4bk</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">INSIDEHOUSING.CO.UK</span><br />
<span style="font-size: small;">May 17, 2011</span><br />
<span style="font-size: small;">By Isabel Hardman</span><br />
<span style="font-size: small;">"Former Lambeth Living chair pleads guilty to fraud"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4424vh8">http://tinyurl.com/4424vh8</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">NYDAILYNEWS.COM</span><br />
<span style="font-size: small;">May 13, 2011</span><br />
<span style="font-size: small;">By Daniel Beekman, Daily News Writer</span><br />
<span style="font-size: small;">"Bronx man overcomes cerebral palsy to run for Co-op City panel"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/655qoaq">http://tinyurl.com/655qoaq</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">FOX8.COM</span><br />
<span style="font-size: small;">April 27, 2011</span><br />
<span style="font-size: small;">By Dan Jovic, Reporter</span><br />
<span style="font-size: small;">"CEO of CMHA Indicted on Bribery and Fraud Charges"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6kfr4bn">http://tinyurl.com/6kfr4bn</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">THECOAST.CA</span><br />
April 14, 2011<br />
By Geoff Bird, Brittney Teasdale, and Lily Sangter<br />
"Manufactured Slum"---"Pinecrest-Highfield Park was designed and built so poorly that it was fated to become the city's most crime-ridden neighboured."<br />
<a href="http://tinyurl.com/bovp5t6">http://tinyurl.com/bovp5t6</a><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">SALTLAKECITYWEEKLY.NET</span><br />
<span style="font-size: small;">April 13, 2011</span><br />
<span style="font-size: small;">By Eric S. Peterson</span><br />
<span style="font-size: small;">"Utah's First Resident-Owned Co-op Finally Gives Mobile-Home Residents a Place to Call Their Own"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/6jy4ddq">http://tinyurl.com/6jy4ddq</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">BATEMANSBAYPOST.COM.AU</span><br />
<span style="font-size: small;">April 13, 2011</span><br />
<span style="font-size: small;">By Pamela Frost</span><br />
<span style="font-size: small;">"Batemans Bay detectives are investigating alleged fraud matters surrounding a Moruya public housing development, which has left subcontractors $100,000 out of pocket."</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3m9hozl">http://tinyurl.com/3m9hozl</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">LONDONEVENINGSRANDARD.CO.UK</span><br />
<span style="font-size: small;">April 1, 2011</span><br />
<span style="font-size: small;">By Tom Harper</span><br />
<span style="font-size: small;">"Evicted to make room for housing boss: Young family forced to leave home"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3bhpk97">http://tinyurl.com/3bhpk97</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">CBC.CA</span><br />
<span style="font-size: small;">March 24, 2011</span><br />
<span style="font-size: small;">"Co-op housing work unpaid: plumber"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/5wv4bpg">http://tinyurl.com/5wv4bpg</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">BLOG TO</span><br />
<span style="font-size: small;">March 12, 2011</span><br />
<span style="font-size: small;">Posted by Agatha Barc</span><br />
<span style="font-size: small;">"Nostalgia Tripping: Social Housing in Toronto" </span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4jxvonn">http://tinyurl.com/4jxvonn</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">BRONX TIMES REPORTER INC.</span><br />
<span style="font-size: small;">February 11, 2011</span><br />
<span style="font-size: small;">By Max Mitchell</span><br />
<span style="font-size: small;">"Glen Beck disses Co-op City" </span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4o4b4jq">http://tinyurl.com/4o4b4jq</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">REUTERS.COM</span><br />
<span style="font-size: small;">February 3, 2011</span><br />
<span style="font-size: small;">By Basil Katz</span><br />
<span style="font-size: small;">"Lawsuit peaks into world of New York City co-ops" </span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4vazvn7">http://tinyurl.com/4vazvn7</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">CHF CANADA-ONTARIO REGION MEDIA RELEASE</span><br />
<span style="font-size: small;">January 7, 2011</span><br />
<span style="font-size: small;">"Supreme Court turns down Thornhill Green's appeal request"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4erku4p">http://tinyurl.com/4erku4p</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">24DASH.COM</span><br />
<span style="font-size: small;">January 7, 2011</span><br />
<span style="font-size: small;">By Jon Land for 24 dash.com</span><br />
<span style="font-size: small;">"Housing co-operative seeks private sector homes for 'guaranteed rent' scheme" </span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/45vnaIu">http://tinyurl.com/45vnaIu</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">CHF CANADA-ONTARIO REGION MEDIA RELEASE</span><br />
<span style="font-size: small;">December 10, 2010</span><br />
<span style="font-size: small;">"Matthew co-op wins legal fight against takeover"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4rnapr8">http://tinyurl.com/4rnapr8</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">NYDAILYNEWS.COM</span><br />
<span style="font-size: small;">November 24, 2010</span><br />
<span style="font-size: small;">By Danel Beekman, Daily News Writer</span><br />
<span style="font-size: small;">"Co-op City Board Member Leticia Morales booted from townhouse over favoritism rap" </span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4mh68gj">http://tinyurl.com/4mh68gj</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">GREENBELT.PATCH.COM</span><br />
<span style="font-size: small;">November 10, 2010</span><br />
<span style="font-size: small;">By Kimberly Davis</span><br />
<span style="font-size: small;">"Longtime GHI Resident Discussing Life in a Co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7es8q2p">http://tinyurl.com/7es8q2p</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">November 7, 2010</span><br />
<span style="font-size: small;">By Joseph Goldstein</span><br />
<span style="font-size: small;">"City's 'cash' pads 'Low-income' co-ops lining tenants' pockets"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/239bkrd">http://tinyurl.com/239bkrd</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">HABITATMAG.COM</span><br />
<span style="font-size: small;">November 5, 2010</span><br />
<span style="font-size: small;">By Tony Cohen</span><br />
<span style="font-size: small;">"Corruption or Honest Mistake, Co-op City Scandal Taints Its Board"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/46pIbdc">http://tinyurl.com/46pIbdc</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">NEWYORKPOST.COM</span><br />
<span style="font-size: small;">October 31, 2010</span><br />
<span style="font-size: small;">By Joseph Goldstein</span><br />
<span style="font-size: small;">"No Boys Allowed"---"City officials among $250 'gal only' tenants"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/2anv2na">http://tinyurl.com/2anv2na</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">TVO.ORG</span><br />
<span style="font-size: small;">October 21, 2010</span><br />
<span style="font-size: small;">The Agenda with Steve Paikin</span><br />
<span style="font-size: small;">"Live chat and video feed: Losing the Lobbyists"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/c7b8sq4">http://tinyurl.com/c7b8sq4</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">WESTENDER.COM</span><br />
<span style="font-size: small;">October 6, 2010</span><br />
<span style="font-size: small;">Posted by Jessica Barrett</span><br />
<span style="font-size: small;">"News: Are co-ops due for a comeback?"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4cv68dz">http://tinyurl.com/4cv68dz</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">LONDONFREEPRESS.COM</span><br />
<span style="font-size: small;">September 29, 2010</span><br />
<span style="font-size: small;">By Jane Sims, The London Free Press</span><br />
<span style="font-size: small;">"Former housing co-op president pleads guilty"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4mecnf2">http://tinyurl.com/4mecnf2</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">NEWZ4U.NET</span><br />
<span style="font-size: small;">September 26, 2010</span><br />
<span style="font-size: small;">By KJ Mullins, Editor</span><br />
<span style="font-size: small;">"What the heck is a co-op?"</span><br />
<span style="font-size: small;"><a href="http://newz4u.net/archives/2413">http://newz4u.net/archives/2413</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">DIGITALJOURNAL.COM</span><br />
<span style="font-size: small;">September 26, 2010</span><br />
<span style="font-size: small;">By KJ Mullins</span><br />
<span style="font-size: small;">"The Truth behind co-op housing"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7wrg5dc">http://tinyurl.com/7wrg5dc</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">Digital Journal Comments to KJ Mullins ' The Truth behind co-op housing'</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7vurprt">http://tinyurl.com/7vurprt</a> </span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">YORKREGION.COM</span><br />
<span style="font-size: small;">September 9, 2010</span><br />
<span style="font-size: small;">By David Fleischer</span><br />
<span style="font-size: small;">"Thornhill co-op residents appeal to supreme court"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4jseyk6">http://tinyurl.com/4jseyk6</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">SAN FRANCISCO CHRONICLE</span><br />
<span style="font-size: small;">August 1, 2010</span><br />
<span style="font-size: small;">By Nanette Asimov, Chronicle Staff Writer</span><br />
<span style="font-size: small;">"Tragedy puts UC Berkeley house in spotlight"---"Drugs and alcohol are a problem with a certain percentage of students," said Stokley of the cooperative, which owns another 13 student co-ops independent of the university. "These problems are not unique to our housing,"---"Now she wants to end what she says is a culture of silence around campus drug use."</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/62rg3nf">http://tinyurl.com/62rg3nf</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">HABITATMAG.COM</span><br />
<span style="font-size: small;">July 20, 2010</span><br />
<span style="font-size: small;">By Kathryn Farrel</span><br />
<span style="font-size: small;">"Co-op / Condo Managing Agent Arrested and Charged with Larceny"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/49zwsp8">http://tinyurl.com/49zwsp8</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">YORKREGION.COM</span><br />
<span style="font-size: small;">June 10, 2010</span><br />
<span style="font-size: small;">By David Fleischer</span><br />
<span style="font-size: small;">"Appeals court rules against co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4rghhbx">http://tinyurl.com/4rghhbx</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">CHF CANADA-ONTARIO REGION MEDIA RELEASE</span><br />
<span style="font-size: small;">June 2, 2010</span><br />
<span style="font-size: small;">"Ontario Court of Appeal Allows York Region Takeover of Thornhill Green Co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4aah3ks">http://tinyurl.com/4aah3ks</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">HABITATMAG.COM</span><br />
<span style="font-size: small;">May 28, 2010</span><br />
<span style="font-size: small;">By Frank Lovece</span><br />
<span style="font-size: small;">"Bad Boards, Bad Boards, What'cha Gonna Do? co-op Admission Horror Stories"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4j5xawm">http://tinyurl.com/4j5xawm</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">STALBERTGAZETTE.COM</span><br />
<span style="font-size: small;">May 19, 2010</span><br />
<span style="font-size: small;">By Ryan Tumilty, St. Albert Gazette</span><br />
<span style="font-size: small;">"Woman convicted in St. Albert fraud faces new charges"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/d2jcwq2">http://tinyurl.com/d2jcwq2</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">THEGLOBEANDMAIL.COM</span><br />
<span style="font-size: small;">April 23, 2010</span><br />
<span style="font-size: small;">By Kelly Grant, City Hall Bureau Chief</span><br />
<span style="font-size: small;">"Alexandra Park slated for revitalization"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/8raj9fh">http://tinyurl.com/8raj9fh</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">ANNARBOR.COM</span><br />
<span style="font-size: small;">March 11, 2010</span><br />
<span style="font-size: small;">By Paula Gardner, Business Director</span><br />
<span style="font-size: small;">"Switch from co-op to condos gives The Village new position in Ann Arbor housing market"---The Village formerly known as Pittsfield Village completed the conversion of its 422 units from cooperative to condominium in late 2009"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4fg2p4q">http://tinyurl.com/4fg2p4q</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">SIMCOE.COM</span><br />
<span style="font-size: small;">February 1, 2010</span><br />
<span style="font-size: small;">By Laurie Watt</span><br />
<span style="font-size: small;">"County may rescue city co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4egquu4">http://tinyurl.com/4egquu4</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">ST. ALBERT GAZETTE</span><br />
<span style="font-size: small;">January 27, 2010</span><br />
<span style="font-size: small;">By Ryan Tumility, Staff Writer</span><br />
<span style="font-size: small;">"Housing co-op fraud nets jail term"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/46d8kIk">http://tinyurl.com/46d8kIk</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">NEWSWIRE.CA</span><br />
<span style="font-size: small;">January 20, 2010</span><br />
<span style="font-size: small;">Co-operative Housing Federation of Canada</span><br />
<span style="font-size: small;">"The North End United Housing Co-op, a new Nova Scotia housing co-op created by the merger of four existing co-ops, has recieved $3.1 million from provincial and federal stimulus funds for capital repairs and energy-conserving modifications."</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4g6kh4p">http://tinyurl.com/4g6kh4p</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">SIMCOE.COM</span><br />
<span style="font-size: small;">May 14, 2009</span><br />
<span style="font-size: small;">By Laurie Watt</span><br />
<span style="font-size: small;">"Co-op ask county not to sell"---"Matthew Way Cooperative is appealing to Simcoe County to not sell the 80-unit development"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4abvje3">http://tinyurl.com/4abvje3</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">THETYEE.CA</span><br />
<span style="font-size: small;">April 2, 2009</span><br />
<span style="font-size: small;">By Colleen Kimmett</span><br />
<span style="font-size: small;">"The Coming Co-op Crunch"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4py5kne">http://tinyurl.com/4py5kne</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">SIMCOE.COM</span><br />
<span style="font-size: small;">November 26, 2008</span><br />
<span style="font-size: small;">By John Edwards, Staff</span><br />
<span style="font-size: small;">County endorses sale of Matthew Way co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4hx9jpz">http://tinyurl.com/4hx9jpz</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">SIMCOE.COM</span><br />
<span style="font-size: small;">September 6, 2008</span><br />
<span style="font-size: small;">By David Fleischer</span><br />
<span style="font-size: small;">"Co-op request for injunction denied"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3m2r2co">http://tinyurl.com/3m2r2co</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">SIMCOE.COM</span><br />
<span style="font-size: small;">June 17, 2008</span><br />
<span style="font-size: small;">By Laurie Watt</span><br />
<span style="font-size: small;">"County oversees co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4blzk6c">http://tinyurl.com/4blzk6c</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">CBC.CA</span><br />
<span style="font-size: small;">April 9, 2008</span><br />
<span style="font-size: small;">"Yukon government ask court to dissolve Whitehorse Co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4c4jozb">http://tinyurl.com/4c4jozb</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">QCHRON.COM</span><br />
<span style="font-size: small;">February 28, 2008</span><br />
<span style="font-size: small;">By Austin Considine</span><br />
<span style="font-size: small;">"Parkway Village Look To Stay In The Black For '08"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7t8z56j">http://tinyurl.com/7t8z56j</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">DURHAMREGION.COM</span><br />
<span style="font-size: small;">February 10, 2008</span><br />
<span style="font-size: small;">By Carol Gabourie Cooper, Guest Columnist</span><br />
<span style="font-size: small;">"Co-op creation an unforgettable adventure"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7h3zgfx">http://tinyurl.com/7h3zgfx</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">SIMCOE.COM</span><br />
<span style="font-size: small;">October 10, 2007</span><br />
<span style="font-size: small;">By Laurie Watt</span><br />
<span style="font-size: small;">"Co-op repairs require county money"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4tqrf6h">http://tinyurl.com/4tqrf6h</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">SIMCOE.COM</span><br />
<span style="font-size: small;">August 15, 2007</span><br />
<span style="font-size: small;">By Laurie Watt</span><br />
<span style="font-size: small;">"County takes over control of co-op"---"Gateway Co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4cdlt67">http://tinyurl.com/4cdlt67</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">TIMEOUT.COM</span><br />
<span style="font-size: small;">July 24, 2007</span><br />
<span style="font-size: small;">By Time Out editors</span><br />
<span style="font-size: small;">"The Olympics destroyed my home"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/crj6mfc">http://tinyurl.com/crj6mfc</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">QCHRON.COM</span><br />
<span style="font-size: small;">April 12, 2007</span><br />
<span style="font-size: small;">By Colin Gustafson</span><br />
<span style="font-size: small;">"Parkway Village Residents Consider Dissolving Co-op"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/7fuyvzm">http://tinyurl.com/7fuyvzm</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">THECOAST.CA</span><br />
April 12, 2007<br />
By Lis van Berkel<br />
"Where goes the neighbourhood?"---"Gentrification is a cure that will save the north end, fixing a run-down and dangerous part of Halifax."<br />
<a href="http://tinyurl.com/c25v3yd">http://tinyurl.com/c25v3yd</a><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">POLICYALTERNATIVES.CA</span><br />
<span style="font-size: small;">October 3, 2006</span><br />
<span style="font-size: small;">By John Jacobs</span><br />
<span style="font-size: small;">"Corporate think co-opting co-ops?</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/69deqs6">http://tinyurl.com/69deqs6</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">DURHAMREGION.COM</span><br />
<span style="font-size: small;">June 9, 2006</span><br />
<span style="font-size: small;">By Jillian Follert</span><br />
<span style="font-size: small;">"Drowning in dust"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4k9zchc">http://tinyurl.com/4k9zchc</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">POLICYALTERNATIVES.CA</span><br />
<span style="font-size: small;">September 25, 2004</span><br />
<span style="font-size: small;">By John Irwin</span><br />
<span style="font-size: small;">"BC's social housing shell game"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/3vqvgcf">http://tinyurl.com/3vqvgcf</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">DURHAMREGION.COM</span><br />
<span style="font-size: small;">July 19, 2002</span><br />
<span style="font-size: small;">By Jeremy Le Page, Staff Writer</span><br />
<span style="font-size: small;">"some at Borelia hope move to Region a change for the better"</span><br />
<span style="font-size: small;"><a href="http://tinyurl.com/4say9ua">http://tinyurl.com/4say9ua</a></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">Information noted above may be revised and/or deleted without prior notification.</span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;"></span><br />
<span style="font-size: small;">Ken Hummel, Administrator, CHIE</span><br />
<div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-73834412806166483152012-12-04T09:47:00.000-05:002018-02-08T18:03:26.038-05:00Fraud exposed at housing co-op<h3>
The Financial Gazette</h3>
<h3>
July 16, 2015</h3>
<h3>
By Shame Makoshori, Senior Business Reporter</h3>
<br />
<h3>
Fraud exposed at housing co-op</h3>
<br />
<h3>
A PARLIAMENTARY committee investigating the impact of housing co-operatives in national housing development has exposed shocking evidence of abuse at Herbert Chitepo Housing Co-operative, which takes its name from one of the country's outstanding liberation war icons.</h3>
<br />
<h3>
The Parliamentary Portfolio Committee on Small and Medium Enterprises and Co-operative Development said the co-operative had not held annual general meetings since 2009.</h3>
<br />
<h3>
Its books of accounts have not been audited during the same period, which is a criminal offense under the country's laws. However, those who have committed the crime are free, and one of them disappeared after members demanded accountability</h3>
<br />
<h3>
Based in Kuwadzana Extension in Harare, Herbert Chitepo Housing Co-operative has 501 members, one of the biggest in Zimbabwe with 88 of them yet to receive their stands.</h3>
<br />
<h3>
Parliament said it was concerned by the developments at the co-operative, but the Ministry of Small and Medium Enterprises and Co-operative Development said it was difficult to close co-operatives like Herbert Chitepo.</h3>
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<h3>
"This is most problematic housing co-operative that was cited by the Ministry of Small and Medium Enterprises and Co-operative Development," the committee, said in a report released last month.</h3>
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<h3>
"The management committee of the co-operative, chaired by Mr. Chinyanga, was accused by the majority of its members of abuse of office and misappropriation of funds."</h3>
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<h3>
"Since 2009, the housing co-operative has neither held its annual general meetings nor had its financial records audited in line with...the Co-operative Societies Act. The ministry highlighted that it could no place such problematic co-operatives under liquidation...because the majority of members of the society would lose their hard earned earned contributions if the co-operative is dissolved. </h3>
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<h3>
"During the public hearing, it emerged that some members were unfairly dispossessed of their houses; some female members experienced gender based violence in one way or another; there were regular physical fights between the management committee and some members of the society and a host of other unresolved conflicts.</h3>
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<h3>
Furthermore, the committee was informed that the treasurer of the co-operative had disappeared following mounting pressure from the society's members to account for the society financial resources." the report said.</h3>
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<h3>
The rot in administration at Herbert Chitepo Co-operative epitomes mismanagement that has characterized housing co-operatives across the country, which has forced the ministry to contemplate setting up a tribunal to handle a flood of conflicts.</h3>
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<h3>
However, the model of co-operatives, which was adopted by government in 1980 has failed to work in Zimbabwe, where hundreds of income generating projects then expected to later develop into fully fledged firms providing jobs, collapsed in the formative years of the country's independence.</h3>
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<h3>
The concept has recently returned in the form of housing co-operatives trying to create pools of financial resources among low income earners to buy land and develop low cost houses.</h3>
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<h3>
But again, the housing co-operatives have become the centers of fraud, abuse of people by the connected elites and corruption, which has recently seen ZANU-PF youths being arrested and charged for defrauding people of funds while lying that they were being sent by powerful personalities.</h3>
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<h3>
The co-operatives use the names of respected nationalist and those with links to the liberation struggle.</h3>
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<h3>
The names include that of the late first lady Sally Mugabe, Herbert Chitepo, the late national hero Border Gezi, Nehanda, a spirit medium that was one of the pioneers of nationalism in Zimbabwe and several others.</h3>
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<h3>
Recently established housing co-operatives have included names like that of the first lady Grace Mugabe.</h3>
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<h3>
"Twelve housing co-operatives were cited for defying...Co-operative Societies Act, as well as, using it as a tool to intimidate dissenting voices." the committee said.</h3>
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<h3>
COMMENT:</h3>
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<h3>
The problems found with housing co-operatives in Zimbabwe is either exactly the same or similar found with many other housing co-operatives in other countries that include Canada.</h3>
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<h3>
Links to information about co-operative housing share similar concerns <a href="http://tinyurl.com/nkfxs6a">CLICK HERE</a> </h3>
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<h3>
Information may be revised, added or deleted without prior notification</h3>
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<h3>
Ken Hummel, Administrator, CHIE </h3>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-22723026092248676952012-12-03T15:56:00.000-05:002018-06-29T15:33:04.673-04:00CONSULTATION PAPER: EVICTION LAW REFORM ("ELR")<h3>
The Non-Profit Housing Co-operative Statute Law Amendment Act, 2013 </h3>
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</h3>
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In Ken's opinion, this statutory laws requires amendments under the New Progressive Conservative Party of Ontario that was elected on June 7, 2018 and sworn into office as at June 29, 2018. </h3>
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</h3>
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Some background information: </h3>
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</h3>
<h3>
Second Session of the 40th. Ontario legislature resumed business on September 9, 2013. </h3>
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<h3>
In Ken Hummel's (Ken) view, MPP's were irresponsible for fast-tracking Bill 14, non-profit Housing Co-operative Statute Law Amendment Act, 2013 into Law on September 24, 2013 at the request of CHF Canada lobbyist. In Ken's view, Bill 14 was poorly drafted and flawed, and further amendments were needed. Bill 14 Royal Assent received on September 26, 2013 [Chapter Number S.O. 2013 C.3] And was proclaimed into law on June 1, 2014. </h3>
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</h3>
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In Ken's view, CHF Canada lobbyist proclaim this law as a victory for their member housing co-ops. Ken's views the lobbyist... & politician's that supported Bill 14 into law, as having low regards for co-op members' and treated them as second class citizens! </h3>
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</h3>
<h3>
In Ken's view, Bill 14 does not allow co-op members' to file applications to seek remedies for maintenance, housing charge disputes, and harassment issues at the Ontatio Landlord and Tenant Board (LTB). Tenants of Landlords are protected under law and can file applications to seek remedies on those three issues at the LTB.</h3>
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<h3>
Click link to view: <a href="http://tinyurl.com/dyca8kr">BILL 14 Stage and Action</a> </h3>
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Standing Committee on the Legislative Assembly</h3>
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Wednesday 11 September 2013</h3>
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Click link to view: <a href="http://tinyurl.com/lf3fdnu">PUBLIC HEARINGS</a></h3>
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Click link to view: <a href="http://tinyurl.com/nzsgx4r">Ken's e-mail's dated March 5, 2013 to MPP's - re: Bill 14</a></h3>
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<h3>
Click link to view: <a href="http://keepandshare.com/doc10/24317/ken-s-brief-re-bill-14-pdf-3-5-meg?da=y">Ken's 4-page Brief re: Bill 14</a> in PDF </h3>
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</h3>
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Standing Committee on the Legislative Assembly</h3>
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Wednesday 18 September 2013</h3>
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<h3>
Click link to view: <a href="http://tinyurl.com/matqce7">Standing Committee Meeting Minutes</a></h3>
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<h3>
Bill 14, Non-profit Housing Co-operatives Statute Law Amendment Act, 2013 will not be amended prior to third reading in the legislature. The inherent problems with co-op housing are not being considered. Bill 14 was tailored made legislation from the very beginning with all political party support from politicians the legislature and bureaucrats at the Ministry of Municipal Affairs and Housing ("MMAH") for the Co-operative Housing Federation of Canada ("CHF Canada") lobbyist and others who supported it.</h3>
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<h3>
Bill 14 panders to CHF Canada lobbyist and its member co-ops, board of directors and management staff that calculate co-op member housing charges and are responsible for co-op housing repairs and related maintenance issues.</h3>
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<h3>
Bill 14 will make CHF Canada member co-ops, board of directors and management staff less accountable. When Bill 14 becomes Law, the fallout will cause irrevocable harm to many co-op members.</h3>
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<h3>
I can only hope the lack of consideration about the inherent problems associated with co-op housing and the fallout from Bill 14 legislation will haunt those MPP's and others consciousness for the rest of their lives, in addition its my belief that karma will come back at all who supported this Bill that basically amounts to grand-theft of individual co-op member right's under law and dismissed issues about poor governance and management at co-ops that can also be related to housing charge disputes and maintenance issues. </h3>
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<h3>
Re: Standing Committee on the Legislative Assembly meeting minutes dated September 18, 2013. Ken was offended and angered that Bill 14 was tailored made for lobbyist and their supporters from the get-go. - re: Presenters' at the Public Hearings held on September 11, 2013 - ..."they would have had to be ruled out of order"...</h3>
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<h3>
In Ken Hummel's view, Ontario legislature MPP's, Bureaucrat's at the Ministry of Municipal Affairs and Housing, and Co-op Housing Stakeholders should all be called OUT OF ORDER for supporting Bill 14 that was tailored made and pander to housing co-ops, especially its Board of Directors and Staff Management.</h3>
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In Ken's view, Bill 14 is a SIC piece of tailored made legislation without some requested amendments and it may also remind some folks about said amendments about **Justice** </h3>
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In Ken's view, Bill 14 is a 'Fraud-Friendly Bill' in regards to federal program co-op housing member housing charge calculations that should never had all political party support without some important amendments.</h3>
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<h3>
Although the following 2:48 minute video satirizes a Lobbyist and a Senator in the United States, Ken offers his translation into Ontario, Canada politicts that some may view as <a href="http://tinyurl.com/kq7px2k">CO-OP HOUSING DAY IN THE ONTARIO LEGISLATURE</a> !</h3>
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The link below details all debates in the Ontario legislature and committee meetings that fast-tracked BIll 14 into LAW as S.O. 2013 C.3 ::</h3>
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<a href="http://tinyurl.com/ny2n4xf">THE TRANSFORMATION OF A FRAUD-FRIENDLY BILL 14 INTO LAW</a><br />
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</h3>
<h3>
Some Social Media reaction to Bill 14 that is now law:</h3>
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nlstoronto.org </h3>
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November 2013 </h3>
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'New Co-op Housing laws: Less than meets the eye' </h3>
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<a href="http://tinyurl.com/mzaybbr">CLICK HERE</a> </h3>
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</h3>
<h3>
rabble.ca </h3>
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January 16, 2014 </h3>
<h3>
By Josh Hawley </h3>
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"Evictions for all? What effects will Bill 14 have on co-op residents"</h3>
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<a href="http://tinyurl.com/onfosqg">CLICK HERE</a></h3>
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</h3>
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Continued criticism is expected from those who opposed Bill 14 without amendments</h3>
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<h3>
[Supplemental information about non-profit co-op housing in Canada]</h3>
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Inherent problems with co-ops: <a href="http://tinyurl.com/d68zyto">http://tinyurl.com/d68zyto</a></h3>
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Stakeholders can pander to co-op board of directors and management staff: <a href="http://tinyurl.com/chbhs62">http://tinyurl.com/chbhs62</a></h3>
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Indicators of poor member engagement in the co-op sector: <a href="http://tinyurl.com/c3rwq2n">http://tinyurl.com/c3rwq2n</a></h3>
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A fraud-friendly culture can exist at co-ops: <a href="http://tinyurl.com/aabbd3p">http://tinyurl.com/aabbd3p</a></h3>
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Bill 14 removed the requirement of a Duty of Procedural Fairness in consideration of the merits of the case that the Court system offers resident co-op members, and the main reason eviction proceedings are tossed out of Court.</h3>
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<h3>
Under the legislation related to the Ontario Ministry of Municipal Affairs and Housing that released a Consultation Paper in 2009, suggest that about 50% of rent-geared-to-income ("RGI") co-op housing subsidy calculations and market rent housing charges would be preformed by the MMAH. </h3>
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<h3>
Canada Mortgage and Housing Corporation ("CMHC") has operating agreements between federal programs non-profit housing co-operatives ("co-op") across Canada.</h3>
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<h3>
CHF Canada statisticts for 2013 noted 555 co-ops in Ontario with 44,087 households of that, there are 477 federal government agreements (apx. 225 co-ops) and 20,683 federal programs households. 12,943 households that represent about 22,000 low-income Ontarians would have their RGI subsidy housing charge calculations performed at these federal program co-ops.</h3>
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<h3>
In only one legal case, the government of Canada agency CMHC enforced compliance of the operating agreement in respect to RGI that involved eight housing co-operatives in 1997. Case Docket Number: 97-CV-123838</h3>
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<h3>
Compliance monitoring is expensive, not done in detail, and many records that may document the co-ops management are not monitored. If a co-op breaches the operating agreement then obtaining a court order can be expensive to force the co-op to comply with the operating agreement ("specific performance").</h3>
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It is alleged that CMHC has demonstrated negligence in compliance monitoring of co-ops. CMHC's failure to enforce compliance of the operating agreement between co-ops can encourage co-ops to breach the operating agreement.</h3>
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<h3>
CMHC and others engage through Risk Management that place the onus upon individual members with modest or low incomes that have a RGI to repay any money owed back to the co-op that represent debt. Members paying market rent that are over-charged rent should also have the right to seek remedies for disputes related to housing charge calculations.</h3>
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Individuals at co-ops that intentionally under or over calculate housing charges are negligent in the calculation of member housing charges need to be held accountable and responsible for their negligence.</h3>
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We should all expect a higher 'Standard of Care' from the individuals that calculate member housing charges at federal program co-ops.</h3>
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The legislation would not allow co-op members to apply to the Landlord Tenant Board (LTB) to seek remedies for disputes related to housing charges, maintenance or any other grounds under the Residential Tenancies Act (RTA)</h3>
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Co-ops and its members would have to try and resolve the disputes stated above internally at the co-op with its board and/or members.</h3>
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In Ken's view, there are really huge problems with board, members, and staff being objective, impartial and fair at co-ops, especially in eviction proceedings.</h3>
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In Ken's view, associative difficulties at co-ops, are attributable to poor management, interpersonal conflicts, multicultural prejudices and challenges, collusion, abuses of power, cliques, and favoritism etc. Please review <a href="http://tinyurl.com/d68zyto">Crisis Situations in Co-ops</a> </h3>
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<h3>
CMHC, the Agency for Co-operative Housing (the "Agency") and CHF Canada recognize and understand these type of 'Crisis Situations in Co-ops'.</h3>
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In Ken's view, CHF Canada lobbying efforts that don't allow individual co-op members to apply to the LTB to seek remedies for disputes related to housing charges, maintenance or any other grounds under the RTA is an attempt to in-fringe upon the rights of individual members that live in co-ops, and absolve CMHC, the Agency, and individuals at co-ops of their responsibility and 'Duty of Care' that under or over calculate housing charges for its individual co-op members. </h3>
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Under the legislation, co-op providers and residents would have most of the same protections and benefits available to landlords and tenants, including access to mediation services.</h3>
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In Ken's view, access to mediation services through the LTB and RTA, would not apply to disputes related to housing charges and co-op maintenance issues...</h3>
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<h3>
Co-op members need an Adjudicator in the LTB or through the Court system that may help ensure decisions relating to under or over calculating housing charges, especially in respect to evictions are procedurally fair, done objectively and impartially without prejudice towards co-op members. </h3>
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<h3>
Ken reviewed and quotes from the news release on April 16, 2012 by the Ministry of Municipal Affairs and Housing in regards to Eviction Law Reform. - "Ontario Strengthening Protections for Co-op Residents"..."Changing the tenure dispute resolution process will make the process"..."transparent for co-ops and their members."</h3>
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<h3>
In Ken's view, any suggestion that Bill 14 is strengthening protections, and making the process transparent for co-op members is complete nonsense and far from the truth.</h3>
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<h3>
nlstoronto.org</h3>
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June 6, 2013</h3>
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"Co-operative Housing, Eviction and Rent-Geared-to-Income (RGI) Subsidies"</h3>
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<a href="http://tinyurl.com/ktdtv59">http://tinyurl.com/ktdtv59</a></h3>
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<h3>
Ken urged Members of Provincial Parliament (MPP) in Ontario to amend proposed Bill 14 that allows co-op members to apply to the LTB to seek remedies for disputes related to housing charges, maintenance or any other grounds that include mediation services under the RTA. MPP's turned a deft ear towards Ken.</h3>
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In Ken's view, it's a travesty for co-op members to be denied this simple request that protect a co-op member right to objective, impartial and fair eviction proceedings etc. by MPPs</h3>
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</h3>
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<h3>
Some additional background information: 27-page Report-Analysis of evictions in the City of Toronto in regards to the Co-operative Housing Sector published March 31, 2004. Click link to access: <a href="http://tinyurl.com/3lmypsa">http://tinyurl.com/3lmypsa</a></h3>
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<h3>
Last revised and updated on June 29, 2018</h3>
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Information may be updated/revised or deleted without prior notice</h3>
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<h3>
Ken Hummel, Administrator, CHIE</h3>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-84269488771297008382012-12-03T15:54:00.000-05:002015-01-16T18:04:17.086-05:00CO-OP UPLOAD DOESN'T MAKE THE CUT<h3>
The Co-operative Housing Federation of Canada ("CHF") in its NewsBriefs, Ontario Edition Fall 2008-Volume 16, No. 2</h3>
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<h3>
"CO-OP UPLOAD DOESN'T MAKE THE CUT Provincial-municipal review panel releases report." The Provincial-Municipal Fiscal and Service Delivery Review Report was released on October 31, 2008.</h3>
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<h3>
Prior to the release of the Report, CHF ran a campaign for two years to convince the Ontario Provincial Government to upload Housing Co-operatives to the Provincial Government and then contract the Agency for Co-operative Housing (the "Agency") to run the program administration for these Co-ops.</h3>
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<h3>
CHF is the Agency sole partner, and that can be seen as a conflict of interest.</h3>
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<h3>
Suggested background information to read is Stakeholders can pander to housing co-op project directors and officers posted in the CHIE Blog Post Page Area of this Website, and the Service Delivery Review Report released on Oct. 31, 2008 in the link: <a href="http://www.mah.gov.on.ca/page181.aspx">http://www.mah.gov.on.ca/page181.aspx</a> </h3>
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<h3>
Ken supports equal share funding for Co-ops and Social Housing by the Federal, Provincial, and Municipal Governments. Although Ken is not in favor of the Agency running the program administration for these Co-ops.</h3>
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<h3>
Information may be revised and deleted without prior notice</h3>
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<h3>
Ken Hummel, Administrator, CHIE</h3>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-6606062394651332702012-12-03T15:52:00.000-05:002015-01-16T18:06:38.794-05:00CHF MAKES PROPOSED CHANGES TO THE SHRA<h3>
Bill 140, Strong Communities Through Affordable Housing Act, 2010 to repeal the SHRA. Status: Bill 140 received Royal Assent on May 4, 2011</h3>
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<a href="http://www.tinyurl.com/7tqyztk">http://www.tinyurl.com/7tqyztk</a></h3>
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<h3>
Ken Hummel's comments: </h3>
<h3>
The Ontario Region of CHF Canada ("CHF") has a campaign calling for major changes to the Social Housing Reform Act, 2000 ("SHRA"), and give co-op members much more control of their housing co-ops. This campaign is mostly focused on reducing accountability as stated in the SHRA for Ontario Non-Profit Housing Co-ops.</h3>
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<h3>
It appears most of CHF and its Member efforts in lobbying for changes to the SHRA was done between April 2004 and March 2006, and seemed to run out of most of its steam but 3 years later the CHF Ontario Council held a meeting with Minister Watson back on March 4, 2009.</h3>
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<h3>
An argument can be made that the SHRA is holding Co-op memberships' and their Co-ops Accountable. Case-in-point: The membership of Thornhill Green Co-operative Homes. It is noteworthy that the board of directors hired a management company to manage the business affairs of the Co-op, but ultimately it was the Co-op board of directors and membership that had the authority in running Thornhill Green Co-op, and that Co-op went into foreclosure, was sold and no longer exist. York Housing Incorporated now owns the Real Property.</h3>
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<h3>
The Co-op membership have a duty and obligation to practice Good Governance and Management. Co-ops that are well Governed and Managed by its membership are in compliance with the SHRA. Co-ops with a membership that choose to ignore or refuse to practice Good Governance and Management may be in violation of the SHRA, and are placing their Co-op Homes at risk to falling into receivership, restructuring or being sold. </h3>
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<h3>
It should be unreasonable to expect Taxpayers to support a failing business or business such as a non-profit housing co-operative with unlimited funding or at any cost.</h3>
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<h3>
CHF Canada media release on November 29, 2010</h3>
<h3>
"Housing co-ops welcome landmark Affordable Housing Strategy but find big gaps in plan." - <a href="http://www.tinyurl.com/6vwkegb">http://www.tinyurl.com/6vwkegb</a></h3>
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<h3>
Some Background Information:</h3>
<h3>
CHF Canada submits a 101-page brief to the Ministry of Municipal Affairs and Housing on the receivership and sale provisions in the SHRA. Click the link re: CHF Ontario news: <a href="http://www.chfcanada.coop/eng/pages2007/ontnews.asp?id=665">http://www.chfcanada.coop/eng/pages2007/ontnews.asp?id=665</a></h3>
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<h3>
Click the link to directly access the 101-page brief: <a href="http://www.chfcanada.coop/eng/pdf/ontdocs/Receivership%20Brief.pdf">http://www.chfcanada.coop/eng/pdf/ontdocs/Receivership%20Brief.pdf</a></h3>
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<h3>
Government of Ontario's Long-Term Affordable Housing Strategy Document: </h3>
<h3>
<a href="http://www.mah.gov.on.ca/Page9187.aspx">http://www.mah.gov.on.ca/Page9187.aspx</a></h3>
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<h3>
Information may be updated/revised or deleted without prior notice</h3>
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<h3>
Ken Hummel, Administrator, CHIE </h3>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-50648881041531792172011-11-09T16:42:00.000-05:002015-01-16T18:09:48.092-05:00Ken Site / Blogger<h3>
<a href="http://tinyurl.com/crf93rg">http://tinyurl.com/crf93rg</a></h3>
<h3>
This is the Blogger Home Site for Ken 'newman-goodmoon' Hummel.</h3>
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Visit Ken's home site for additional information and video or make a comment or suggestion to Ken by contacting kenhummel@msn.com</h3>
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Follow and tweet Ken '@newman_goodmoon' Hummel at Twitter.com: <a href="http://tinyurl.com/79319oy">http://tinyurl.com/79319oy</a></h3>
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Have A Nice Day!</h3>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-38044228752304846462011-11-09T16:41:00.000-05:002015-01-16T18:11:04.057-05:00Ken's Site / Facebook<h3>
<a href="http://tinyurl.com/7z4gnn5">http://tinyurl.com/7z4gnn5</a></h3>
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This is the Facebook Home Site for Ken 'goodmoon' Hummel.</h3>
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Visit Ken's home site for additional information and links to other Facebook groups.</h3>
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You may need to login or be signed-in as a Member of Facbook, in order to access Ken's Facebook Site page</h3>
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Follow and tweet Ken '@newman_goodmoon' Hummel at twitter.com: <a href="http://tinyurl.com/79319oy">http://tinyurl.com/79319oy</a></h3>
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Have A Nice Day! </h3>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4582945871353135184.post-48719856138184045842011-11-09T16:40:00.000-05:002017-02-28T09:21:20.645-05:00Co-opcracy<h3>
Click link to access <a href="http://tinyurl.com/3dzb62z">CO-OPCRACY</a></h3>
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In Ken's view, Co-opcracy last published blog was on Oct. 27, 2016 as at Feb. 28, 2017. In a blog dated August 1, 2015, it starts by stating "Ex-Member Here! After twenty-five years of living in the co-op I most talked about, we made a decision to move out."...and this blog ends by stating "I may have departed the co-op, but I have not yet escaped." </h3>
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In Ken's view, the Co-op Dweller, published 348 blogs dating back to 2009 that are well written and recommended reading. </h3>
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Background information: </h3>
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A journal By A Housing Co-operative Dweller, claiming to be living in Ottawa, Ontario, Canada. The Co-operative Dweller states to us that "I intersperse my account of co-op living with snippets of my life's experiences outside of the co-op realm."</h3>
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The Co-op Dweller also states that "Ive been living in housing co-ops since 1983 and for many years was an active volunteer on the Maintenance Committee. I'm writing this blog because there is very little information on the web about dysfunctional co-ops."</h3>
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"This blog will give an overview of what is transpiring in our co-op and its consequences, particularly as it pertains to vulnerable subsidized members."</h3>
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It's important to note that the Co-opcracy Site Administrator and its Site Members use only pseudonyms or fictitious names to identify themselves. The Co-opcracy Site Administrator does not identify the name of the housing co-operative that he or she dwells.</h3>
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Unknownnoreply@blogger.com0